How good is your credit?
WalletHub
Best Visa Business Credit Cards
WalletHub makes it easy to find the best Visa business credit card for you.
Visa business cards are offered by a number of different credit card companies, and they can be used at any of the 30 million locations where Visa is accepted worldwide. In addition to lucrative rewards, the best Visa business credit card offers provide a variety of business-centric perks to corporate cardholders. This includes the ability to easily track business spending and the freedom to give cards with individualized limits to employees while earning rewards on their spending. Some cards are from WalletHub partners.
Best Visa Business Credit Cards
Office Supplies & Telecom: Ink Business Cash® Credit Card
Initial Bonus: Ink Business Preferred® Credit Card
Cash Back: U.S. Bank Business Leverage® Visa Signature® Card
Warehouse Club Shoppers: Costco Anywhere Visa® Business Card by Citi
Free Flights: United℠ Business Card
Fair Credit: Capital One Spark Classic for Business
show less
Showing 1 – 10 of 16
FILTER CARDS
Business Owner
My credit
My credit
I want
I want
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
U.S. Bank Business Leverage® Visa Signature® Card U.S. Bank Business Leverage® Visa Signature® Card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
16.74% - 21.74% (V)
Annual Fee
$0 intro for 12 mos, $95 after
Rewards Rate
1 - 5% Cash Back
Minimum Credit
Good
Rewards Details
- Limited time offer: Earn $750 in rewards when you spend $7,500 in eligible purchases on the account owners' card within the first 120 days of opening your account.
- Earn 2% back in the top two categories where you spend the most each month automatically.
- 1% cash per dollar spent on all other eligible purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.
- No reward caps or limits on the total rewards your business can earn. Redeem for your choice of cash back, gift cards, merchandise and travel.
- Terms and conditions apply
Pros
- High rewards rate
- $750 initial rewards bonus
- No membership fees first year
- No foreign fee
Cons
- Membership fees in the second year
- No intro APR on purchases
- No intro APR on balance transfers
- Requires good/excellent credit
Additional Info
- U.S. Bank Business Leverage® Visa Signature® Card
- No annual fee for the first year and $95 thereafter. No annual fees for employee cards.
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- See More Details & Reviews About TheU.S. Bank Business Leverage® Visa Signature® Card
Ink Business Cash® Credit Card Ink Business Cash® Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
Not Offered
Regular APR
→
13.49% - 19.49% (V)
Rewards Details
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Pros
- $750 initial bonus
- 1 - 5% cash back on purchases
- $0 annual fee
- Low intro APR on purchases
Cons
- 13.49% - 19.49% (V) regular APR
- 3% foreign transaction fee
Additional Info
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- 0% introductory APR for 12 months on purchases
- See More Details & Reviews About TheInk Business Cash® Credit Card
Ink Business Unlimited® Credit Card Ink Business Unlimited® Credit Card
Purchase Intro APR
→
0% for 12 months
Transfer Intro APR
→
Not Offered
Regular APR
→
13.49% - 19.49% (V)
Rewards Details
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Pros
- No membership fees
- 0% intro APR on purchases
- $750 initial rewards bonus
Cons
- No intro APR on balance transfers
- Balance transfer fee
- Foreign fee
- Requires good/excellent credit
Additional Info
- No Annual Fee
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- See More Details & Reviews About TheInk Business Unlimited® Credit Card
U.S. Bank Business Platinum Card U.S. Bank Business Platinum Card
Purchase Intro APR
→
0% for 20 billing cycles
Transfer Intro APR
→
0% for 20 billing cyclesTransfer Fee: 3% (min $5)
Regular APR
→
12.74% - 21.74% (V)
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
Cons
- No rewards
- No rewards bonus
- Balance transfer fee
- Foreign fee
Additional Info
- Limited time offer: 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 12.74% - 21.74%.
- U.S. Bank Business Platinum Card
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
- Expense management tool VISA Spend Clarity is free to access and sync expenses, set employee card controls, generate reports, and more.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
- See More Details & Reviews About TheU.S. Bank Business Platinum Card
Ink Business Preferred® Credit Card Ink Business Preferred® Credit Card
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
16.24% - 21.24% (V)
Rewards Details
- Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
Pros
- High rewards rate
- 100,000 points initial rewards bonus
- No foreign fee
Cons
- Membership fees
- Spending caps on rewards
- No intro APR on purchases
- No intro APR on balance transfers
Additional Info
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring.
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- See More Details & Reviews About TheInk Business Preferred® Credit Card
OpenSky® Secured Visa® Credit Card OpenSky® Secured Visa® Credit Card
Secured Card
→
Min Deposit of $200
One-Time Fees
→
$0
Regular APR
→
17.64% (V)
Pros
- Reasonable $35 annual fee
- $200 minimum deposit
Cons
- 3% foreign transaction fee
Additional Info
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- * View the cardholder agreement
- See More Details & Reviews About TheOpenSky® Secured Visa® Credit Card
Capital One Spark Classic for Business Capital One Spark Classic for Business
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
26.99% (V)
Rewards Details
- Earn unlimited 1% cash back for your business on every purchase, everywhere, no limits or category restrictions
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Free employee cards, which also earn unlimited 1% cash back on all purchases
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
Pros
- No membership fees
- No foreign fee
- Qualify with limited credit history
- Does not require security deposit
Cons
- No rewards bonus
- No intro APR on purchases
- No intro APR on balance transfers
Additional Info
- No annual fee
- Build and strengthen credit for your business by using this credit card responsibly
- $0 Fraud Liability if your card is lost or stolen
- No foreign transaction fees
- See More Details & Reviews About TheCapital One Spark Classic for Business
Credit One Bank® Platinum Visa® for Rebuilding Credit Credit One Bank® Platinum Visa® for Rebuilding Credit
One-Time Fees
→
$0
Regular APR
→
24.24% (V)
Annual Fee
$75 intro 1st yr, $99 after
Monthly Fee
$0
Rewards Rate
0 - 1% Cash Back
Minimum Credit
Bad
Rewards Details
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Pros
- 1% cash back on eligible purchases
- Available to people with bad credit
- Automatic credit-line increase reviews
Cons
- Annual fee of $75 intro 1st yr, $99 after
- High APR
- Low credit limit
Additional Info
- See if you Pre-Qualify without harming your credit score
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- Looking to rebuild credit? We report to the major credit bureaus monthly
- View your free online access to your Experian credit score, terms apply
- This unsecured card requires no deposit and can help build your credit
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® for Rebuilding Credit
Costco Anywhere Visa® Business Card by Citi Costco Anywhere Visa® Business Card by Citi
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
15.99% (V)
Rewards Details
- Discover the only business credit card designed exclusively for Costco members
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
Pros
- No annual fee
- High rewards rate
- Bonus categories
- No foreign fee
Cons
- Spending caps on rewards
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Additional Info
- *No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
- See More Details & Reviews About TheCostco Anywhere Visa® Business Card by Citi
Credit One Bank® Platinum Visa® Credit One Bank® Platinum Visa®
Purchase Intro APR
→
Not Offered
Transfer Intro APR
→
Not Offered
Regular APR
→
24.24% (V)
Rewards Details
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Pros
- Rewards on eligible purchases
- Qualify with fair credit
Cons
- Membership fees
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Additional Info
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- View your Experian credit score online for free, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
- See More Details & Reviews About TheCredit One Bank® Platinum Visa®
NO FOREIGN FEE
People also search for:
NO FOREIGN FEE
Best Visa Business Credit Cards of 2022
The best Visa business credit card is the Ink Business Cash® Credit Card because it has a $0 annual fee and great cash back rewards. The Ink Business Cash Visa offers an initial bonus of $750 for spending $7,500 in the first 3 months, and it gives 1 - 5% cash back on purchases normally.There are plenty of other really good Visa business cards available, too. Many of the best overall business credit cards are on the Visa network. So you should have no problem finding a card that suits your needs, even if you have limited or bad credit. The table below will show you how all the top offers compare to one another.
Best Visa Business Cards
| Visa Business Card | Best For | Annual Fee | Initial Bonus |
| Ink Business Preferred® Credit Card | Initial Bonus | $95 | 100,000 points |
| U.S. Bank Business Leverage® Visa Signature® Card | Cash Back | $0 intro for 12 mos, $95 after | $750 |
| Ink Business Cash® Credit Card | Office Supplies & Telecom | $0 | $750 |
| Capital One Spark Classic for Business | Fair Credit | $0 | N/A |
| Costco Anywhere Visa® Business Card by Citi | Warehouse Club Shoppers | $0 | N/A |
| United℠ Business Card | Free Flights | $0 intro 1st yr, $99 after | 75,000 miles |
It’s important to remember that approval for a business credit card largely depends on your personal credit standing. So make sure to check your latest credit score before you apply.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Best Visa Business Credit Cards FAQ
Comparing visa business credit card can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
show less
Most Popular
Searching for answers... No Matching Results
What credit cards can I get with a limit of $100,000? Reply
Iris Harper
There aren’t many credit cards you can get with a limit of $100,000, but there are some reports about the Chase Sapphire Preferred card offering it. Keep in mind, though, that applying for this card won’t guarantee you a credit limit that’s this high. Each approved applicant’s credit limit is determined based on their credit score, income, and debts.
show more
show less
3
Upvotes
Not Finding Your Question? Ask Your Own
Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Updating Cards
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: