No, there is just one Costco business credit card, the Costco Anywhere Visa® Business Card by Citi. This card offers bonus cash back on purchases and features a $0 annual fee. Just note that the card requires excellent credit for approval.

Notable Costco Business Credit Card Features

• Ongoing Rewards: You can earn 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter, 3% back on restaurant and eligible travel purchases, 2% back on all other Costco and Costco.com purchases, 1% back on all other purchases.
• Rewards Redemption: Cash back will be provided as an annual credit card reward certificate in February billing statements, redeemable for cash or merchandise at U.S. Costco warehouses.
• $0 Annual Fee: You only need to pay the Costco business membership for having this card.
• 0% Foreign Transaction Fee: You won't be charged extra anytime you use the Costco Business Credit Card for purchases processed outside of the United States. You can use this card anywhere Visa is accepted.
• Travel Insurance Benefits: The card comes with lost baggage protection, travel and emergency assistance, worldwide car rental insurance, travel accident insurance, and roadside assistance services.
• Regular APR: 19.24% - 27.24% (V).

If the Costco Business Credit Card doesn't meet your needs, the Ink Business Unlimited® Credit Card is a great business credit card for Costco purchases. It's a Visa credit card, so it will work at Costco. Plus, you'll earn unlimited 1.5% cash back on all purchases for your business, including those you make at Costco.

On top of that, cardholders can get $750 for spending $6,000 in the first 3 months of account opening. Additionally, the Chase Ink Business Unlimited card is a great financing option, as it features an introductory purchase APR of 0% for 12 months (17.49% - 23.49% (V), based on creditworthiness, thereafter). Chase Ink Business Unlimited has a $0 annual fee.

The minimum requirements for the Costco Business Credit Card are being an owner, officer, or partner of a business, having excellent personal credit, and earning enough income to make monthly card payments. You'll also need a Social Security number or International Tax Identification Number.

Minimum Costco Business Credit Card Requirements

• Enough income to make the monthly minimum payment
• Social Security number or International Tax Identification Number
• Excellent credit
• Employer Identification Number (EIN)    
• At least...

To talk to Costco Business Credit Card customer service, call 1-800-788-9968 and then enter the last four digits of your Costco Credit Card number and say customer service. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Costco Business Credit Card Customer Service by Phone

1. Call the Costco Business Credit Card customer service department. You can even use the number...

Yes, the Costco Business Credit Card does have travel insurance benefits, the best of which are rental car insurance and travel accident insurance. To be eligible to file a travel insurance claim, you'll need to pay for your travel using your Costco Business Credit Card.

Types of Costco Business Credit Card Travel Insurance

• Trip cancellation/interruption insurance: This benefit covers you against unforeseen cancellations or interruptions that cut your trip short. It only applies to pre-paid, non-refundable travel expenses.
• Emergency evacuation...

Yes, you can use the Costco Anywhere Visa® Business Card by Citi anywhere that accepts Visa. That means you can use the Costco Business Credit Card at virtually any merchant that takes credit cards in the U.S., as well as millions more worldwide.

The Costco Business Credit Card has a 0% foreign transaction fee, which means you won't incur extra charges for international purchases. The card's annual fee is $0.

Costco membership costs $65 per year (plus applicable sales tax). You can also upgrade to an Executive Membership plan for an additional $65 to get some extra perks.

Your Costco Business Credit Card application may have been denied for various reasons, such as a low credit score, not enough disposable income, or too much debt. You should receive a letter from Citibank explaining the exact reason for the denial.

If you feel your application deserves a second look, you can call Citibank customer service at (800) 950-5114 for further clarification.

Possible Reasons Your Costco Business Credit Card Application Was Denied

• Credit score is too low
• ...

The easiest way to apply for the Costco Business Credit Card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to Citibank's website. Alternatively, you can apply by phone or in store.

Keep in mind that the Costco Business Credit Card requires excellent credit. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what...