Citi credit cards, also known as Citicards, are credit cards issued by the financial services giant Citibank. Citicards are known for offering 0% introductory interest rates and attractive rewards to people with good or excellent credit. But Citi (a WalletHub partner) also issues a range of store credit cards and a secured credit card that people with lower credit scores can get approved for.
Below, you can compare the latest Citi credit card offers, read customer reviews and more. For additional insights, check out our editors’ picks for the best Citibank credit cards right now.
Little difference exists between the Sears MasterCard and the Sears Store Credit Card, save for the latter’s limitation to Sears-family purchases and the fact that it requires only fair/limited credit for approval. But that’s not necessarily a good thing, considering neither card offers much. The Sears Store Card gives you an initial choice between a $10 gift certificate and deferred-interest promotional financing (http://wallethub.com/edu/deferred-interest-study/25707/ ). Beyond that, you get access to discounts in specific spending categories and a well-above-average regular APR. The best thing about the Sears Store Card is its lack of an annual fee. This enables you to invest in your credit standing without putting any money on the table. But the Sears Card is far from the only vehicle for low-cost credit improvement. With that in mind, it’s probably best to take a pass. Nevertheless, if you’d like to learn more, you can find a full breakdown of this offer in our complete Sears Credit Card Review: https://wallethub.com/edu/sears-credit-card-review/25964/.
Citi Double Cash is undoubtedly one of the best cash back credit cards on the market. Customers really can't go wrong with 2% cash back on all purchases, though people with more specialized spending needs may prefer cards that reward specific categories. It's hard to top Double Cash's combination of a high cash back rate, no annual fee, and long intro balance transfer APR.
This company is very slow in updating credit information. Also, I negotiated a settlement with the company to pay the outstanding balance in full to which I have made all payments timely. I am paying the balance off prior to the date that I initially negotiated.
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Product: Citibank Credit Cards
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Alexis @alexis3819028
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1 Star Rating
Verified Customer
I purchased top of the line flooring because I have pets hone depot did a bad job the seems are rising on parts of the floors bad job does not want to correct I plan on suing Home Depot
Very friendly and helpful every time I have gone in. They have what I need for our animals when I need it and they don’t mind giving you help in every way.
Don't Waste Your Time, The Only one Worse than These People Are CHASE, I have A Credit Score of 725 and Could not Get a Foot in the Door.
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Product: Citibank Credit Cards
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Jacqueline @jackiemulroy
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5 Star Rating
Verified Customer
Great card for rebuilding your credit. Life events can negatively impact your credit…. This card will help you get back on the path to financial stability.
Citi bank has the best app to pay down balances and highest credit line from all my credit cards truly love all citi credit cards .....
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Product: Citibank Credit Cards
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Paula @nagy_paula
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4 Star Rating
Verified Customer
I applied for this card to take advantage of the 0% interest for 15 months and pay down some other cards. The balance transfer process was easy and quick. I would recommend this card.
Customer service via phone or chat is horrible! Via chat, they constantly get disconnected and it takes forever to get a simple question answered. On the phone, they will simply just hang up on you. They owe me a credit refund and have been holding onto it for over 8 days now. Are you going to give me interest on my money like you charge when I put anything on the card? I just got off phone with a rep and she says yes you should receive a refund in 5-6 business days, I told her it's been 8. She says ok you should get it today. Umm it's 8 pm. Ok, she says. Well thank you anyway I say, she just hangs up. They all just hang up on you, with no politeness or courtesy at all. American company employing overseas. Bad business. I cut up the card and will never use it again. The last dime you got from me.
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Product: Citibank Credit Cards
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Review Citi Credit Card Reviews
Questions & Answers
Get answers to your questions about Citi Credit Card Reviews below. For more general questions, visit our Answers section.
The easiest way you can reach the Best Buy® Credit Card customer service is either online or by phone at (888) 574-1301. The same goes for the Best Buy® Store Card.
Here's how you can reach Best Buy® Credit Card customer service:
Online: Sign in to your Best Buy account, click “Get Help” and a virtual assistant will help you with some common inquiries, like promotional balances or top FAQ's.
By phone: If you call (888) 574-1301, or the number on the back of your card, you will be able to talk to a representative.
By mail: You can also contact Best Buy® Credit Card via mail. Here's their address:
There isn't a Best Buy credit card activation fee.
In fact, with the exception of secured credit cards (which require a security deposit that serves as your credit line) and certain unsecured credit cards for people with bad credit, most credit cards do not charge any sort of activation fee. Many have annual fees, but the activation fee is more common with prepaid cards.
Visa credit cards offer extended warranties on many card purchases. You can find more information about the network's policies in our Extended Warranty Study (https://wallethub.com/edu/credit-card-extended-warranty-study/25686/).
Applicants generally need fair credit, which means a score of at least 620, in order to qualify for the Home Depot Credit Card. However, having such a credit score doesn't necessarily mean that you will get approved. Credit scores are an imperfect indicator for approval, as issuers typically modify publicly-available scoring models with their own proprietary screening criteria. They also take into account numerous factors that aren't necessarily incorporated into your score, such as your income and outstanding debt.
With that being said, you can get for free you credit score, credit monitoring and credit improvement tips, by signing up for WalletHub: https://wallethub.com/join/. Hope this helps. Best of luck!
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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