Citi credit cards, also known as Citicards, are credit cards issued by the financial services giant Citibank. Citicards are known for offering 0% introductory interest rates and attractive rewards to people with good or excellent credit. But Citi (a WalletHub partner) also issues a range of store credit cards and a secured credit card that people with lower credit scores can get approved for.
Below, you can compare the latest Citi credit card offers, read customer reviews and more. For additional insights, check out our editors’ picks for the best Citibank credit cards right now.
Little difference exists between the Sears MasterCard and the Sears Store Credit Card, save for the latter’s limitation to Sears-family purchases and the fact that it requires only fair/limited credit for approval. But that’s not necessarily a good thing, considering neither card offers much. The Sears Store Card gives you an initial choice between a $10 gift certificate and deferred-interest promotional financing (http://wallethub.com/edu/deferred-interest-study/25707/ ). Beyond that, you get access to discounts in specific spending categories and a well-above-average regular APR. The best thing about the Sears Store Card is its lack of an annual fee. This enables you to invest in your credit standing without putting any money on the table. But the Sears Card is far from the only vehicle for low-cost credit improvement. With that in mind, it’s probably best to take a pass. Nevertheless, if you’d like to learn more, you can find a full breakdown of this offer in our complete Sears Credit Card Review: https://wallethub.com/edu/sears-credit-card-review/25964/.
Citi Double Cash is undoubtedly one of the best cash back credit cards on the market. Customers really can't go wrong with 2% cash back on all purchases, though people with more specialized spending needs may prefer cards that reward specific categories. It's hard to top Double Cash's combination of a high cash back rate, no annual fee, and long intro balance transfer APR.
I switched from a regular Shell credit card to the Shell/FuelRewards black card a year ago. Prior to that I had to swipe both my Shell card and Fuel Rewards card separately. So, in addition to offering a larger rebate, this was also a much simpler process. Boy, was I wrong. I immediately noticed I wasn't getting a lower price when I pumped my gas. So, I called Shell (I think) and was told the credits on that card would appear on my billing statement, which is handled by Citibank. Wrong. No billing credit. I called Shell and they bounced me to Citibank, saying it was their problem. Citi bounced me back to Shell, etc. After nine months of follow the bouncing ball, I finally spoke with a Citi rep who said it was indeed Citi that needed to activate (link) the Fuel Rewards to the card and he would take care of it immediately. On my next bill, I finally received a bill credit, but as it turns out, it was only for the prior months. It still was not linked to my card. Fast forward to last Friday, when I again received my bill with no credits. Spent a total of 3 hours on one phone call, getting transferred back and forth between Citi and Shell. Finally got a supervisor at Citi who said he understood the problem and would definitely be able to take care of it for me. Before I could say BOO, a lady answered with, Hi, I'm Monica. How may I help you?" After questioning, turns out she was with FuelRewards, which is a third corporation, completely separate from either Citi or Shell. They are Excentus Corporation out of Texas. She tried to bounce me back to Citi, saying it was all their fault. I protested and informed her to coordinate between Excentus Corporation, Citi and Shell to get the problem solved between them, as I had already spent tens and tens of hours to no avail. She agreed and said I would get either an email or phone call in the coming days to let me know it had been fixed. I supplied her with ALL my account info. Two hours later, I began receiving emails from Excentus Corporation (apparently via Salesforce???) wanting me to supply the info that I had already given, Each time I did, I would receive another automated email from Excentus Corporation with a new trouble ticket number. With each new ticket number, I would then, a couple of hours later, get an email from another rep requesting the same info I had provided to all the previous reps. When I reply, I get another automated email with a new case number and a new rep. Yes, that was exhausting! After a year, I am canceling my accounts with all 3 corps and will be filing Federal and State complaints for deceptive billing practices and buying my gas at Chevron. Unless you want to waste a year and end up with nothing but aggravation, don't bother with this SCAM.
always near interstates so good for travel use. billing horrible, interest rate criminal, does not accept bank direct pay. see all above comments for customer service or should i say lack of customer service.
I was told when I signed up I would have $200 to apply for seats on the flight I was booking that day and would pay for with my new AAdvantage card. Credit for the seats never happened despite six phone calls. This was my only reason for applying for this card. I was told I would received 50,000 bonus flight points after spending the required amount in three months. I did it with ease but can't have access to the points for 3 months. (Bummer because I wanted to go see my sister) However I only received 40000 because they cant keep track of their promotions. Customer service overall is abysmal. my request for the extra points will be reviewed in up to 8 weeks. CitiBank is the worst and they defer to American Airlines and American pushes back to CitiBank. Love the perks on luggage and the airline is very nice to fly. I will cancel this card after I book my flight. I will never do business with CItiBank again.
I went to the Macy's website and tried to purchase a men's diamond ring. It was not available in store so I tried to order it online. An offer of 20% off my purchase by opening a Macy's card popped up. I have an 820 credit score so I figured why not. I did the application and got a message to call them with additional information. I did, and had to deal with Citibank, big mistake. I've dealt with Citibank before. They are the most incompetent organization I have ever dealt with. You have to speak with foreigners in other countries. You can't understand them and they don't know what they are doing. Big companies like Macy's cut costs by outsourcing jobs that should be going to Americans and instead pay people in other countries, pitiful. They asked some basic questions and said I was approved. Then the chaos started. I tried placing my order for the diamond ring and kept being switched back and forth between credit and the online purchasing departments with long holding periods each time. Every time I was switched I spoke with a different person who gave me a different story. I finally got so frustrated I just told them to cancel/close the charge account. The next day I received an email from a credit monitoring site that reported my score dropped because of the Macy's inquiry. The whole thing was a nightmare. This was my second and last horrible shopping attempt with Macy's, never again. My advice, ban/boycott Macy's and Citibank and save yourself a ton of headaches.
show more
show less
Product: Citibank Credit Cards
Comment
0
0
Lenwood @lenwoodsuttersiii
Report Abuse
Verified Customer
This is a nice card to have if you like 12months same as cash with minimal interest; however, let the buyer beware that interest does accrue until account is at 0 balance.
My percentage rate is high and I never received or got an credit increase since I had this card. So once I pay this card off I will be closing my account
This card has always saved us money on gas. The savings is small but does save and it’s a good way to track your expenses on fuel
show more
show less
Product: Citibank Credit Cards
Comment
0
0
Kelly @kellyp_41
Report Abuse
Verified Customer
Well, let’s just get down to the brass tacks, Homers got a lousy credit card and that’s a fact. Great store, lots of help, the crappie card is a deal breaker though.
Yes, the Costco Credit Card is worth it because it gives 1 - 4% cash back on purchases, you can use it anywhere Visa is accepted, and there's a $0 annual fee. So, it's pretty much a must-have for Costco members, if you can get it. You need excellent credit (a score of 750+) to qualify.
That's the short story. Below are some specific reasons why the Costco Credit Card is worth it:
Cash back on popular spending categories: You'll earn 4% cash back on certain categories. You'll also get 3% at restaurants and on eligible travel expenses, along with 2% at Costco and Costco.com, and 1% on all other purchases. Rewards get delivered once a year in the form of a certificate included with your February billing statement, and you have a year to redeem.
$0 annual fee: While you will have to pay $60+ per year for a Costco membership, you won't have to spend any additional money just to have the card.
$0 foreign fees: You can use your card on purchases throughout your travels, knowing that there are $0 foreign transaction fees on purchases.
Insurance: The Costco Credit Card provides several types of insurance at no extra cost to you. The travel insurance policies include compensation for emergency assistance and damage/theft of rental cars. Items you buy with your card can also be replaced/reimbursed with purchase protection, and you'll get extended warranties.
Cardholders can make a Best Buy credit card payment online by linking a checking, savings or money market account to their online Best Buy card account.
You can also pay a Best Buy credit card's bill in-person at a Best Buy store's customer service desk, using cash or a check. Or, you can call 1-888-574-1301 to make your Best Buy credit card payment over the phone. Make sure you have your card number nearby when you call.
The easiest way you can make a Home Depot® Credit Card payment is either online, or over the phone at (866) 875-5488. Alternatively, you can pay your Home Depot® Credit Card bill by mail. Keep in mind that you cannot make a Home Depot® Credit Card payment in-store. Here's some more info regarding your payment options:
Online: Paying your Home Depot® Credit Card bill online is the easiest option. Simply sign in to your online account and click the “Make a Payment” button. From there, you'll see your payment options and can enter the amount you want to pay, along with your bank account information if you haven't previously stored it.
By phone: To make a Home Depot® Credit Card payment over the phone, call the number on the back of your card or the main customer service line, at (866) 875-5488. You should call between 6 a.m. and 1 a.m. EST from Monday to Saturday or between 7 a.m. and 12 a.m. EST on Sundays.
By mail: If you want to pay your Home Depot® Credit Card bill by mail, send a personal check with your account number on the memo line to Home Depot® Credit Card payment address:
To log in to your Citi® Double Cash Card – 18 month BT offer account, go to the login page on the Citibank website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign On” to access your online account. If you don't already have an account, you will need to start by clicking “Register for Online Access” in order to set up a username and password.
How to Log in to a Citi Double Cash Card Account
Register your Citi Double Cash Card for online account access. Click “Register for Online Access” and enter your your card number, birthdate and the last 4 digits of your Social Security number or Tax ID number to verify your credit card account.
Choose your Citi Double Cash Card username and password. The username must be between 5 and 50 characters, including special characters, but no spaces. The password must contain from 6 to 50 characters and have at least one letter and one number, different from your password, and no more than two consecutive identical characters. The password is not case sensitive and may contain special characters.
Log in with your new Citi Double Cash Card credentials. From the login page on the Citibank website or mobile app, fill out the User ID and Password fields using your new credentials, and click “Sign On” to access your account.
After you have signed up and logged in, you'll be able to manage your Citi Double Cash Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Password?” on the Citibank login page. Then, just follow the prompts to reset or retrieve your username or password.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
