after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$295
Rewards
Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
The American Express® Business Gold Card is a pricey ($295 annual fee), yet highly rewarding business card that’s great for chief executives with good or excellent credit who plan to pay most charges in full by the due date each month. Amex Business Gold's cardholders have the option to... show more
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American Express Business Gold card's Additional Info
cash advance fee
Not Applicable
cash advance APR
Not Applicable
foreign transaction fee
0%
smart chip
Yes, chip-and-PIN
max late fee
$39 or 2.99% of any past due Pay in Full amount, whichever is greater
PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
•
This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
Can't find what you are looking for? Submit your question about American Express® Business Gold Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
No, you can't earn the American Express Business Gold card 75k bonus anymore as the offer is no longer available. The current bonus is 70,000 points for spending $10,000 within 3 months of account opening. You can redeem your American Express Business Gold card points for a variety of things, including gift cards, statement credit, travel, and more.
You can still earn a lot of bonus points with the current American Express Business Gold card promotional offers. Take a look at some of the card's other features below.
Here's what the American Express Business Gold card currently offers:
High initial bonus. You'll earn 70,000 points for spending $10,000 within 3 months of account opening. In addition, points are worth up to 1 cent each. You can redeem your points for gift cards or book travel through Amex Travel. So, that's a worthwhile return on the $10,000 you have to spend.
Extra points in bonus categories. With this card you can earn 4 points per $1 in the two select categories with the most spending (up to $150,000 per year combined) and 1 point on all other purchases. The categories include airfare purchased directly from airlines, and U.S. purchases on advertising in select media, shipping, gas stations, computer hardware/software/cloud solutions, and restaurants.
Airline Bonus. You get 25% of your points back after using them to book flights through Amex Travel, up to 250,000 per calendar year.
Free employee cards. You can add employees as authorized users on your account.
Expense management tools. You'll get free access to mobile apps that will help you improve your cash flow and manage your account. You'll also get detailed yearly summaries. Plus, you can link your account to QuickBooks, which will help you keep track of your expanses.
Travel perks. You can get reimbursed for damage or theft of rental cars that you paid for with the American Express Business Gold card. You're also insured up to a specified amount for lost or damaged baggage, emergency assistance, and trip delays. Plus, there's a 0% foreign transaction fee for any transactions that involve international merchants.
Moreover, Amex will sometimes temporarily boost their initial bonus offer on their website. So, make sure to occasionally check for any updates. You can also get other types of bonus points every month and various other perks to sweeten the deal.
The decision to apply isn't a no-brainer, though. You should definitely consider other cards, too. A good option is the Ink Business Preferred® Credit Card, which offers 100,000 points for spending $15,000 in the first 3 months. Another decent choice is the Capital One Spark Cash Plus, which offers $500 for spending $5,000 in the first 3 months and $500 for spending $50,000 in the first 6 months.
No, you can't earn the American Express Business Gold card 100k bonus anymore as the offer is no longer available. The current bonus is 70,000 points for spending $10,000 within 3 months of account opening. This offer is still on the higher end of the spectrum as far as credit...
It's actually impossible to tell what your American Express Business Gold card credit limit will be. Amex won't even tell you what it is after you get approved. You have to call customer service at (800) 528-4800 to ask. That's because the American Express Business Gold card has “no...
Some of the top American Express Business Gold card benefits include an initial bonus of 70,000 points for spending $10,000 within 3 months and 4 points per $1 in the two select categories with the most spending (up to $150,000 per year combined) and 1 point on all other purchases...
If you're looking for a business credit card that has an airline fee credit, you should consider getting the American Express Business Platinum card. This card offers a $200 annual credit for incidental airline expenses....
You cannot get the American Express Business Gold card 50k bonus anymore. The card now offers a 70,000 points bonus. To earn it, you need to spend $10,000 on eligible purchases during your first 3 months of card membership.
Almost anything you can charge to your card counts as...
The American Express Business Gold card foreign transaction fee is 0%. This means users will not be charged extra for purchases made abroad. This applies to transactions either on foreign soil or online through an internationally-based merchant. The American Express Business Gold card is one of among several American...
The American Express Business Gold card purchase protection provides reimbursement for items bought with the card that get damaged or stolen. The benefit is active for 90 days after the date of purchase, and the cardholder can get up to $1,000 per item and $50,000 per calendar year. The coverage...
Share your insights and review the American Express® Business Gold Card
5
17%
4
55%
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14%
2
9%
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5%
3.7
326 reviews
326 reviews
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Noureddine Tenafer @deantenafer
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1 Star Rating
Nightmare Credit Department.
As a business based in central London it's the norm to make large amount transactions American Express claim to think their business card doesn't have a limit of spend I can assure you their description and service provided do not meet, as the spending limit keeps changing and most of the time it has to be approved though the credit team via a phone call.
And now I closed my account what a shame!!
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Lilly White @onaplake
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1 Star Rating
Approached at airport to sign up for this card. Already had a few. Signed up anyway as some pressure applied. Did a status check to see where I sat with the promotion 80% at the spending goal and was told there was no promotion. So I closed all AMEX cards but this one and plan to close this one. Beware!
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Beau Smith @n_o_traveler
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1 Star Rating
This is a gimmick card. The telephone salesperson kept telling me that 3x the points on our large online media buys was the same as 3% back. It is not.
I will stay with my Fidelity Visa that is 2% cash back into a money market account with no limit.
American Express has more gimmicks than real useful deals.
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Siva Iyer @sivai1
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3 Star Rating
We have had this business card for a few years now. Things we really liked about this card are: the bonus points we got upon sign up, first year membership free and the exceptional customer service and online account management tools from American Express. They also have plenty of great ways to redeem your points. In general, the value for each point equates to about a dollar - however, there are some things that seemed more expensive to redeem. For e.g. if you plan to exchange these points for Starwood SPG points it works about to about 3:1 - which I think is a bit too much. Also, we are not really happy that they have increased the annual fee this year to $175 - this is a good chunk if you are really small business owner and takes a good chunk out of the points you can potentially earn in an year.
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Cody DeLong @photocody666
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5 Star Rating
We love using this card for all of our business needs. When we signed up we received over $500 in bonus points that were quickly used on some much needed expenses. We love the no preset spending limit as well. This has helped us purchase things that we haven't been able to easily in the past. A lot of our business is done via credit card and being a newer business our limit was always reached easily on our other card that we have. The things you can redeem your points for are also awesome. There are so many different types of items you can get. We also love the bonuses that they offer every season with different types of merchants. I would recommend this card to any business looking for a great solution.
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Ben @shortstain
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3 Star Rating
This Business Gold Rewards Card from American Express isn't a consumer card, that's for sure. The hefty $175 dollar fee makes it nearly unaffordable for most people, but this is definitely a business card. No preset spending limit makes it a great card for any size business though, except that payment must be paid every month with this card. So if your company can afford it, this card makes a great card to put your balance on. There's no fee the first year either, and the rewards program is pretty good. Compared to a Capital One Spark Business, that card allows you to rack up a balance, but this one has no preset spending limit. I think this card is quite good if your business can afford to use it.
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David Bishop @aleroquentin
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4 Star Rating
The Business Gold Rewards Card® from American Express is a great corporate card, or for the wealthy individual who makes travel a large part of their life. With the large point bonuses on gas and airfare rates and the need to spend 5k in the first 3 months to activate the full bonus points, it's obvious who this card is intended for. Also, it's definitely a business card and not suited to the individual as the balance must be paid off before at the beginning of every month. Unlike every other card I have had (including my Oklahoma State Alumni card) this has no pre-set spending limit. So you're free to "grow your business". Oh happy day.
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Pasquale Burrow @pasqualeb_1
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3 Star Rating
I got this card at my job for company expenses. I felt in love with how easy it was to use this card. They give you points you can use to book flights etc. I had enough points to book a flight within 6 months and it was a tremendous help. I personally thought that it's an amazing card for corporations and if I ever have my own company this is the card I will use for my expenses. I don't think it's a good card for an individual just because when I applied for it they gave me very limited credit limit and their late fees was too much.
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Joe Weider @joe_weider
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4 Star Rating
Small business owners have a lot of important decisions to make and which credit card(s) to use for company spending is merely one of them, so I’ll try to make this little review of The “New” Business Gold Rewards Card from American Express Open a short one. First of all, it’s important to point our that the Amex Gold Business Card is a charge card, not a traditional credit card, which means you need to pay your balance in full every month. That’s actually a good thing though, for two reasons: 1) The CARD Act does not apply to small business credit cards so you shouldn’t use one to revolve a balance anyway 2) charge cards often have better rewards. Speaking of rewards, the American Express Gold Business Card offers 3 points for every dollar you spend on airfare, 2 points on advertising, gas and shipping, and 1 point on everything else. You also automatically save 3-10% on every purchase you make through FedEx, OfficeMax, Hertz, etc. Therefore, it offers you good rewards on some of your most important expenses. In this regard, it passes the test, so to speak. Obviously, interest rates don’t apply to charge cards, so let’s move to the American Express Open Gold Card’s fees. It doesn’t have a membership fee during the first year and while it charges $175 beginning in the second year, the rewards and membership benefits are likely worth it (enhanced spending tracking and management features, purchase and travel insurance, roadside assistance, etc.).
Nevertheless, you may want some alternatives. The Capital One Spark Cash for Business and the Citi Platinum Select Credit Card are good options for everyday purchases and revolving debt, respectively. Whether you choose one of these cards or American Express’ Gold Business Charge Card, you really can’t go wrong (as long as you use them for the right kinds of transactions).
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