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The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

Earn 15,000 points

after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Annual Fee

Rewards

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.

You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.

*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.

Terms Apply

APR on Purchases

0% intro APR for 12 months, 15.49% - 23.49% (V) APR after that

Balance Transfer

Balance Transfers Not Allowed

WalletHub Review

by John Kiernan

July 28th, 2022

American Express Blue Business Plus Pros & Cons

0% for 12 months intro on purchases

$0 annual fee

Bonus rewards

High regular APR

Foreign fee

American Express Blue Business Plus Review

View 421 User Reviews

American Express Blue Business Plus' Additional Info

cash advance fee

Not Offered

cash advance APR

Not Offered

foreign transaction fee

2.7%

smart chip

Yes, chip-and-PIN

max late fee

$39

max overlimit fee

max penalty APR

29.99% (V)

grace period

25 days

Apply Now

at American Express' secure site

0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 15.49% - 23.49%, based on your creditworthiness and other factors at account opening.

No Annual Fee

Apply Now

at American Express' secure site

Questions & Answers

Can't find what you are looking for? Submit your question about The Blue Business® Plus Credit Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

How can I get the Amex Blue Business Plus 20k bonus?

Upvotes

Lawrence Stone, Wallethub Credit Card Analyst

The American Express Blue Business Plus 20k point bonus was a temporary offer that has since expired. The deal was 20,000 points for spending $5,000 during your first three months of card membership. The card now offers 15,000 points for spending $3,000 in the first 3 months.

Here's what you get instead of the American Express Blue Business Plus 20k bonus offer:

15,000 points for spending $3,000 in the first 3 months
$0 annual fee
Intro APR of 0% for 12 months on purchases (15.49% - 23.49% (V) regular APR)

You can't get the American Express Blue Business Plus 20k point offer anymore, but you earn 15,000 points. Plus, this card offers flexible, steady points earning with a $0 annual fee. So, if you want a low-key, no-cost rewards card, this might be a good fit for you. The 0% intro rate could also help you save on big purchases, but remember not to carry a balance past 12 months.

View more answers

Do Amex Blue Business Plus points expire?

Upvotes

Roxanne Wilson

Is Amex Blue Business Plus a charge card?

Upvotes

James D richard, WalletHub Analyst

How much is the American Express Blue Business Plus foreign transaction fee?

Upvotes

Chip Lupo, Credit Card Writer

How can I log in to my American Express Blue Business Plus account online?

Upvotes

Chip Lupo, Credit Card Writer

How can I get the Amex Blue Business Plus sign up bonus?

Upvotes

Natasha Padilla

View more answers

How do I get the Amex Blue Business Plus referral bonus?

Upvotes

Olivia Rodgers

Does the Amex Blue Business Plus card report to business or personal credit bureaus?

Upvotes

Kelvin Goodman

As long as you are in good standing, the Amex Blue Business Plus card reports only the business credit.

Otherwise, information may be reported to the personal credit bureaus.

What credit score is needed for American Express Blue Business Plus?

Upvotes

Tanks n Banks

You never want to really go for the absolute closest, you'll get a small limit and high APR (if you get accepted at all). That being said, 700 would be the absolute minimum.

How do I make an Amex Blue Business Plus balance transfer?

Upvotes

David Osborn

Sure, just call them up and request a balance transfer and then they'll take care of the rest. But don't forget that you will be charged with a balance transfer fee of either 5$ or 3% of the transferred amount, whichever's greater. Good luck!

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(421)

(853)

(2,856)

Purchase Intro APR0% for 12 months

Purchase Intro APR0% for 15 months

Transfer Intro APRNot Offered

Transfer Intro APR0% for 15 months|Transfer Fee: 3% (min $5)

Regular APR15.49% - 23.49% (V)

Regular APR14.74% - 20.74% (V)

Regular APR16.24% - 27.24% (V)

Rewards Rate1 - 2 points / $1

Rewards Rate1 - 5% Cash Back

Rewards Rate1 - 3% Cash Back

Apply Now

Rates & FeesTerms Apply

Apply Now

Rates & FeesTerms Apply

American Express Blue Business Plus Reviews

Share your insights and review the The Blue Business® Plus Credit Card from American Express

3.8

What's Your Rating?

surfjk609
July 2, 2021 • @surfjk609

Pretty good card for 0% financing, but you can find better 0% deals from personal credit cards and better rewards from other business cards. I'd recommend considering Amex Blue Business Plus, but other options should be in the mix too.

Comment

Joe Rob
November 16, 2019 • @northernpinoak

Opened card on 10/17. Card arrived a few days later. I first used the card on 10/28. They then sent a bill with a die date of Nov 22 and a closing date of 10/28. So I didn't even get 30 days with the card before the cycle closed. Clever!

Comment

Thomas Burke
December 6, 2013 • @nick.bentley.319

This was a good card for my two small businesses. The point system was kind of fun to spend each year on holiday gifts from their catalog. Amex seems to have the best customer service of any issuer, as long as you pay the balance each month they were always nice to us. There's no annual fee which I'd never pay just for the privilege of doing business with a place, it seems ridiculous. You'll really have to do the math on it versus a cash back card like the One card, but they have so much to pick from it's pretty cool to do holiday shopping at the end of the year if you use it a lot.

Comment

Sharell Ucci
June 27, 2012 • @sharellu

The American Express business has helped to build my business, allowing me to make purchases and decisions I otherwise would not have been able to make. It has also helped me to have credibility within the community and with my vendors. When a vendor or other client sees the American Express symbol, the trust factor automatically goes up and there is a much better business scenario. It is almost as if I am a part of a group of trusted business people that have a reputation without having to get to know them. The only disadvantage is having to pay the card off each month, however this save my business untold amounts of interest.

Comment

+ 880 users submitted a rating without writing a full review

Review The Blue Business® Plus Credit Card from American Express

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The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Credit Card from American Express

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

WalletHub Review

American Express Blue Business Plus Pros & Cons

American Express Blue Business Plus Review

American Express Blue Business Plus' Additional Info

Questions & Answers

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