You can log in to your Plum Card account by going to the login page on the American Express website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.

How to Register for Online Access on your Plum Card Account

1. Register your Plum Card for online account access. Click “Create New Online Account” and enter your card number and 4-digit card...

The best American Express Plum Card benefits start with a 1.5% discount on balances paid before the due date. You also get several types of insurance, including travel insurance, rental car coverage, and purchase protection. 

Here are the top American Express Plum Card benefits:

• Pay early or late: 1.5% discount on balances paid before the due date (at least 10 days in advance). Plus, you can carry a balance for up to 60 days without paying interest. Just remember that in both cases, you have to pay at least...

The Plum Card annual fee is $250 per year. Plum Card's $250 annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with The Plum Card® from American Express, either.

Plum Card Fees

• Annual Fee: $250
• Foreign Fee: 0%
• Max Late Fee: 1.5% then 2.99% of the past due amount (min $39)

The Plum Card spending power can change monthly based on a cardholder's spending patterns and other factors. Keep in mind that cards with no preset spending limit (NPSL), such as Plum Card, don't have endless spending power. Rather, NPSL simply means the issuer doesn't give you a set limit when you're approved for the card.

With most NPSL cards, you won't know what your card's spending power will be in any given month, so it's best...

You can make a Plum Card payment online, by phone, through the American Express mobile app or by mail. To pay a Plum Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment is coming from. American Express does allow cardholders to set up automatic payments, too.

Ways to Make a Plum Card Payment

• By phone: Call 1-800-472-9297...

You cannot get a Plum Card cash advance because the Plum Card does not allow cash advances at all. While you can't get cash from this card, you can use the Plum Card for purchases wherever cards on the American Express network are accepted.

The fact that Plum Card cash advances are not an option might actually be a blessing in disguise. Cash advances are very expensive, thanks to a cash advance fee and a separate cash advance APR that...

The easiest way you can apply for the American Express Plum Card is either online or by phone at (800) 528-4800. Alternatively, you can respond to a mail offer.

Here's how to apply for the Plum Card

• Online: To apply for the Plum Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card's terms, and submit the application.
• Phone: To apply over the phone, call American Express...

The Plum Card credit score requirement is at least 700. That means you need good credit or better for a decent shot at approval. 

What you should know about the Plum Card credit score and other approval requirements:

• Your personal credit score is taken into consideration. Although Plum Card is a business credit card, you're personally responsible for paying off balances on this card. As a result, Amex considers your personal credit history (along...

No, The Plum Card® from American Express is not a good first-time credit card because it is only available to people with good credit or better. People who've never owned a credit card are unlikely to get approved unless they've built good credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

You can learn more about the best first-time credit cards on WalletHub.

You need enough income to afford monthly bill payments on The Plum Card® from American Express. While the terms and conditions of The Plum Card® from American Express do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.

Keep in mind that the income you list on a credit card application doesn't necessarily have...