The best Plum Card benefits start with a 1.5% discount on balances paid before the due date. You also get several types of insurance, including travel insurance, rental car coverage, and purchase protection.

Here are the top Plum Card benefits:

• Pay early or late: 1.5% discount on balances paid before the due date (at least 10 days in advance). And you can carry a balance for up to 60 days without paying interest. Just remember that in both cases, you have to pay at least the minimum amount required by the due date.
• Car rental insurance: You're covered up to a preset limit if a car you rent with the Plum Card is damaged or stolen. Just refuse the rental company's insurance to activate your coverage.
• Purchase protection: Replaces, repairs, or reimburses you for eligible items purchased with the Plum Card, up to a preset amount, for 90 days from the date of the purchase, due to covered reasons.
• Extended warranty: You get up to one extra year on warranties of five years or less for eligible items purchased with the Plum Card.
• Return protection: If you want to return an eligible item you bought with your Plum Card within 90 days and the store won't let you, American Express may refund the full purchase price, up to a preset amount per item and calendar year.
• Employee cards: You can get additional cards for your employees. Plus, you can set custom spending limits for employee cards, freeze individual cards, and receive employee spending alerts.
• Expense tracking tools: You can download the Amex Business App to keep track of receipts and manage cards from your phone. If you have QuickBooks, you can enroll in Connect to QuickBooks And your Plum Card transactions will automatically transfer to your account. You also get a year-end summary of charges. 

Those are the most valuable Plum Card benefits. To view more details about Plum Card benefits, visits the Amex benefits web page, select a benefit and click on the Plum Card to view details.

The American Express Plum Card's credit score requirement is “good” or better. That means you need a credit score of 700+ for a realistic shot at approval. It is possible to get Amex Plum with lower scores, as the good credit range is generally thought to start at 660. But... show more

To cancel a Plum Card, call customer service at 1 (800) 528-4800 and ask a customer service rep to cancel your card account. Cardholders can also cancel an account by mail.

Be aware that if there's a balance remaining on the canceled account, you will still need to... show more

Cardholders can set up The Plum Card® from American Express automatic payments through their online account or the American Express mobile app. Calling customer service at 1-800-472-9297 also is an option. Once you're enrolled, American Express will withdraw the payment amount from your linked bank account on the scheduled date.

New cardholders will get a Plum Card PIN when they receive their card in the mail. To get a replacement PIN for Plum Card, call the number on the back of the card and ask customer service for a new one.

Best Way to Get a Plum Card... show more

To dispute a Plum Card charge, log in to your Plum Card account online and search for the transaction to dispute, or call American Express customer service at 1 (800) 528-4800. Alternatively, the address to dispute a charge by mail is:

American Express Customer ServiceP.O. Box 981535 El... show more

Yes, the Plum Card does offer extended warranty protection. The Plum Card extended warranty policy will lengthen the original manufacturer's warranty by up to 1 extra year for warranties of 5 years or less. The maximum coverage amount per item under the Plum Card extended warranty policy is $10,000. The... show more

You can make a Plum Card payment online, by phone, through the American Express mobile app or by mail. To pay a Plum Card bill online, log in to your online account and click on “Payments.” Then, choose how much to pay, when to pay it, and where the payment... show more

To freeze a Plum Card, log in to your online account or the American Express mobile app and navigate to “Freeze Your Card.” You can also call American Express customer service at 1 (800) 528-4800 and ask them to freeze your card, though it is much easier to lock... show more

You can log in to your Plum Card account by going to the login page on the American Express website or mobile app and entering your username and password in the appropriate fields. Then, click the “Log In” to access your online account.

How to Register for Online Access... show more