Your Amex Blue Business Cash approval odds are good if you are a business owner with a personal credit score of 700+ (at least good credit). Your odds of getting approved for the Amex Blue Business Cash Card will also be influenced by your annual income and existing debts. 

In addition, applicants will need to be 18+ years old and have a U.S. mailing address and a Social Security Number or an Individual Taxpayer Identification Number.

What You Need for Good Amex Blue Business Cash Card Approval Odds

• 700+ personal credit score (at least good credit)
• Business revenue
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Employer Identification Number, if applicable
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That's why you'll need to provide your Social Security number, even if you have an Employer Identification Number.

You can sign up for a free WalletHub account and see if you're likely to get approved before you apply.

You cannot check for Amex Blue Business Cash pre-approval. American Express does not offer pre-approval for this card through its website, so anyone interested in applying for the Amex Blue Business Cash Card will have to do so without the benefit of checking for pre-approval beforehand.

You can, however, use WalletHub's CardAdvisor tool instead...

The best American Express Blue Business Cash™ Card promotion is an initial bonus of $250 statement credit. To earn this Amex Blue Business Cash promotion, cardholders must spend $3,000 within 3 months of account opening. There are a few other notable Amex Blue Business Cash promotions to take advantage of as well.

Amex Blue Business...

American Express Blue Business Cash is not a charge card. It's a traditional credit card and it enables you to carry a balance.

Amex Blue Business Cash purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse Amex Blue Business Cash cardholders for up to $1,000 per covered purchase and up to $50,000 for all covered incidents per cardholder during...

The Amex Blue Business Cash does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it's not a benefit commonly offered by credit card issuers.

If you're...

The American Express Blue Business Cash™ Card is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Amex Blue Business Cash Card and a metal credit card, though, so don't dismiss the Amex Blue Business Cash Card just because...

The Amex Blue Business Cash credit card exchange rate is American Express's exchange rate on the date you make a purchase, plus any foreign transaction fees. While American Express exchange rates change daily, the Amex Blue Business Cash foreign fee is always 2.7% of the transaction.

It's best to use a credit card with no foreign transaction fee when making...

Yes, it is hard to get the American Express Blue Business Cash™ Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Amex Blue Business Cash card.

In order...

The Amex Blue Business Cash card no longer offers roadside assistance as a benefit. American Express discontinued the roadside assistance benefit, which provided a 24/7 hotline for cardholders to call if they experienced car trouble, in January 2020. When it was available, roadside assistance coordinated service requests for cardholders, though...