Bank of America Credit Card Reviews

Additional Info

• Credit line $200-$5,000. Your maximum credit line is determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established.
• Important account information is shared with the 3 major credit bureaus helping you to establish a credit history that could benefit you now and in the future.
• Your account will be reviewed periodically and, based on your overall credit history, you may qualify to have your security deposit returned.
• Security Benefits: $0 Liability Guarantee, Fraud Monitoring, Overdraft Protection and Paperless Statement Option.
• Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
• Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Google Pay™ or Samsung Pay.

Rewards Details

• Earn a $200 cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening.
• Earn 6% cash back for the first year in the category of your choice. Earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year, you’ll earn 3% cash back on purchases in your choice category.
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• When your cash rewards balance is $25 or more, you can redeem them as a statement credit, a check, an electronic deposit into a Bank of America® checking or savings account, credit to a qualifying Cash Management Account® or 529 account with Merrill, or to pay for purchases at Amazon or with PayPal.
• Rewards are automatic and do not expire. You can change your choice category once per calendar month by going to Online Banking or using the Mobile Banking app. Otherwise, your current category will stay the same.

Additional Info

• 0% Introductory APR for 15 months and 3% intro fee (4% after) on balance transfers made within 60 days of account opening.
• Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.

Rewards Details

• Earn a $200 cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening.
• Earn 6% cash back for the first year in the category of your choice. Earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year, you’ll earn 3% cash back on purchases in your choice category.
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• When your cash rewards balance is $25 or more, you can redeem them as a statement credit, a check, an electronic deposit into a Bank of America® checking or savings account, credit to a qualifying Cash Management Account® or 529 account with Merrill, or to pay for purchases at Amazon or with PayPal.
• Rewards are automatic and do not expire. You can change your choice category once per calendar month by going to Online Banking or using the Mobile Banking app. Otherwise, your current category will stay the same.

Additional Info

• 0% Introductory APR for 15 months and 3% intro fee (4% after) on balance transfers made within 60 days of account opening.
• Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.

Rewards Details

• Earn 2% cash back on all purchases for the first year, and 1.5% cash back thereafter.
• No limit to the amount of cash back you can earn and cash rewards do not expire.
• Redeem cash rewards for statement credits to your credit card, deposits made directly into a Bank of America® checking or savings account, or to pay for purchases when you shop at Amazon.com or check out with PayPal.

Additional Info

• A minimum refundable security deposit of $200 (maximum of $5,000) is required to open this account
• Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established
• Your account will periodically be reviewed and, based on your overall credit history (including your account and overall relationship with the issuer, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.

Rewards Details

• Earn a $200 cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening.
• Earn 6% cash back for the first year in the category of your choice. Earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year, you’ll earn 3% cash back on purchases in your choice category.
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• When your cash rewards balance is $25 or more, you can redeem your redeem them as a statement credit, a check, an electronic deposit into a Bank of America® checking or savings account, credit to a qualifying Cash Management Account® or 529 account with Merrill or to pay for purchases at Amazon or with PayPal.
• Rewards are automatic and do not expire. You can change your choice category once per calendar month by going to Online Banking or using the Mobile Banking app. Otherwise, your current category will stay the same.

Additional Info

• 0% Introductory APR for 15 months and 3% intro fee (4% after) on balance transfers made within 60 days of account opening.
• Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.

Rewards Details

• Earn a $200 cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening.
• Earn 6% cash back for the first year in the category of your choice. Earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year, you’ll earn 3% cash back on purchases in your choice category.
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• When your cash rewards balance is $25 or more, you can redeem them as a statement credit, a check, an electronic deposit into a Bank of America® checking or savings account, credit to a qualifying Cash Management Account® or 529 account with Merrill, or to pay for purchases at Amazon or with PayPal.
• Rewards are automatic and do not expire. You can change your choice category once per calendar month by going to Online Banking or using the Mobile Banking app. Otherwise, your current category will stay the same.

Additional Info

• 0% Introductory APR for 15 months and 3% intro fee (4% after) on balance transfers made within 60 days of account opening.
• Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.

Rewards Details

• Earn a $200 cash rewards bonus after making at least $1,000 in purchases within the first 90 days of account opening.
• Earn 6% cash back for the first year in the category of your choice. Earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year, you’ll earn 3% cash back on purchases in your choice category.
• Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
• When your cash rewards balance is $25 or more, you can redeem them as a statement credit, a check, an electronic deposit into a Bank of America® checking or savings account, credit to a qualifying Cash Management Account® or 529 account with Merrill, or to pay for purchases at Amazon or with PayPal.
• Rewards are automatic and do not expire. You can change your choice category once per calendar month by going to Online Banking or using the Mobile Banking app. Otherwise, your current category will stay the same.

Additional Info

• 0% Introductory APR for 15 months and 3% intro fee (4% after) on balance transfers made within 60 days of account opening.
• Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit and more.