Can you get approved for the Bank of America Student Cash Rewards card with no credit?

The Bank of America student credit cards don't have maximum credit limits, but their minimum credit limit for student cards is $500, according to a Bank of America customer service representative. That means if you're approved for a Bank of America student card, whether it's the BankAmericard for Students or either of BofA's rewards cards for students, the lowest credit limit you'll get is $500.… read full answer

Bank of America currently has 3 credit cards for students: the Bank of America Cash Rewards Credit Card for Students, the Bank of America Travel Rewards Credit Card for Students, and the BankAmericard® Credit Card for Students. All 3 cards require only limited credit history for approval.

The Bank of America student credit card requirements include credit score, income, and proof of enrollment. In addition, you need to be a U.S citizen or Resident Alien with a valid Social Security Number. You must also consent to letting Bank of America obtain a copy of your credit report and your employment history. All Bank of America student credit cards have the same requirements.… read full answer

Here are the Bank of America student credit card requirements:

• Minimum age: You must be at least 18 years old to qualify.
• Income: Applicants must provide proof of independent income (from a part-time job, for example) sufficient to pay the bill every month.
• Residency requirements: You need to be a U.S citizen or a permanent resident and have a U.S address (not a P.O. Box). A valid Social Security Number is also required.
• Proof of enrollment: You should have a valid Student ID and an active college e-mail address.

Bank of America currently offers 4 student credit cards with their own unique package of perks and benefits. The drawback is that you’ll start out with a high interest rate and a low credit limit. Bank of America does not charge an annual fee for its student cards.

Student credit cards are fairly easy to get, as they are targeted to students with limited or no credit. You’ll likely qualify for a student card when you wouldn’t normally be approved for a general credit card, and you’ll be well on your way to building a positive credit profile. However, if there are negative entries on your credit card such as delinquent payments or defaults on credit accounts, you’re not likely to be approved.