Can you get approved for the Bank of America Student Cash Rewards card with no credit?

This question is about the Bank of America® Cash Rewards Credit Card for Students

Danny Morales, Member

@danny_morales 09/21/20 This answer was first published on 09/21/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, you cannot get approved for the Bank of America Student Cash Rewards card with no credit.

You need to have at least fair credit (640+) or a limited credit history, which means less than 3 years of credit under your name. Other requirements for approval are:

To be at least 18 years old
To have a valid U.S. SSN
To provide proof of income
To have a physical address (not a P.O box)
A valid student ID and college e-mail address

It's best to make sure you qualify for it, because applying for a credit card might result in a hard pull on your credit, lowering it for a short period of time.

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