Miles are redeemable for any travel-related expense on your bill
0% intro APRs
No annual fee
Balance transfer fee
Potential for a very high regular APR
Capital One VentureOne Review
John Kiernan
4.5 / 5
The Capital One VentureOne Rewards Credit Card is a good travel rewards credit card that is worth it for people who don’t spend enough to justify paying an annual fee. Capital One VentureOne has a $0 annual fee, a $0 foreign transaction fee, and solid rewards. Those rewards include 40,000... show more
Enjoy 0% intro APR on purchases and balance transfers for 18 months; 19.24% - 29.24% variable APR after that; 3% fee on the amounts transferred within the first 18 months
Can't find what you are looking for? Submit your question about Capital One VentureOne Rewards Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The VentureOne card earns unlimited 1.25 to 5 miles per dollar on purchases, while the Venture card earns a higher 2 to 5 miles per dollar on purchases. VentureOne has no annual fee, so it doesn't rewards cardholders with as many miles as the Venture card which has a $95 annual fee.
Capital One Venture vs. VentureOne
Category
Venture
VentureOne
Annual Fee
$95
$0
Ongoing Rewards
2 - 5 miles per $1
1.25 - 5 miles per $1
Initial Bonus
75,000 miles for spending $4,000 in the first 3 months
40,000 miles for spending $1,000 in the first 3 months
Min. Credit Required
Good
Good
Average User Rating
3.8 / 5
3.5 / 5
If you travel a lot, the Capital One Venture card is probably worth it. Otherwise, the Capital One VentureOne card might be a better option.
The Capital One VentureOne credit limit will be based on your creditworthiness once your application has been approved. There's no surefire way of knowing your credit limit beforehand as Capital One does not disclose this information on their website.
Capital One VentureOne is a Mastercard. That means it comes with a collection of perks provided by the Mastercard network. You can also use the VentureOne Mastercard in more than 210 countries and territories.
In addition to its Mastercard benefits, the VentureOne card has some very attractive rewards,...
The best Capital One VentureOne benefits are travel accident insurance and rental car insurance. The Capital One VentureOne card also has extended warranty and virtual card numbers, which are more common perks across Capital One credit cards. For Capital One products listed on this page, some of the above...
The Capital One VentureOne foreign transaction fee is $0. This means you will not be charged extra when you use the card outside the U.S. or online through an international merchant. Capital One doesn't charge foreign transaction fees on any of its credit cards.
You can make a Capital One VentureOne balance transfer either online or by calling the number you see on the back of your card. Keep in mind that your Capital One VentureOne account may not always be eligible for balance transfers. You can always check for eligibility and any existing...
Yes, the Capital One VentureOne Card does have travel insurance. The only Capital One VentureOne travel insurance benefit is travel accident insurance, which covers accidental loss of life, limbs, sight, speech or hearing. For Capital One products listed on this page, some of the above benefits are provided by Visa®...
The Capital One VentureOne Rewards Credit Card offers rental car insurance as a free benefit (for Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and...
Share your insights and review the Capital One VentureOne Rewards Credit Card
5
24%
4
30%
3
27%
2
14%
1
5%
3.5
4,943 reviews
4,943 reviews
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Angel @ruizangel787
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5 Star Rating
Verified Customer
No complaints about it. As always pleased and when you're pleased you can't complain right? Pay on time if you get the chance and you will be pleased also! Yes some online purchases dont go thru but is not a big deal. Go to the stored exercises do well in health lol. Thanks capital one.
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1
0
Daniel @dhalford
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1 Star Rating
Verified Customer
Decent starter card to build a credit history, but that's about the only benefit I see after using the card for 3 months. Disappointed on many aspects of the benefits of this card: 1) you won't be eligible for the bonus if you only have good credit, the bonus requires excellent credit, 2) there is a no foreign transaction fee, but there is a similar fee based on currency exchange, 3) the travel portal often shows prices way higher than the actual airline and hotel, and the 5x reward miles don't cover the difference, leaving you in the red, 4) it is impossible to get an itemized receipt booking through their travel portal because they often book through third parties (i.e., Expedia), please don't use this for business travel. Carefully consider this card, I think there are many better options available.
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3
0
Shelia @donica107
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5 Star Rating
Verified Customer
Large limit card keep clear for any of lifes sudden large emergency that might exceed cost of cash on hand. For example a family emergency like fire or earthquake. Our family is grateful to Capital one for such a large limit card. God bless all of you during this season.
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1
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Richard @rboardman17
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4 Star Rating
Verified Customer
Never had a problem with capital one been with them a long time When you call customer service department you won't be talking to someone in a 3rd world country from there home.Barclays does this you have a problem with Barclay's you are out of luck
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2
0
Samuel @mrasarejr
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5 Star Rating
Verified Customer
Generous credit line, no annual fee, 0% interest on purchases and balance transfer for one year! This is my go- to travel card, strictly dedicated to Capital One Travel. It is excellent, with they are price match on tickets and array of resorts and hotels! I used this card to book my trip to the Bahamas! They were fantastic.
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1
0
Carol @carolreshleman
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5 Star Rating
Verified Customer
The rewards are very easy to use. I was very relieved to be able to get a miles card with my credit score. This was the most approachable one.
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Comment
1
1
Cleda Lackey @dealskr
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2 Star Rating
BE CAREFUL! Anytime you do an online order it is likely to get declined. Their system declines the charge and then they send a text and email to see if you made the charge. If you did, it's on you to contact the vendor and have them rerun the charge or to cancel and completely redo your order. They say calling ahead will not help, that their system does it randomly and there is no "threshold" limit that triggers it. I also have a Citicard account that will sometimes text and send an email when I make online orders, but they put a hold on the charge and wait for a response, instead of immediately declining and then checking with me after the fact like Capital One. Capital One almost cost me a $400 discount on a piece of furniture the first time they did this to me. The second time, almost $90 discount during a shoe sale. I have excellent credit and have been with them for over 10 years, but every time I sign in online or call, they want me to update my income and employment status. It's ridiculous. I pay my bill on time every month, but it seems like they really could care less if I was their customer. Customer service just keeps saying there is nothing they can do about it, but I keep telling them they need to have this system reviewed and have it be more like Citicard's system. I got this card to earn travel miles, but kind of hard to do if they are always declining your charges. Makes me want to put this card in the freezer and leave it there.
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2
1
Cassandra Schmigotzki @CassiS
I've pretty much only used my card online and have never had this issue.
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0
0
Michelle @huumplednk
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3 Star Rating
Verified Customer
Love this card! Great rewards and cash back offers! No annual fee either! Paying online is simple as well. Even though I haven’t had the card but less than a year, they will not give me a credit increase. It would be nice since I pay my bill several times a month.
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1
0
Gilbert Villanueva @gilbertv_6
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5 Star Rating
Verified Customer
No credit limit increase periodically. You have to maximize your credit limit. What a joke. Use 80% get an increase. Stay away from this card. I have been with venture one for 2 years and have not gotten a limit increase. I have paid my balance off. And yet no increase. I called them and they said no.
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5
1
sarahsiros @sarahsiros
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1 Star Rating
Verified Customer
I had a flight on Delta I booked through my points. I needed to change the date, a simple ask. Unfortunately it was a basic economy ticket and there is a 100 cancel fee. I called Delta and they assured me that the credit card company can waive the fee because I paid them and not Delta (makes sense). After holding and transferring I was able to talk to the "manager" Laura. She did not want to help me rebook in any way. Even knowing that I was going to spend the same points right away (no loss to the company). Points systems should feel like a reward and not a nightmare. No one on the customer service team seemed to have the power to make executive decisions, so I spent my time talking to someone with their hands tied instead of someone with the ability to help. For such a good card they need to step up their customer service initiatives. All of my other cards are very helpful when they see you are spending points.
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2
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Review Capital One VentureOne Rewards Credit Card
Expert Thoughts on Capital One VentureOne
To help people learn more about Capital One VentureOne Rewards Credit Card, WalletHub's editors posed the following questions to a panel of experts. You can meet our panelists and read their responses below.
Why do you think Capital One has more TV ads for its Venture and Venture X cards than for the VentureOne card?
When does it make sense to consider a travel rewards credit card with no annual fee, versus higher-tier cards with fees?
Ayan Ghosh Dastidar Ph.D., Assistant Professor of Marketing, School of Management, Clark University Read More
Chad O'Connor Adjunct Faculty in Marketing, D'Amore-McKim School of Business at Northeastern University Read More
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