Student Balance Transfer Credit Cards
Much like 0% APR student credit cards can help college students save money on big-ticket purchases, a student balance transfer credit card can help you lower the cost of existing debt. In fact, all you have to do to avoid unnecessary interest costs is transfer the remaining balance from a credit card or loan to one of the student balance transfer credit cards listed below (some of which are issued by WalletHub partners) and pay it down before the 0% interest introductory period ends and the regular interest rate takes effect. Use a credit card payoff calculator to determine the monthly payments needed to reach zero balance within the necessary time frame, and don’t forget to include balance transfer fees in the cost of doing so. If you are under 21, the law requires that you also have either a co-signer or a demonstrable source of income in order to get a student balance transfer credit card, or any credit card for that matter. Don’t let this discourage you, however, because saving money and building credit in your own name is well worth the effort required to overcome this obstacle.… show moreshow less
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Rates & Fees | Terms Apply
- $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- No annual fee.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- See More Details & Reviews About TheBlue Cash Everyday® Card from American Express
- 1% cash back on purchases, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery store, wholesale club, and gas purchases each quarter
- Get a $150 cash rewards bonus after making at least $500 in purchase(s) within the first 90 days
- Rewards are automatic and do not expire. There's no need to register your card or sign up to earn your cash rewards.
- Choose how you want to receive your cash. Redeem it into your Bank of America® checking or savings account, have it credited to your statement or sent directly to you
- Get a 10% customer bonus when you redeem into a Bank of America® checking or savings account.
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- If your credit line is greater than or equal to $5,000, you will receive a Visa Signature® account, otherwise you will receive a Platinum Plus® account. The benefits for accounts differ.
- Customer email or text alerts lets your phone tell you when payments are due and paid. Pay your credit card bill online, transfer funds, check available credit and more with mobile and online banking.
- See More Details & Reviews About TheSeminole Boosters Credit Card
- Get 10,000 bonus points when you complete your first purchase and spend at least $500 in the first 90 days.
- 5 points per dollar spent at qualifying Beaver merchant, including the OSU Beaver Store, Oregon State Alumni Association, Beaver Ticket Central, and Oregon State University Foundation.
- 1 point per dollar spent on all other qualifying purchases.
- Points redeemable toward cash back, gift cards, travel and merchandise.
- With the Oregon State University Credit Card, you can have peace of mind knowing you have zero fraud liability and a card with secure microchip technology.
- In order to take advantage of the 0% Intro APR on balance transfers, you should submit your balance transfer request within 90 days of account opening.
- See More Details & Reviews About TheOregon State University (OSU) Credit Card
- Earn 1% cash back on every purchase, 2% on groceries and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery store, wholesale clubs and gas purchases each quarter.
- Enjoy a 10% cash reward bonus when you redeem your rewards directly into your Bank of America checking or savings account.
- Online-exclusive $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
- No expiration on rewards and no changing categories to follow.
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- In order to take advantage of the 0% introductory APR for 12 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking.
- See More Details & Reviews About TheBankAmericard Cash Rewards™ for Students Credit Card
- Security Benefits: Zero liability protection, Fraud Monitoring, Overdraft Protection and Paperless Statement Option
- Mobile banking, text or email alerts to keep you on top of your finances, quick access to your account information with text banking
- In order to take advantage of the 0% introductory APR for 15 months on balance transfers, you should submit your balance transfer request within 60 days of account opening.
- Add your card to your mobile device and enjoy the convenience to shop and pay in-store or in-app using Apple Pay®, Android Pay™ or Samsung Pay.
- See More Details & Reviews About TheBankAmericard® for Students Credit Card
- Get a $50 cash back bonus after you use your card to make a purchase, cash advance transaction or balance transfer in the first 90 days
- Earn 2% cash back on grocery store and utility (cable, phone, internet, electric and gas) purchases, and 1% cash back on all other purchases.
- You can transfer your cash back to any student loan (best value) and receive 25% student loan redemption bonus, deposit directly into a U.S. checking or savings account or receive a statement credit.
- No limit to the amount of cash back you can earn as long as your account is open, active and in good standing.
- $0 Fraud Liability protection
- Free online FICO® Credit Score access
- In order to take advantage of the 0% introductory APR on balance transfers you should submit your balance transfer request within 45 days of account opening.
- See More Details & Reviews About TheCommence™ Mastercard®
- Get 5,000 points on first purchase and 5,000 additional points with $500 or more in purchases in the first 90 days.
- Earn 5 points per dollar spent at participating Duck merchants.
- Earn 1 point per dollar spent everywhere else.
- Points redeemable toward cash back, gift cards, travel and merchandise.
- 24-hour online account management
- Zero fraud liability.
- See More Details & Reviews About TheUniversity of Oregon Credit Card
Community Discussion
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