American Express Student Credit Card Reviews

There actually aren’t any American Express student credit cards. That’s because American Express (a WalletHub partner) requires good or excellent credit for all of its cards, and most students have no credit. But if you’re a grad student, for instance, or you’ve built good credit by being an authorized user on a parent’s card, you might be able to qualify for one of the American Express credit cards listed below.

Most students will not be in that boat, however. And there’s nothing wrong with that. Although American Express is a popular and prestigious brand, you can get all the features you need at this point in your credit career from a student Mastercard, Visa or Discover card. And to point you in the right direction, WalletHub compared dozens of offers to find the best cards for common student needs.

American Express student credit card alternatives for 2019:

Everyday Cash Back: … show more Journey® Student Rewards from Capital One®

Travel Rewards: Bank of America® Travel Rewards Credit Card for Students

Rewards Bonus: Discover it® Student chrome

Gas & Groceries: Bank of America® Cash Rewards Credit Card for Students

Building a solid credit history and staying out of debt should be your primary goals, so focus on cards with low fee structures and rewards for your biggest expenses. Unless you need a 0% APR student card to help pay down a necessary large purchase, your interest rate shouldn’t really matter since you should be paying your bill in full every month. show less

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Showing 1 – 3 of 3

Blue Cash Everyday® Card from American Express

2,573 Reviews

Rates & Fees Rates & Fees | Terms Apply

Purchase Intro APR

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0% for 15 months

Transfer Intro APR

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0% for 15 months | Transfer Fee: 3% (min $5)

Regular APR

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15.24% - 26.24% (V)

Annual Fee

Rewards Rate

1 - 3% Cash Back

Rewards Bonus

$150

Rewards Bonus

$150

Minimum Credit

Good

Terms Apply Apply Now

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Rewards Details

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
Terms Apply.

Additional Info

Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
No annual fee.
See More Details & Reviews About TheBlue Cash Everyday® Card from American Express

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Gold Delta SkyMiles® Credit Card from American Express

652 Reviews

Rates & Fees Rates & Fees | Terms Apply

Purchase Intro APR

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Not Offered

Transfer Intro APR

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Not Offered

Regular APR

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17.99% - 26.99% (V)

Annual Fee

None 1st yr, $95 after

Rewards Rate

1 - 2 miles / $1

Rewards Bonus

30,000 miles + $50 statement credit

Rewards Bonus

30,000 miles + $50 statement credit

Minimum Credit

Good

Terms Apply Apply Now

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Rewards Details

Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
Settle into your seat sooner with Priority Boarding.
Terms Apply.

Additional Info

Enjoy a $0 introductory annual fee for the first year, then $95.
See More Details & Reviews About TheGold Delta SkyMiles® Credit Card from American Express

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Starwood Preferred Guest® Credit Card from American Express

454 Reviews

Rates & Fees Rates & Fees | Terms Apply

Purchase Intro APR

→

Not Offered

Transfer Intro APR

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Not Offered

Regular APR

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17.99% - 26.99% (V)

Annual Fee

None 1st yr, $95 after

Rewards Rate

2 - 6 points / $1

Rewards Bonus

75,000 points

Rewards Bonus

75,000 points

Minimum Credit

Good

Terms Apply Apply Now

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Rewards Details

Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
Terms Apply.

Additional Info

No Foreign Transaction Fees on International purchases.
Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
$0 introductory annual fee for the first year, then $95.
See More Details & Reviews About TheStarwood Preferred Guest® Credit Card from American Express

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NO FOREIGN FEE

Last Updated On: Jul 25, 2018

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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

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Comparing American Express Student Credit Cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share...show moreshow less

Brian Krane @krane_brian

February 1, 2018

How do you upgrade your American Express card?

@WalletHub

March 27, 2018

Typically, you can only upgrade your American Express credit card after you’ve received an offer inviting you to do so. However, you may also call customer service at 1-800-528-4800 and ask them if you’re eligible to upgrade your card. When making the call, enter your account number, and ask to discuss your upgrade options with a representative. An update is not guaranteed, but it certainly doesn’t hurt to ask. Hope this helps!

Jay C @jason_crumble4

January 24, 2018

What are the types of American Express cards?

@ismim_tevie

January 8, 2018

How does the american express credit card work?

@WalletHub

February 13, 2018

Credit cards issued by American Express work just like any other credit card – they provide consumers with a convenient way to borrow money to pay for their purchases. The only difference is that American Express has its own payment network, so it is not affiliated with either Visa or Mastercard. They offer regular credit cards, which offer the possibility to pay for purchases over the course of several months, and they also offer charge cards, which require consumers to pay their balance in full at the end of each month. In the latter case, it is not possible to carry over a balance. Hope this helps!

Frank Kelly @frankthetank

December 13, 2017

How do i apply for an american express credit card?

@WalletHub

January 13, 2018

The easiest way is to apply directly through WalletHub. After picking the credit card you are interested in, click the orange “Apply Now” tab on the right. You will be redirected to the issuer’s page, where you can submit your application. Make sure you always verify terms with the financial institution before applying, and don’t forget to check your credit score for free on WalletHub, to maximize your chances of approval. Best of luck!

Updating Cards

American Express Student Credit Cards

American Express student credit card alternatives for 2019:

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Brian Krane @krane_brian

@WalletHub

Jay C @jason_crumble4

@ismim_tevie

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Frank Kelly @frankthetank

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