The best Delta credit card promotion isn’t necessarily offered by the best Delta credit card overall, however. The Gold Delta SkyMiles® Card definitely is a contender. But so too is the Delta SkyMiles® Blue American Express Card, whose lack of an annual fee makes it a good choice for light-spenders. There are also two pricier options for consumers, which may appeal more to frequent flyers. And there are a trio of SkyMiles® business credit cards, too.
To help you identify the right Delta card for your needs, WalletHub’s editors compared all of the available options and chose favorites for different types of travelers. You can check out their picks below.
Best Delta Credit Cards Compared
|Delta Card||Best For||Annual Fee||Initial Bonus|
|Delta SkyMiles® Blue American Express Card||No Annual Fee||$0||10,000 miles|
|Virgin Atlantic Credit Card||Delta Partner||$90||30,000 points|
|Chase Sapphire Preferred® Card||Any Airline||$95||80,000 points|
|Delta SkyMiles® Platinum American Express Card||Companion Tickets||$250||50,000 miles|
|Delta SkyMiles® Platinum Business American Express Card||Small Business||$250||60,000 miles|
|Delta SkyMiles® Reserve American Express Card||Big-Spenders||$550||50,000 miles|
|Delta SkyMiles® Reserve Business American Express Card||Sky Club Access||$550||60,000 miles|
|Delta SkyMiles® Gold American Express Card||Initial Bonus||$0 intro 1st yr, $99 after||40,000 miles|
Remember, you don’t need a Delta credit card to save on Delta airfare. There are plenty of other credit cards with airline miles or general travel rewards, and it’s worth at least seeing what they have to offer. That’s especially true if you don’t always fly Delta or always book your Delta flights through the company itself, rather than a travel comparison website. You only earn bonus points on airfare purchases when you go through Delta.
It’s also important to note that all of the Delta credit cards on the market right now require good or excellent credit for approval. You can check your latest credit score for free on WalletHub to gauge your approval odds.
To identify the best Delta credit cards for different types of travelers, WalletHub’s editors monitor more than 1,500 credit card offers, including all available Delta-branded cards, offers from Delta’s airline partners, and other cards with general travel rewards.
We compare these offers by calculating the expected rewards earnings, after subtracting annual fees, for frequent flyers. For example, we include a card’s initial rewards bonus in our calculations if a cardholder would earn it by spending an average of $700 per month for up to four months. And for our heavy-spender category (10X the average person's airfare spending), we double the expected spending. Spending amounts are based on data from the U.S. Bureau of Labor Statistics.
WalletHub’s editors update these selections on a regular basis, as offers change and new cards are introduced.