The best Delta credit card promotion is the combination of the Delta SkyMiles® Gold American Express Card’s initial bonus and its first-year fee waiver. It allows you to get roughly $578 in Delta airfare while spending as little as $1,000 in the first three months, according to WalletHub’s calculations. Plus, anyone whose flight you pay for gets their first checked bag free.

The best Delta credit card promotion isn’t necessarily offered by the best Delta credit card overall, however. The Gold Delta SkyMiles® Card definitely is a contender. But so too is the Delta SkyMiles® Blue American Express Card, whose lack of an annual fee makes it a good choice for light-spenders. There are also two pricier options for consumers, which may appeal more to frequent flyers. And there are a trio of SkyMiles® business credit cards, too.

To help you identify the right Delta card for your needs, WalletHub’s editors compared all of the available options and chose favorites for different types of travelers. You can check out their picks below.

2020’s Best Delta Credit Cards:

Delta Card	Best For	Annual Fee	Initial Bonus
Delta SkyMiles® Blue American Express Card	No Annual Fee	$0	10,000 miles
Delta SkyMiles® Gold American Express Card	Initial Bonus	$0 1st yr, $99 after	35,000 miles
Delta SkyMiles® Reserve American Express Card	Big-Spenders	$550	40,000 miles
Delta SkyMiles® Platinum American Express Card	Companion Tickets	$250	40,000 miles
Delta SkyMiles® Platinum Business American Express Card	Small Business	$250	45,000 miles
Delta SkyMiles® Reserve Business American Express Card	Sky Club Access	$550	45,000 miles
Chase Sapphire Preferred® Card	Any Airline	$95	60,000 points
SKYPASS Visa® Signature Credit Card	SkyTeam Miles	$95	30,000 miles

Remember, you don’t need a Delta credit card to save on Delta airfare. There are plenty of other credit cards with airline miles or general travel rewards, and it’s worth at least seeing what they have to offer. That’s especially true if you don’t always fly Delta or always book your Delta flights through the company itself, rather than a travel comparison website. You only earn bonus points on airfare purchases when you go through Delta.

It’s also important to note that all of the Delta credit cards on the market right now require good or excellent credit for approval. You can check your latest credit score for free on WalletHub to gauge your approval odds.

Methodology

To identify the best Delta credit cards for different types of travelers, WalletHub’s editors monitor more than 1,500 credit card offers, including all available Delta-branded cards, offers from Delta’s airline partners, and other cards with general travel rewards. We compare these offers by calculating the expected rewards earnings, after subtracting annual fees, for frequent flyers. Spending amounts are based on data from the U.S. Bureau of Labor Statistics.

WalletHub’s editors update these selections on a regular basis, as offers change and new cards are introduced.