Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.

You also won't get approved for the Blue Cash Preferred card if you already have five Amex cards, if you've already applied for an Amex card in the past five days, or if you've already applied for two Amex cards in the past 90 days.

Having said that, it is also worth noting that your credit score isn't the only thing the issuer takes into account while considering your application. Various other factors will also determine the outcome, like your credit history, your income and any debts you might have.

Lastly, for a better sense of your Blue Cash Preferred approval odds, check out the American Express pre-qualification tool. You can also check your credit score for free on WalletHub.

The Blue Cash Preferred credit limit is based on American Express's assessment of each application. So, the card's credit limit will be different for each applicant. American Express does not include any specific Blue Cash Preferred credit limit information in the card's terms.

For the most part, Blue Cash...

Yes, Blue Cash Preferred is worth it for cardholders who spend enough to recoup the value of the card's $95 annual fee (charged from the second year on) in rewards earnings. The easiest way to do that is by spending $3,000 within 6 months of opening an account. That will...

The credit score that you need for the Blue Cash Preferred® Card from American Express is 700, at a minimum. That means people with good credit or better have a shot at getting approved for this card.

Other Blue Cash Preferred Approval Requirements

You should note that...

The Blue Cash Preferred® Card from American Express is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Blue Cash Preferred Card and a metal credit card, though, so don't dismiss the Blue...

Yes, you can upgrade your Blue Cash Preferred® Card from American Express to a better offer as long as you've had the card for at least 14 months, and you will have the best odds if your credit score and income have gone up since you applied. To see if...

The Blue Cash Preferred® Card from American Express interest rate is 18.24% - 29.24% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The Blue Cash Preferred card also offers new cardholders an introductory interest rate of 0% for 12 months...

The Blue Cash Preferred card annual fee is $0 intro 1st yr, $95 after. Blue Cash Preferred's $95 annual fee that's charged from the second year on is higher than the average annual fee among new credit card offers right now. It is not the only fee you...

The stores that are supermarkets for Blue Cash Preferred include Meijer, ShopRite, Stop and Shop, Vons, Whole Foods, and Winn-Dixie. These U.S.-based supermarket chains all earn 6% cash back on the first $6,000 in combined purchases charged to the Blue Cash Preferred card each calendar year.

Online supermarkets such...

To access your Mastercard account online, open a web browser and navigate to your credit card issuer's website to log in with your username and password. It's important to note that Mastercard doesn't issue credit cards, so you cannot use the Mastercard website to log in to an existing Mastercard...