Is Blue Cash Preferred hard to get?
Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.
You also won't get approved for the Blue Cash Preferred card if you already have five Amex cards, if you've already applied for an Amex card in the past five days, or if you've already applied for two Amex cards in the past 90 days.
Having said that, it is also worth noting that your credit score isn't the only thing the issuer takes into account while considering your application. Various other factors will also determine the outcome, like your credit history, your income and any debts you might have.
Lastly, for a better sense of your Blue Cash Preferred approval odds, check out the American Express pre-qualification tool. You can also check your credit score for free on WalletHub.