Cash back credit cards for excellent credit offer the most generous cash rewards on the market, given that they are only offered to consumers with the best credit histories. While these cash back cards aren’t necessarily as lucrative as some miles credit cards for excellent credit, they’re great for people who desire a simple means of saving on every single purchase since they typically don’t have the expiration dates, rewards tiers, risk of rewards devaluation or other caveats found with other types ofrewards credit cards. A useful strategy for maximizing your cash back rewards is identifying your biggest spending categories and getting a cash back credit card for excellent credit that offers the highest earning potential. And, as always, remember that if you do not pay your bill in full every single month, you should be focused on saving on interest with abalance transfer credit card for excellent credit, rather than maximizing your rewards potential. Check out the credit offers below (some of which are issued by WalletHub partners) to find the card that best suits your needs.…show moreshow less
Redeem your cash rewards anytime using your mobile device or computer
There's no limit on the amount you can earn.
Special Benefits for Military: Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR, currently between 12.90% and 26.90% , will apply. This rate will vary with the market based on the prime rate.
Security Benefits: Chip technology has added security and greater acceptance worldwide. Identity theft resolutions services provides assistance should you become the victim of identity theft.
Enjoy no foreign transaction fees when you travel outside of the United States.
You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Redeem your cash back for any amount, any time. Cash rewards never expire.
New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
100% U.S. based customer service.
Get your FICO® Credit Score for free on monthly statements, on mobile and online.
No annual fee.
Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Comparing Cash Back Credit Cards for Excellent Credit can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.
Am I allowed to cancel a credit card before the annual fee starts in one year?
Yes. You may also want to consider asking your card’s issuer to waive the fee, perhaps threatening account closure if they don’t comply.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.