How do I apply for an Apple Card?
The only way to apply for the Apple Card is through the Wallet app on an iOS device, such as an iPhone or iPad. Other than making you sign in to iCloud, the application itself is pretty similar to any other credit card application. Applying should only take a few minutes.
How to Apply for the Apple Card:
- Update your Apple device to the latest iOS version.
- Make sure there is no freeze on your credit report.
- Sign in to iCloud and open the Wallet app on your device.
- Tap the “Add” button (a plus sign), select the Apple Card, and click “continue.”
- Fill in the application with your name, date of birth, phone number, address, last four SSN digits, citizenship status, and income.
- Scan your driver's license or government-issued photo ID if prompted. Only some applicants will be asked to do so.
- Accept the terms and conditions and submit your application.
- Wait for a decision from Goldman Sachs, the Apple Card's issuer.
If you are approved for the Apple Card, which should happen right away, you will see an initial credit limit and APR. You can choose whether to accept or reject the offer. If you accept, there will be a hard pull of your credit. Otherwise, there will not be a hard pull, but you will not get the card.
Assuming you're approved for the Apple Card after applying, you'll see the card in the Wallet App and Apple Pay right away. You can use it to make purchases even before the physical card comes in the mail.