Goldman Sachs Credit Cards
Below, you can see how the only Goldman Sachs credit card on the market right now compares to some of the most popular alternatives from more established credit card issuers.
The Goldman Sachs Credit Card vs Popular Alternatives
Credit Card | Annual Fee | Ongoing Rewards Rate |
Apple Card | $0 | 1 - 3% Cash Back |
Blue Cash Preferred® Card from American Express | $0 intro 1st yr, $95 after | 1 - 6% Cash Back |
Chase Freedom Unlimited® | $0 | 1.5 - 5% Cash Back |
Petal® 2 Visa® Credit Card | $0 | 1 - 1.5% Cash Back |
Best Buy® Credit Card | $0 | 0.5 - 2.5 points / $1 |
The Goldman Sachs credit card with Apple rewards requires good credit or better for approval. You can check your latest credit score for free on WalletHub to get a sense of your chances.
0% for 12 months
Not Offered
19.49% - 29.49% Variable
annual fee
$0
rewards rate
4 - 7 points / $1
Bonus Offer
15,000 points
Bonus Offer
15,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 15,000 points initial rewards bonus
Cons
- No balance transfers allowed
- High regular APR
- Requires good/excellent credit
Rewards Details
- The only U.S. co-branded card that offers unlimited 4x points on all purchases and no annual fee.*
- Get 15,000 bonus points after you spend $1,000 in your first three months.*
- Earn unlimited 7x total points with GM.*
- Redeem towards a new GM vehicle purchase or lease with no limit. For example, spending $12K per year on everyday purchases will earn you 48,000 pts/$480 toward future redemption with GM
Additional Info
- 0% intro APR on purchases for the first 12 months, then a variable APR of 19.49% to 29.49%.*
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply.*
- See if you're approved with no impact to your Credit Score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Terms & Limitations Apply. Click here to see *Rates and Terms and Benefit Terms. Subject to credit approval.
- Please note: approval is not guaranteed if you meet the credit score requirements listed above; many other factors are taken into consideration when considering your application.
- More Details & Reviews About My GM Rewards Card™

0% for 6 - 24 months
Not Offered
15.49% - 26.49% (V)
annual fee
$0
rewards rate
1 - 3% Cash Back
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- No foreign fee
Cons
- No initial rewards bonus
- No balance transfers allowed
- Requires good/excellent credit
Rewards Details
- Every time customers use Apple Card with Apple Pay, they will receive 2% Daily Cash.
- Customers will also get 3% Daily Cash on all purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services. You also get 3% cash back on purchases you make at select merchants like Exxon, T-Mobile, Nike, Uber and more.
- Apple has also designed a titanium Apple Card for shopping at locations where Apple Pay is not accepted yet. For purchases made with the titanium Apple Card, customers will get 1% Daily Cash.
Additional Info
- Apple Card gives customers easy-to-understand, real-time views of their latest transactions and balance right in Wallet, and Apple Card support is available 24/7 by simply sending a text from Messages.
- Equal Monthly Payment Financing: 0% APR for 6, 12 or 24 months on qualifying purchases.
- More Details & Reviews About Apple Card

0% for 12 months
Not Offered
19.49% - 29.49% (V)
annual fee
$0
rewards rate
4 - 7 points / $1
Bonus Offer
15,000 points
Bonus Offer
15,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 15,000 points initial rewards bonus
Cons
- No balance transfers allowed
- High regular APR
- Requires good/excellent credit
Rewards Details
- 15,000 points after spending $1,000 on the Card in the first 3 months.
- Earn 7 points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.
- Earn 4 points for every $1 spent using the card, anywhere, everyday.
- Redeem up to $250 toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.
- Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.
- Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.
- Gold and Platinum Cardmembers can receive a $100 statement credit for every $1,500 spent on fuel per calendar year or a $100 statement credit for six electric bill payments per calendar year.
- Get a $50 allowance when you use your Card for vehicle detailing at a participating GM dealer every calendar year.
Additional Info
- Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
- Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.
- More Details & Reviews About Chevrolet Credit Card

0% for 12 months
Not Offered
19.49% - 29.49% (V)
annual fee
$0
rewards rate
4 - 7 points / $1
Bonus Offer
15,000 points
Bonus Offer
15,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 15,000 points initial rewards bonus
Cons
- No balance transfers allowed
- High regular APR
- Requires good/excellent credit
Rewards Details
- 15,000 points after spending $1,000 on the Card in the first 3 months.
- Earn 7 points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.
- Earn 4 points for every $1 spent using the card, anywhere, everyday.
- Redeem up to $250 toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.
- Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.
- Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.
- Gold and Platinum Cardmembers can receive a $100 statement credit for every $1,500 spent on fuel per calendar year or a $100 statement credit for six electric bill payments per calendar year.
- Get a $50 allowance when you use your Card for vehicle detailing at a participating GM dealer every calendar year.
Additional Info
- Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
- Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.
- More Details & Reviews About GMC Credit Card

0% for 12 months
Not Offered
19.49% - 29.49% (V)
annual fee
$0
rewards rate
4 - 7 points / $1
Bonus Offer
15,000 points
Bonus Offer
15,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 15,000 points initial rewards bonus
Cons
- No balance transfers allowed
- High regular APR
- Requires good/excellent credit
Rewards Details
- 15,000 points after spending $1,000 on the Card in the first 3 months.
- Earn 7 points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.
- Earn 4 points for every $1 spent using the card, anywhere, everyday.
- Redeem up to $250 toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.
- Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.
- Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.
- Gold and Platinum Cardmembers can receive a $100 statement credit for every $1,500 spent on fuel per calendar year or a $100 statement credit for six electric bill payments per calendar year.
- Get a $50 allowance when you use your Card for vehicle detailing at a participating GM dealer every calendar year.
Additional Info
- Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
- Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.
- More Details & Reviews About Buick Credit Card

0% for 12 months
Not Offered
19.49% - 29.49% (V)
annual fee
$0
rewards rate
4 - 7 points / $1
Bonus Offer
15,000 points
Bonus Offer
15,000 points
Good Credit
Pros
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 15,000 points initial rewards bonus
Cons
- No balance transfers allowed
- High regular APR
- Requires good/excellent credit
Rewards Details
- 15,000 points after spending $1,000 on the Card in the first 3 months.
- Earn 7 points for every $1 spent on paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.
- Earn 4 points for every $1 spent using the card, anywhere, everyday.
- Redeem up to $250 toward paid GM Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.
- Redeem up to $1,000 toward the purchase of a Chevrolet, Buick, GMC or Cadillac Certified Pre-Owned vehicle.
- Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.
- Gold and Platinum Cardmembers can receive a $100 statement credit for every $1,500 spent on fuel per calendar year or a $100 statement credit for six electric bill payments per calendar year.
- Get a $50 allowance when you use your Card for vehicle detailing at a participating GM dealer every calendar year.
Additional Info
- Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
- Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.
- More Details & Reviews About Cadillac Credit Card

0% for 12 months
Not Offered
19.49% - 29.49% (V)
annual fee
$0
rewards rate
1% Earnings
Bonus Offer
$100
Bonus Offer
$100
Good Credit
Rewards Details
- Get $100 in Earnings to redeem at GM when you spend $1,000 in your first three months of account opening.
- Receive 1% Earnings on your purchases redeemable toward an eligible new GM vehicle or redeem your 1% earnings for statement credits in $50 increments.
- There are no limits to the amount of Earnings you can receive — plus, no limits on what you can redeem — on an eligible, new Chevrolet, Buick, GMC or Cadillac.
- Earnings can be used up to 7 years on accounts in good standing.
- Enjoy $5 reward for each $20 spent at Fandango, $5 off your first 2 orders each month at DoorDash, $5 Lyft App credit every month after 3 rides and free ShopRunner membership.
Additional Info
- Enjoy free ShopRunner membership (valued at $79), which provides free 2-day shipping and free returns, plus cardholders who are new to DashPass will get a free 3-month DashPass membership.
- Get up-to-date news and offers, and manage your Earnings.
- Combine Earnings with the GM Employee or Supplier Discount (if eligible).
- More Details & Reviews About GM Extended Family Credit Card
Marcus by Goldman Sachs Credit Card Reviews
What's Your Rating?
Questions & Answers
Get answers to your questions about Goldman Sachs Credit Cards below. For more general questions, visit our Answers section.
- Most Popular
- Most Upvotes
How can I log in to Apple Card account online?
To log in to your Apple Card account, go to the login page on the Marcus by Goldman Sachs website or mobile app and enter your username and password in the appropriate fields. Then, click the “Sign In” to access your online account. If you don't already have an account, you will need to start by clicking “Don't have an Apple ID? Create yours now” in order to set up a username and password.
How to Log in to a Apple Card Account
- Register your Apple Card for online account access. Click “Don't have an Apple ID? Create yours now” and enter your name, date of birth, phone number, and country of residence to verify your card account.
- Choose your Apple Card Apple ID and password. The password must contain at least 8 characters, have at least one number, and contain both upper and lowercase letters.
- Log in with your new Apple Card credentials. From the login page on the Marcus by Goldman Sachs website or mobile app, fill out the Apple ID and Password fields using your new credentials, and click “Sign In” to access your account.
After you have signed up and logged in, you'll be able to manage your Apple Card account online. You can pay your credit card bill, see card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Apple ID or password?” on the Marcus by Goldman Sachs login page. Then, just follow the prompts to reset or retrieve your username or password.
What are the best Apple Card benefits?
The best Apple Card benefits are rewards of up to 3% cash back on purchases, $0 fees, easy integration with Apple products, and the possibility of low APRs. Also, the Apple Card is made of titanium and doesn't have a card number on it, which makes it less susceptible to fraud and gives it a sleek look.
The Apple Card's benefits don't include many things traditionally offered by other credit cards, such as travel insurance, rental car insurance, purchase protection or extended warranties. But issuers have been cutting down on those benefits in recent years, anyway.
Here are the best Apple Card benefits:
- Lots of cash back:
Purchases made with this card give you 2% Cash on all purchases using Apple Pay (1% for purchases made with the physical card), 3% on purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services, and on purchases made at select merchants (like Exxon, T-Mobile, Nike, Uber and more).
Plus, unlike other credit cards, the Apple Card offers its cash back on a daily basis. So, the day a purchase processes, the cash back will appear in your account. You can use cash back to make purchases with Apple Pay, pay your credit card bill, or make a transfer to your bank account. - No fees:
The Apple Card has a $0 annual fee. It also has a 0% foreign transaction fee. - Potential low APR:
Depending on your overall creditworthiness, the interest rate that you're assigned could be anywhere from a low of 15.49% (V) to 26.49% (V) at the most. The average credit card offer currently has a regular APR of roughly 18%. - Equal monthly payment financing:
This card has an introductory purchase APR of 0% for 6 - 24 months after account opening. Once this intro period expires, any remaining balance will be subject to the regular APR of 15.49% - 26.49% (V). - Integration with Apple products:
The Apple Card is integrated with Apple Pay and the Wallet App, allowing you to easily track your purchases as well as use Face ID or Touch ID to authorize purchases. You can make purchases using your phone when you don't have your card on hand, as well. - Virtual card numbers:
You can use the Wallet app to generate virtual card numbers to further protect yourself from fraud while shopping online. - Metal card:
The Apple Card is made of titanium, giving it a sleek, prestigious look that's in line with Apple's brand.
While the Apple Card's benefits don't include some traditional perks, the card does provide a lot of useful features that make it a worthwhile addition to your wallet – if you love Apple products and services.
What is Apple Credit Card credit limit?
My credit limit with them is $37.500,00
How do I apply for an Apple Card?
The only way to apply for the Apple Card is through the Wallet app on an iOS device, such as an iPhone or iPad. Other than making you sign in to iCloud, the application itself is pretty similar to any other credit card application. Applying should only take a few minutes.
How to Apply for the Apple Card:
- Update your Apple device to the latest iOS version.
- Make sure there is no freeze on your credit report.
- Sign in to iCloud and open the Wallet app on your device.
- Tap the “Add” button (a plus sign), select the Apple Card, and click “continue.”
- Fill in the application with your name, date of birth, phone number, address, last four SSN digits, citizenship status, and income.
- Scan your driver's license or government-issued photo ID if prompted. Only some applicants will be asked to do so.
- Accept the terms and conditions and submit your application.
- Wait for a decision from Goldman Sachs, the Apple Card's issuer.
If you are approved for the Apple Card, which should happen right away, you will see an initial credit limit and APR. You can choose whether to accept or reject the offer. If you accept, there will be a hard pull of your credit. Otherwise, there will not be a hard pull, but you will not get the card.
Assuming you're approved for the Apple Card after applying, you'll see the card in the Wallet App and Apple Pay right away. You can use it to make purchases even before the physical card comes in the mail.
What is the Apple Card's credit score requirement?
The Apple Card's credit score requirement is 700+. This means that you need at least good to get this card. While it's possible to be approved with a lower score due to a high income or other positive factors, it's best to not take the risk.
It's good to note that the Apple Card credit score requirement is comparable to that of similar cards on the market. Other $0 annual fee cash back cards, such as the Capital One Quicksilver Cash Rewards Credit Card and Chase Freedom Unlimited®, also require good credit at a minimum.
Other Factors that Determine Your Apple Card Approval Odds
But an applicant's credit score isn't the only factor that plays a part in approval for the Apple Card. Many other factors are taken into consideration like your income, existing debts, recent credit inquiries and more. Checking your credit score before applying is always a good idea, as is looking over your credit report to make sure there are no errors or blatant negatives that you need to fix.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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