Chris Johnson, Member
@chrisj979
People drive me nuts with these answers, critical thinking skills are missing. Even if the cards are “hard” to get it still has levels. I read the question not as “is it easy to get an Amex” but “which card has the lowest requirements?” Lowest requirements doesn’t mean 500 credit score it simply means the lowest for that company which could be 750, it’s not a low number but is the LOWEST REQUIREMENT. From reading the answers NONE of you answered the question just went on your personal rant. So for clarity I will re-ask the question for the OP.
Which AMEX card has the lowest requirements?
Sarah Bilkins, WalletHub Credit Card Analyst
@sarah.bilkins
There are no American Express credit cards that are easy to get as they all require good credit or better. More specifically, most American Express cards, including the Blue Cash Everyday® Card from American Express card, are easier to get if you have at least good credit and you meet all other requirements for approval.
While American Express credit cards aren’t that easy to obtain, there are several credit cards from other issuers that are easy to get approved for.
Easiest Credit Cards to Get in 2023
- No Credit Check: OpenSky® Plus Secured Visa® Credit CardOpenSky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn More
- Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & FeesCash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & FeesStudents: Capital One Quicksilver Student Cash Rewards Credit CardCapital One Quicksilver Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
Having one of these credit cards may increase your chances of landing an American Express credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
cperin, Member
@cperin
Generally their cobranded cards (Delta, Hilton, etc) are easier to get approved for than their core revolving cards (Blue Cash Everyday, Blue Cash Preferred) or charge cards (Platinum, Gold, Green). Some say their charge cards are easy to get than their core revolving.
People also ask
How high are American Express credit limits?
There is no way to know how high American Express credit limits are as Amex doesn’t disclose this information in their cards’ terms and conditions. Your credit limit will depend on your credit history, debt level, income, and payment history on other American Express cards. So, you won’t know your American Express credit limit until you’re approved for an account.
One way to estimate what credit limit you might get on an American Express card...
read full answerIs it hard to get an American Express card?
Yes, it's hard to get an American Express card because you will need a good or excellent credit score for approval, along with enough income for monthly bill payments. The easiest American Express cards to get are those that require a minimum of good credit for approval, as opposed to excellent credit only. You may also want to target cards that are co-branded with a certain hotel or airline, as well as offers with lower annual fees, if you're concerned...
read full answerWhat credit score is needed for American Express cards?
The American Express credit score requirement is 700 or better, depending on the card. That means people with good to excellent credit are eligible to get approved for an American Express credit card (https://wallethub.com/credit-cards/american-express/).
If your credit score is below the threshold needed for a credit card from American Express, it’s best to apply only after you meet the credit score requirement. You can check your credit score for free, right here on WalletHub.
American Express Credit Score Requirements by...
read full answer
Robert Haan, Member
@rob_haan
I don't think they've got any secured cards, if that's what you're asking. The easiest ones are ones you can get with a "Good" score, which is to the tune of 700 and above. It's not exactly easy, but if you're around those numbers, you have a nice pick of cards with rewards, like Blue Cash Everyday.
Bonnie T, Member
@bonniet_26
Amex cards aren't easy to get. If you don't have (at least) good credit, I'd say look elsewhere. Capital One, Citi, and Discover have good secured cards or maybe cards designed for fair credit.
Did we answer your question?
They adhere to strict standards.
Exactly. I think they write to promote their sponsored income-generating cards, while not answering the question.
The Gold Delta Skymiles Amex has always had a reputation for being the easiest to get as I’m not a credit under writer I can’t say for sure but based on what I’ve heard over the years between 640-660 should be good enough credit to get this card… it’s the only one ever listed for someone with “Average Credit”