Sarah Bilkins, WalletHub Credit Card Analyst
@sarah.bilkins
There are no American Express credit cards that are easy to get. They all require good credit or better. The USAA® Secured American Express® Card used to be the easiest American Express card to obtain as it was available to people with bad credit. But USAA® Secured American Express® Card is no longer available to new applicants.
While American Express credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.
Easiest credit cards to get:
Having one of these credit cards may increase your chances of landing an American Express credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.

2023's Best American Express Credit Cards
Compare CardsChris Johnson, Member
@chrisj979
People drive me nuts with these answers, critical thinking skills are missing. Even if the cards are “hard” to get it still has levels. I read the question not as “is it easy to get an Amex” but “which card has the lowest requirements?” Lowest requirements doesn’t mean 500 credit score it simply means the lowest for that company which could be 750, it’s not a low number but is the LOWEST REQUIREMENT. From reading the answers NONE of you answered the question just went on your personal rant. So for clarity I will re-ask the question for the OP.
Which AMEX card has the lowest requirements?

The Gold Delta Skymiles Amex has always had a reputation for being the easiest to get as I’m not a credit under writer I can’t say for sure but based on what I’ve heard over the years between 640-660 should be good enough credit to get this card… it’s the only one ever listed for someone with “Average Credit”
cperin, Member
@cperin
Generally their cobranded cards (Delta, Hilton, etc) are easier to get approved for than their core revolving cards (Blue Cash Everyday, Blue Cash Preferred) or charge cards (Platinum, Gold, Green). Some say their charge cards are easy to get than their core revolving.
People also ask
Bonnie T, Member
@bonniet_26
Amex cards aren't easy to get. If you don't have (at least) good credit, I'd say look elsewhere. Capital One, Citi, and Discover have good secured cards or maybe cards designed for fair credit.
Robert Haan, Member
@rob_haan
I don't think they've got any secured cards, if that's what you're asking. The easiest ones are ones you can get with a "Good" score, which is to the tune of 700 and above. It's not exactly easy, but if you're around those numbers, you have a nice pick of cards with rewards, like Blue Cash Everyday.
Did we answer your question?