Sarah Bilkins, WalletHub Credit Card Analyst
@sarah.bilkins
The easiest American Express cards to get approved for are those that require a minimum of good credit for approval as opposed to excellent credit only. The Blue Cash Everyday® Card from American Express and the Delta SkyMiles® Blue American Express Card are two of the easiest Amex cards to get approved for because they only require good credit.
Easiest American Express Cards to Get
- Rates & Fees Terms ApplyCash Back Rewards: Blue Cash Everyday® Card from American ExpressLearn MoreLearn Moreon issuer's website
- Rates & Fees Terms ApplyCash Back Rewards: Blue Cash Everyday® Card from American ExpressLearn MoreLearn Moreon issuer's website
- Cash Back Rewards: Blue Cash Everyday® Card from American ExpressLearn MoreLearn More
- Rates & Fees Terms ApplyDelta Perks: Delta SkyMiles® Blue American Express CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Delta Perks: Delta SkyMiles® Blue American Express CardLearn MoreLearn Moreon issuer's website
- Delta Perks: Delta SkyMiles® Blue American Express CardLearn MoreLearn More
- Rates & Fees Terms ApplyHigh Welcome Offer: Hilton Honors American Express CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Terms ApplyHigh Welcome Offer: Hilton Honors American Express CardLearn MoreLearn Moreon issuer's website
- High Welcome Offer: Hilton Honors American Express CardLearn MoreLearn More
- Travel and Dining: American Express® Green CardLearn MoreLearn More
- Travel and Dining: American Express® Green CardLearn MoreLearn Moreon issuer's website
- Travel and Dining: American Express® Green CardLearn MoreLearn More
- Cash Back Rewards:
- Delta Perks:
- High Welcome Offer:
- Travel and Dining:
While the best American Express credit cards aren’t that easy to obtain, there are several credit cards from other issuers that are easy to get approved for.
Getting a credit card with more lenient approval requirements may increase your chances of landing an American Express credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
Popular Credit Cards from American Express, Our Partner
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Cash Back
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Business Rewards
Robert Haan, Member
@rob_haan
I don't think they've got any secured cards, if that's what you're asking. The easiest ones are ones you can get with a "Good" score, which is to the tune of 700 and above. It's not exactly easy, but if you're around those numbers, you have a nice pick of cards with rewards, like Blue Cash Everyday.
Bonnie T, Member
@bonniet_26
Amex cards aren't easy to get. If you don't have (at least) good credit, I'd say look elsewhere. Capital One, Citi, and Discover have good secured cards or maybe cards designed for fair credit.
People also ask
Is it hard to get an American Express card?
Yes, it is typically hard to get an American Express card because all American Express cards require at least good credit for approval. Unless your credit score is good or better and you have a lot of income, it will probably be difficult for you to get approved an American Express card.
Minimum Credit Score for Notable American Express Credit Cards
- Blue Cash Everyday® Card from American Express: Good credit
- American Express Platinum Card®: Good credit
- American Express® Gold Card: Good credit...
What are the American Express credit score requirements?
You typically need a least good credit to be eligible for an American Express card. American Express cards are available to applicants with credit scores ranging from good to excellent credit.
If your credit score is below the threshold needed for an American Express credit card, it’s best to wait to apply until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Credit Score Recommended by American Express Card
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How high are American Express credit limits?
American Express does not list minimum credit limits in its credit cards’ terms and conditions. You won’t know how much your credit limit will be until you’re approved for an account. Applicants with high incomes and excellent credit will generally get the highest American Express credit limits.
Reading reviews of American Express cards from current cardholders can give you a ballpark estimate of what credit limit you might get (especially if the person writing...
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