Visa

You can check your Visa gift card balance by calling the number on the back of the card and following the prompts from the automated phone system. You can also check your Visa gift card balance by visiting the website listed on the card and entering the card details into the site's balance checking tool.

How to Check Your Visa Gift Card Balance

1. Call the phone number or visit the website printed on the back of your gift card.
2. Select the option for checking your balance from the phone prompts or website. Some sites may require you to log in to your account first.
3. Enter your 16-digit card number and the security code on the back.
4. Note your current balance.

Visa is a card network, rather than a card issuer. It handles transaction processing, but the issuer is the company that's responsible for actually managing your card. That's why you have to check your balance directly with the issuer, rather than at a centralized place run by Visa.

Visa's website only has links to the balance checking tools for several companies that offer Visa gift cards, including Vanilla Gift, Giftcards.com, Gift Card Mall, Commerce Bank, Navy Federal, and Walmart. Below, you can find links to the balance-checking tools for some of the most popular Visa gift card issuers/sellers.

Where to Check Your Visa Gift Card Balance

*Commonly associated with Visa gift cards from Target

Key Things to Know About Visa Gift Cards

• Where you can use them: Generally, you can use a Visa gift card anywhere Visa is accepted, which includes most merchants that take credit cards worldwide. However, it's possible your card might say “Domestic Use Only” on the front, in which case you can only use it at merchants in the U.S.
• Limitations on use: Certain merchants, like hotels or car rental companies, may not accept gift cards at the time of booking or rental, though they may allow you to use gift cards for final payment.
• Extra fees: You may have to pay slightly more than face value to purchase a Visa gift card. The card also might have other fees, like foreign transaction fees, charges to replace lost or stolen cards, or inactivity fees that reduce your balance each month after a year of inactivity.
• Expiration: By law, your Visa gift card funds can't expire for at least five years. Depending on the company that issued the card, you might have even longer than that to spend the money. The expiration date will be printed on the card.
• Reloading: You cannot reload a Visa gift card. You can only reload prepaid cards. So once your gift card balance is $0, you can't use it anymore. You should still keep the card for a while in case you need it to return an item you've bought, though.
• Credit card payments: You can pay a credit card bill with a Visa gift card, just like you would with a debit card.

Since Visa gift cards cost more than face value, it's more economical to buy someone a gift card to a store they shop from often, and you can check out the best gift cards here on WalletHub.

To log in to your Visa credit card account, start by identifying the issuer of your card (the name will be on the card, along with Visa), then navigate to the issuer's website or mobile app. Visa is a card network and does not have its own credit card login page. From the issuer's website or app, the login process is pretty much the same for all Visa credit cards, though user ID and password requirements may vary...

Yes, you can buy Visa gift cards with a credit card online through Visa and at several other stores. Retailers such as Walmart, Staples, and Target allow people to buy Visa gift cards using a credit card, while others, such as Save Mart, only let people buy Visa gift cards using cash or debit cards.

Some stores may not allow gift cards to be purchased with a credit card because they frequently had people buy...

You can check your Visa credit card balance by logging in to your online account through your card issuer's website or mobile app. You can also see what your balance is by checking your monthly statement or calling your issuer's customer service department.

Ways to Check Your Visa Credit Card Balance

1. Online Banking or Mobile App.

• Sign in to your account on the issuer's website their mobile app.
• Select the card...

You can get a Visa card from a bank, a credit union or a retailer, depending on what kind of Visa card you are looking for. There are multiple types of Visa cards that you can get, including Visa credit cards, debit cards, prepaid cards and gift cards.

How to Get a Visa Card by Card Type

1. Credit Cards

To get a Visa credit card, first compare the best Visa credit card offers for...

You can get pre-approved for a Visa credit card by checking for Visa offers from banks or credit unions in the mail, online, or at a local branch. Visa credit card issuers will typically send pre-approved offers to people who have good approval odds based on a soft pull of their credit report. In addition, most major credit card issuers allow you to pre-qualify on their website by providing your full name, address, birthday, and Social Security number.

The best metal Visa credit card is the Chase Sapphire Preferred® Card. This card is made of metal, weighs around 13 grams and offers 1 - 5 points per $1 spent on purchases as well as an initial bonus of 75,000 points for spending $5,000 on purchases in the first 3 months, worth $750 when redeemed for cash, gift cards, and travel.

If you travel very frequently and spend more than the average person, you might also want to consider Capital One Venture X (see details, rates & fees). In addition to attractive rewards on all purchases, it offers cardholders airport lounge access plus a $300 annual credit for travel purchases...

The best Visa credit card for fair credit is the Upgrade Cash Rewards Visa® because it offers 1.5% cash back on all purchases, credited when you pay your bill, and it comes with a $0 annual fee. The Upgrade Cash Rewards Card also reports account info to the major credit bureaus each month. This should help cardholders with less-than-good credit improve their credit score, as long as they pay the bills on time.

Best Visa Credit Cards for Fair Credit

For more options, check out the rest of our editors' picks for...

No, there is no Visa credit card app. Rather, most credit card issuers offering cards on the Visa network have their own mobile app where you can log in to your account and check your balance, view transactions, make payments, and more.

Visa does not have a credit card app because Visa is not a credit card issuer. Visa partners with banks and credit unions, and these financial institutions issue credit cards, debit cards...

Visa is not a debit card itself. It's a payment network that partners with banks and financial institutions to issue debit cards and credit cards. When you use a Visa card, you're essentially using this network to process the transaction.

The key factor determining whether your card is debit or credit lies in the linked account. Debit cards directly access funds in your checking account, while credit cards are linked to a line of credit, allowing you...