You can get a Visa card from a bank, a credit union or a retailer, depending on what kind of Visa card you are looking for. There are multiple types of Visa cards that you can get, including Visa credit cards, debit cards, prepaid cards and gift cards.
How to Get a Visa Card by Card Type
To get a Visa credit card, first compare the best Visa credit card offers for your credit level. After you have settled on a card, you can usually apply online, in person at a bank or credit union branch, or over the phone. It's worth noting that any credit card application will generally trigger a hard inquiry on your credit report.
To get a Visa debit card, you must open a checking account with a bank or credit union that offers debit cards on the Visa network. You can compare Visa debit card offers on WalletHub.
You can get Visa prepaid cards from banks and credit unions, either online or in person, as well as from retail stores. Visa prepaid cards are reloadable, so after you use up your initial balance, you can add more money to your card.
You can get a Visa gift card from most major grocery stores, drug stores or gas stations. Visa gift cards can also be purchased online. Unlike prepaid cards, Visa gift cards cannot be reloaded, so you cannot make purchases past the initial spending limit.
Benefits of Visa Cards
All Visa cards benefit from high acceptance rates, as they can be used in over 200 countries and territories worldwide. Visa credit and debit cards also offer fraud coverage, though only credit cards guarantee zero liability for fraudulent charges across the board. You can check out the latest Visa credit card offers on WalletHub.