Visa

Yes, you can buy Visa gift cards with a credit card online through Visa and at some stores. Retailers such as Walmart, Staples, and Target allow people to buy Visa gift cards using a credit card, while others, like the grocery chain Giant, only let people buy Visa gift cards using cash or debit cards.

Some stores may not allow gift cards to be purchased with a credit card because they frequently had people buy gift cards with counterfeit or stolen credit cards. You should check beforehand with a store to see whether a credit card payment is acceptable when buying a gift card.

To check your Visa credit card balance, log in to your online account on your credit card issuer's website or mobile app. Once you log in, your current credit card balance should be visible right away, though the exact placement on the page will differ from issuer to issuer. While you are logged in, you can also view your past transactions that contributed to your balance, as well as make a payment toward some or all of that balance.

It's important to note that it's only possible to check your Visa credit card balance through your card's issuer – there's no way to do it through Visa itself.

How to Check Your Visa Credit Card Balance

1. Open the credit card issuer's website or mobile app.
2. Enter your username and password and click the button to log in.
3. View your account details page to see your current credit card balance.

You should also be able to check your Visa credit card balance over the phone by calling the number on the back of your card. Credit card companies typically have an automatic option to check your balance, so listen to the prompts and press the key that corresponds with checking your balance.

You can get a Visa card from a bank, a credit union or a retailer, depending on what kind of Visa card you are looking for. There are multiple types of Visa cards that you can get, including Visa credit cards, debit cards, prepaid cards and gift cards.

How to Get a Visa Card by Card Type

Credit Cards

To get a Visa credit card, first compare the best Visa credit card offers for your credit level. After you have settled on a card, you can usually apply online, in person at a bank or credit union branch, or over the phone. It's worth noting that any credit card application will generally trigger a hard inquiry on your credit report.

Debit Cards

To get a Visa debit card, you must open a checking account with a bank or credit union that offers debit cards on the Visa network. You can compare Visa debit card offers on WalletHub.

Prepaid Cards

You can get Visa prepaid cards from banks and credit unions, either online or in person, as well as from retail stores. Visa prepaid cards are reloadable, so after you use up your initial balance, you can add more money to your card.

Gift Cards

You can get a Visa gift card from most major grocery stores, drug stores or gas stations. Visa gift cards can also be purchased online. Unlike prepaid cards, Visa gift cards cannot be reloaded, so you cannot make purchases past the initial spending limit.

Benefits of Visa Cards

All Visa cards benefit from high acceptance rates, as they can be used in over 200 countries and territories worldwide. Visa credit and debit cards also offer fraud coverage, though only credit cards guarantee zero liability for fraudulent charges across the board. You can check out the latest Visa credit card offers on WalletHub.

The best metal Visa card is the Capital One Venture X Rewards Credit Card because it rewards you with 2 - 10 miles per $1 spent on purchases, meaning you can save money and look cool as you spend. Plus, new cardholders are eligible for an initial bonus of 75,000 miles for spending $4,000 in the first 3 months after opening an account.

Capital One Venture X also gives cardholders airport lounge access, and they can get up to $300 annually in statement credits for travel purchases made through Capital One Travel. In addition, the card reimburses users the application fee for TSA PreCheck or Global Entry, up to $100. Capital One Venture X does come with a high annual fee, charging $395, but if you are a big spender who loves to travel, the card's rewards and benefits should make it worthwhile. If not, there are many more metal Visa credit cards to consider.

Best Metal Visa Credit Cards

Most of these cards require at least good credit for high approval odds. Check your credit score for free on WalletHub to see where you stand.  

No, there is not a Visa credit card app. Rather, most credit card issuers offering cards on the Visa network have their own mobile app where you can log in to your account and check your balance, view transactions, make payments, and more.

Visa does not have a credit card app because Visa is not a credit card issuer. Visa partners with banks and credit unions, and these financial institutions issue credit cards, debit cards and prepaid cards on the Visa network. Visa also processes Visa card transactions between consumers and merchants.

That said, there are a number of payment apps and digital wallets such as PayPal, Apple Pay and Google Pay that allow you to save your Visa credit card info to your mobile device and then use your device to pay for purchases. You may also come across some Visa-affiliated apps, such as Visa Commercial Pay, which enables you to create virtual payment cards for business purposes, and Visa Explore, which is not available in the U.S. But these apps won't be of much use to most consumers.