Chip Lupo, Credit Card Writer
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The best Visa credit card for fair credit is the Upgrade Cash Rewards Visa® because it offers people with at least a 640 credit score 1.5% cash back on all purchases every time you make a payment and a $0 annual fee. The Upgrade Credit Card also reports account info to the major credit bureaus each month. This will help cardholders with a less-than-good credit rating improve their credit score, as long as they sensibly manage their account.
Best Visa Credit Cards for Fair Credit
For more options, check out our editors’ picks for the best credit cards for fair credit. If you’re not sure where your credit stands, you can check your latest credit score for free on WalletHub.
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