To log in to your Upgrade Triple Cash Rewards Visa® account, go to Upgrade's website or mobile app, enter your username and password in the appropriate fields, and click the button to sign in. If you don't already have an online account with Upgrade, you'll need to enroll first and set up a username and password.

How to Log in to Your Upgrade Triple Cash Rewards Visa® Account

1. Visit Upgrade's website or app. Navigate to the login box at the top of the page, where it will ask for your username and password. Below that will be an option to enroll in a new account.
2. Create your online account. If you haven't done so already, click on the button to enroll or create an account. From there, you'll confirm your identity and create a username and password.
3. Enter your credentials. In the login box on Upgrade's website or app, enter your username and password. Then, click the button to sign in to your account.

 After you have signed up and logged in, you'll be able to manage your Upgrade Triple Cash Rewards Visa® account online. You can pay your credit card bill, see your statements, monitor account activity, and change account information such as passwords and automatic payments.

If you forget your login information, click the option to retrieve your username or reset your password on Upgrade's website or app. Then, follow the prompts to obtain your login info.

Yes, the Upgrade Triple Cash Rewards Visa® does offer extended warranty protection. The Upgrade Triple Cash Rewards Visa® extended warranty benefit lengthens the original manufacturer's warranty by up to one additional year on eligible warranties of three years or less. 

The maximum coverage amount per item under the Upgrade Triple Cash Rewards Visa® extended warranty policy is $10,000. The maximum coverage amount per year under this policy is $50,000.  

Upgrade Triple Cash Rewards Visa® extended warranty protection does not cover motorized vehicles, live animals, live plants, or used items,...

Yes, the Upgrade Triple Cash Rewards Visa® does have pre-approval. Upgrade requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for an Upgrade Triple Cash Rewards Visa® means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.

Upgrade Triple Cash Rewards Visa® pre-approval does not affect your credit score, as it's done...

The Upgrade Triple Cash Rewards Visa® credit card comes with a credit limit that varies based on each applicant's creditworthiness. Everyone who gets approved for Upgrade Triple Cash Rewards Visa® card is guaranteed a credit limit, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.

The Upgrade Triple Cash Rewards Visa® card credit limit that you start with isn't necessarily your credit line forever....

The best Upgrade Triple Cash Rewards Visa® Credit Card benefits are zero liability protection and monthly credit bureau reporting. These perks are certainly good to have, though it's important to note that they're also relatively common credit card benefits.

Upgrade Triple Cash Rewards Visa® Credit Card Benefits

• Zero Liability Protection
• Monthly Credit Bureau Reporting
• Rewards of 1 - 3% cash back on purchases

While these benefits aren't bad, the Upgrade Triple Cash Rewards Visa® Credit Card simply doesn't have as many benefits as a...

The Upgrade Triple Cash Rewards Visa® credit score requirement is 640 or higher. That means people with fair credit may have a decent shot at getting approved for the Upgrade Triple Cash Rewards Visa®. You can check your credit score for free here on WalletHub to see if you qualify.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Upgrade Triple Cash Rewards Visa®. Some other key criteria include your income, existing debt load,...

No, the Upgrade Triple Cash Rewards Visa® Card is not a good first-time credit card because it is only available to people with fair credit or better. People who've never owned a credit card are unlikely to get approved unless they've built fair credit through other means. There are plenty of good first-time credit cards on the market, though.

Best First-Time Credit Cards

You can learn more about the best first-time credit cards on WalletHub.

You need a credit score of 700+ to get a credit card from most credit unions, though some credit unions have options available for people with bad credit or no credit history. There are credit union cards for every credit level, and some of the best credit union cards are only available to people with excellent credit.

Best Credit Union Credit Cards

The requirements for credit union membership vary, and membership may be limited...

The Upgrade Triple Cash Rewards Visa® is not a metal credit card, as it is made of plastic like most other credit cards. There's no functional difference between a plastic card like the Upgrade Triple Cash Rewards Visa® Card and a metal credit card, though, so don't dismiss the Upgrade Triple Cash Rewards Visa® Card just because it isn't metal. If you like the card's terms and benefits, you should still consider applying.

Metal credit cards are usually expensive luxury cards. Some popular examples of metal...

You can increase your Upgrade Triple Cash Rewards Visa® credit limit by using the card regularly, staying below your credit limit, and making your monthly payments on time. Upgrade Triple Cash Rewards Visa® does not accept credit limit increase requests from cardholders, though they do keep track of your account activity to see if you are eligible for a credit limit increase. If you do qualify for a higher credit limit, the increase will apply automatically, and you will be notified via email.