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Best Cash Back Visa Cards
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CASH BACK VISA CARD
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- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
- $200 initial bonus (online exclusive)
- Up to 3% cash back
- No annual fee
- Potential for a very high regular APR
- 3% foreign-transaction fee
- $200 initial bonus (online exclusive)
- 1.5% cash back on all purchases
- No annual fee
- Low intro APRs
- Potential for a very high regular APR
- 3% foreign transaction fee
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
- No membership fees
- No foreign fee
- Qualify with limited or no credit history
- Does not require security deposit
- No rewards bonus
- No balance transfers allowed
- Qualify with bad credit
- Does not require security deposit
- One-time fees
- High regular APR
- No annual card fee
- Intro APR on balance transfers
- High rewards rate
- $100 initial rewards bonus
- No intro APR on purchases
- Balance transfer fee
- Requires good/excellent credit
- 1% cash back on eligible purchases
- Available to people with bad credit
- Automatic credit-line increase reviews
- Annual fee of $75 intro 1st yr, $99 after
- High APR
- Low credit limit
- $0 annual fee
- 1 - 3% cash back
- $500+ credit limit
- APR up to 29.99%
- Rewards may take longer to get
- No grace period
- Rewards on eligible purchases
- Qualify with fair credit
- Membership fees
- High regular APR
- Foreign fee
What is the best cash back visa card?
A number of factors influence which cash back visa credit card will save you the most money. They include your credit standing, what you spend your money on, how often you plan to use your card and how long you’re going to keep it.
You can check your latest credit score for free on WalletHub to determine which cards you’ll have a chance at getting. And you can browse WalletHub’s favorite offers, listed by category below.
Here are the best cash back Visa cards:
| Best For… | Card Name | Card Network | Annual Fee | Min. Credit Required | Editor’s Rating |
| Overall | Chase Freedom Unlimited® | Visa | $0 | Good | 5/5 |
| Dining | Costco Anywhere Visa® Card by Citi | Visa | $0 | Excellent | 4.7/5 |
| Business Owners | Ink Business Cash® Credit Card | Visa | $0 | Good | 5/5 |
| Bad Credit | Credit One Bank® Platinum Visa® for Rebuilding Credit | Visa | $75 intro 1st yr, $99 after | Bad | 3/5 |
Of course, just because you want a cash rewards card doesn’t necessarily mean a cash back Visa is the way to go. You can check out 2023’s best cash back credit cards to see the top overall offers, regardless of card network.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Questions & Answers
Comparing cash back visa card can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.show more
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Featured Credit Cards
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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