Cash Back Visa Cards
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- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
- 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
- No annual fee
- See More Details & Reviews About TheChase Freedom Unlimited®
- Receive 1% cash back rewards on eligible purchases, terms apply
- See if you Pre-Qualify without harming your credit score
- Track your progress with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Accounts are automatically reviewed for credit line increase opportunities
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Stay in-the-know with customizable account alerts via email and text
- Enjoy peace of mind with $0 Fraud Liability
- See More Details & Reviews About TheCredit One Bank® Visa® Credit Card
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
- See More Details & Reviews About TheCredit One Bank® Credit Card with Cash Back Rewards
- Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
- See if you Pre-Qualify without harming your credit score
- No need to fret—you’re covered by $0 Fraud Liability
- Accounts are automatically reviewed for credit line increase opportunities
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Never miss an account update with customizable text and email alerts
- See More Details & Reviews About TheOfficial NASCAR® Credit Card from Credit One Bank®
- Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi's discretion.
- See More Details & Reviews About TheCostco Anywhere Visa® Card by Citi
- $100 statement bonus after spending $1,500 in purchase transactions within the first 90 days of account opening
- 1.5% unlimited cash back on all purchases
- Flexible cash redemption options (Power Cash statement credit or cash-out to a checking or savings account)
- No caps, limits or category restrictions on cash rewards
- Earn 2% cash back through the PenFed Honors Advantage program
- 0% promotional rate for 12 months on balance transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. The 3% balance transfer fee per transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Rate and offers current as of July 1, 2020 and are subject to change.
- No annual fee
- No foreign transaction fees
- No cash advance fee
- Chip and Contactless ‘Tap to Pay’ enabled for added security, ease and convenience at the point of sale
- Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout
- Purchase variable rate as low as 14.99% APR and capped at 17.99%
- See More Details & Reviews About ThePenFed Power Cash Rewards Visa Signature® Card
- Earn 1.5% cash rewards for every dollar spent – every time you use your card to shop, dine, travel, pay bills or entertain.
- There is no cap to how much cash back you may earn.
- Choose: 0% for first 6 billing cycles Introductory APR for Balance Transfers with 3% balance transfer fee or 5.9% for the first 12 billing cycles with no balance transfer fee.
- Free online account information.
- Travel accident insurance coverage.
- Auto rental insurance.
- This card is available in limited locations in KS.
- See More Details & Reviews About TheFirst Option Visa® Platinum Credit Card
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What is the best cash back visa card?
A number of factors influence which cash back visa credit card will save you the most money. They include your credit standing, what you spend your money on, how often you plan to use your card and how long you’re going to keep it.
You can check your latest credit score for free on WalletHub to determine which cards you’ll have a chance at getting. And you can browse WalletHub’s favorite offers, listed by category below.
Here are the best cash back Visa cards:
| Best For… | Card Name | Card Network | Annual Fee | Min. Credit Required | Editor’s Rating |
| Overall | Chase Freedom Unlimited® | VISA | $0 | Good | 4.7 / 5 |
| Dining | Costco Anywhere Visa® Card by Citi | VISA | $0 | Excellent | 4.7 / 5 |
| Business Owners | Capital One® Spark® Cash for Business | VISA | $0 for 1st yr, $95 after | Good | 5.0 / 5 |
| Bad Credit | Credit One Bank® Visa® Credit Card | VISA | $0 - $99 | Bad | 3.0 / 5 |
Of course, just because you want a cash rewards card doesn’t necessarily mean a cash back Visa is the way to go. You can check out 2020’s best cash back credit cards to see the top overall offers, regardless of card network.
Questions & Answers
Comparing cash back visa card can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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Featured Credit Cards
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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