Cash Back Visa Cards
WalletHub makes it easy to find the best credit card for you.
A cash back Visa credit card is a great choice for anyone who wants to earn rewards on everyday purchases without much hassle. Cash back is the most straightforward, dependable type of credit card rewards. … show more
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Showing 1 – 10 of 11
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 monthsTransfer Fee: 3%
Regular APR
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15.74% - 25.74% (V)
Rewards Details
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Additional Info
- 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
- 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- Pay no annual fee or foreign transaction fees
- See More Details & Reviews About TheCapital One® Quicksilver® Cash Rewards Credit Card
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months
Regular APR
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16.74% - 25.49% (V)
Rewards Details
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Unlimited 1% cash back on all other purchases - it's automatic
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
Additional Info
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74 - 25.49%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
- No annual fee
- Free credit score, updated weekly with Credit Journey℠
- See More Details & Reviews About TheChase Freedom®
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months
Regular APR
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16.74% - 25.49% (V)
Rewards Details
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No minimum to redeem for cash back
- Cash Back rewards do not expire as long as your account is open
Additional Info
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
- No annual fee
- Free credit score, updated weekly with Credit Journey℠
- See More Details & Reviews About TheChase Freedom Unlimited®
Purchase Intro APR
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0% for 15 months
Transfer Intro APR
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0% for 15 months on qualifying balance transfersTransfer Fee: 3% for 120 days, then 5%
Regular APR
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15.74% - 27.74% Variable
Rewards Details
- Earn a $150 cash rewards bonus after spending $500 in the first 3 months
- Earn unlimited 1.5% cash rewards on purchases
- Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
- Select "Apply Now" to learn more about the product features, terms and conditions
Additional Info
Purchase Intro APR
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Not Offered
Transfer Intro APR
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0% for 12 billing cycles*Transfer Fee: 3% (min $5)
Regular APR
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15.74% - 25.24% (V)
Rewards Details
- Earn up to $550 cash back in the first year.
- $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening.
- 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back!
- 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
- 1% cash back on all other eligible net purchases.
- No limit on total cash back earned.
Additional Info
- 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.74% - 25.24%
- No annual fee*
- Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019
- See More Details & Reviews About TheU.S. Bank Cash+™ Visa Signature® Card
One-Time Fees
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None
Regular APR
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19.99% - 25.99% (V)
Annual Fee
$0 - $99
Monthly Fee
None
Rewards Rate
0 - 1% Cash Back
Minimum Credit
Bad Credit
Rewards Details
- Receive 1% cash back rewards on eligible purchases, terms apply
Additional Info
- See if you Pre-Qualify without harming your credit score
- Track your progress with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Accounts are automatically reviewed for credit line increase opportunities
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Stay in-the-know with customizable account alerts via email and text
- Enjoy peace of mind with $0 Fraud Liability
- See More Details & Reviews About TheCredit One Bank® Platinum Visa® for Rebuilding Credit
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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19.99% - 25.99% (V)
Rewards Details
- 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
Additional Info
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Managing your account is easy with the Credit One Bank mobile app
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Never miss an account update with customizable text and email alerts
- Do your part to help the environment with the option to go paperless
- See More Details & Reviews About TheCredit One Bank® Credit Card with Cash Back Rewards
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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14.74% - 25.74% (V)
Rewards Details
- Up to 1.5% cash back after making 12 on-time monthly payments.
- 1% cash back on purchases right away
Additional Info
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology can help applicants without credit history get approved
- $500 - $10,000 credit limits
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, member FDIC
- See More Details & Reviews About ThePetal Cash Back Visa® Card
One-Time Fees
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None
Regular APR
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19.99% - 25.99% (V)
Annual Fee
$0 - $99
Monthly Fee
None
Rewards Rate
1 - 2% Cash Back
Minimum Credit
Bad Credit
Rewards Details
- Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop, terms apply
Additional Info
- See if you Pre-Qualify without harming your credit score
- No need to fret—you’re covered by $0 Fraud Liability
- Accounts are automatically reviewed for credit line increase opportunities
- Choose your monthly payment due date for added convenience, terms apply
- Monitor your credit with free online access to your Experian credit score, terms apply
- Looking to rebuild credit? We report to the major credit bureaus monthly
- Never miss an account update with customizable text and email alerts
- See More Details & Reviews About TheOfficial NASCAR® Credit Card from Credit One Bank®
Purchase Intro APR
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Not Offered
Transfer Intro APR
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Not Offered
Regular APR
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13.90% - 27.90% (V)
Rewards Details
- Earn 1.5% cash back on every purchase with no limits or category restrictions
Additional Info
- Pay no annual fee, no penalty APR and no foreign transaction fees
- USAA membership is available to active and former military and their eligible family members
- Security Benefits: Chip technology has added security and greater acceptance worldwide. Identity theft resolutions services provides assistance should you become the victim of identity theft.
- See More Details & Reviews About TheUSAA® Preferred Cash Rewards Visa Signature® Card
NO FOREIGN FEE
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What is the best cash back visa card?
A number of factors influence which cash back visa credit card will save you the most money. They include your credit standing, what you spend your money on, how often you plan to use your card and how long you’re going to keep it.
You can check your latest credit score for free on WalletHub to determine which cards you’ll have a chance at getting. And you can browse WalletHub’s favorite offers, listed by category below.
Here are the best cash back Visa cards:
| Best For… | Card Name | Card Network | Annual Fee | Min. Credit Required | Editor’s Rating |
| Overall | Chase Freedom Unlimited® | Visa | $0 | Good Credit | 4.7 / 5 |
| Initial Bonus | Capital One® Quicksilver® Cash Rewards Credit Card | Visa | $0 | Good Credit | 4.4 / 5 |
| Dining | Costco Anywhere Visa® Card by Citi | Visa | $0* | Excellent Credit | 4.7 / 5 |
| Business Owners | Capital One® Spark® Cash for Business | Visa | $0 for 1st yr, $95 after | Good Credit | 5.0 / 5 |
| Bad Credit | Credit One Bank® Platinum Visa® for Rebuilding Credit | Visa | $0 - $99 | Bad Credit | 3.0 / 5 |
Of course, just because you want a cash rewards card doesn’t necessarily mean a cash back Visa is the way to go. You can check out 2019’s best cash back credit cards to see the top overall offers, regardless of card network.
Questions & Answers
Comparing cash back visa card can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered....show moreshow less
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† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended.
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