You typically need good credit or better to have a shot at getting approved for the Hilton Business Credit Card. You can check your credit score for free here on WalletHub to see if you qualify.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Hilton Business Credit Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

Keep in mind that lenders might use a different score when deciding whether to approve you for a financial product and approval is never guaranteed.

To talk to Hilton Business Credit Card customer service, call 1-800-492-3344 and then say "representative" and enter your 15 digit card number or your Social Security number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Hilton Business Credit Card Customer Service by Phone

1. Call the Hilton Business Credit Card customer service department. You can even use the number on...

You don't need to do anything to renew your The Hilton Honors American Express Business Card before it expires. If you continue to pay your bill and $195 annual fee on time, American Express will automatically send you a new card, which you should receive before your current card expires. You can call 1-800-492-3344 if it hasn't arrived by then.

If you do not want to pay the annual fee for another year, you'll need to cancel your card before your...

You can buy a gift card with The Hilton Honors American Express Business Card online and at most stores that accept American Express. Keep in mind that some stores won't accept credit cards for certain types of gift cards, such as general Visa gift cards for example. It's a good idea to call the store ahead of time to see if they'll accept your card for a gift card purchase.

You should keep in mind that gift card purchases made with...

No, not just anyone can get the Hilton Business Credit Card as it typically requires good credit or better to qualify. You also need enough income to afford monthly payments and be 18+ years old, among other requirements.

What You Need to Get the Hilton Business Credit Card

• Be the business owner or an authorized officer in the company
• At least good credit
• Enough income to afford minimum monthly credit card payments after paying other bills
...

You can get a Hilton Business Credit Card cash advance at an ATM, bank, or credit union. If you're using an ATM, you'll first need to contact American Express customer service and request a cash advance PIN before withdrawing your funds. If you're doing a cash advance with a teller at a bank or credit union branch, you won't need a PIN, but make sure you bring your driver's license or another ID.

Hilton Business Credit Card Cash Advance Locations

It's unlikely that you'll get approved for The Hilton Honors American Express Business Card after bankruptcy, since it requires good credit or better. You'll need to focus on rebuilding your credit with another credit card before you apply for this card.

Key Things to Know About Getting a Credit Card After Bankruptcy

You should wait until your bankruptcy is discharged to apply for credit.

Card issuers generally do not approve applicants with unresolved bankruptcies on their credit reports. Your odds...

Hilton Business Credit Card has a referral bonus for existing American Express customers when someone they refer gets approved for the card. It can take 8 to 12 weeks to receive your bonus after the person you refer opens their account.

How to Get a Hilton Business Credit Card Referral Bonus

1. Log in to your American Express account.
2. Navigate to the "Account Services" page, and click "Refer Now".
3. Choose a referral offer and copy the referral...

Hilton Business Credit Card is not a charge card, though American Express does offer a charge card: The Plum Card® from American Express. Charge cards usually need to be paid in full every month, unlike a regular credit card. They're ideal for people who have the means to pay their entire bill each month. To learn more, check out WalletHub's editors' picks for the best charge cards.

The Hilton Business Credit Card normally uses Experian for approval, though American Express may use reports from TransUnion or Equifax, according to anecdotal evidence. American Express may also pull your business credit reports from one or more business credit bureaus. These include business bureaus.

Key Things to Know

• Before you apply for the Hilton Business Credit Card, check your personal credit score. American Express pulls consumer credit bureau reports because the Hilton Business Credit Card requires a personal guarantee, meaning that...