Using one of the business prepaid cards listed here can help small businesses limit employee spending, since each prepaid card can be loaded just with the funds that employee is authorized to spend. Some business prepaid cards offer additional tools to approve purchases or to restrict spending to only certain merchant categories.
Have you used prepaid cards in your business? Help other searchers by rating your experience with the prepaid card of your choice.
Have you used prepaid cards in your business? Help other searchers by rating your experience with the prepaid card of your choice.
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NetSpend® Visa® Prepaid Card - Pay-As-You-Go
Monthly Fee
None
Activation Fee
None
Transaction Fee
Signature: $1.95
ATM: $2.95
ATM: $2.95
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- 100% approval - No credit check required!
- No Minimum Balance Required. No Activation Fee.
- Pay bills and make purchases online.
- Use it when you can't use cash — everywhere Visa debit cards are accepted.
- Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster.
- You can add cash or paper checks, too. Skip the line completely and load checks directly from your mobile phone in minutes with Mobile Check Load.
- Put money on your card at any of more than 130,000+ convenient Reload Locations nationwide.
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PEX Visa® Core Business Prepaid Card
Monthly Fee
$8
Activation Fee
None
Transaction Fee
Signature: Free
ATM: N/A
ATM: N/A
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- The $8 monthly fee is waived if the cardholder spends $50k per month through the platform.
- Administrators issue cards without time-consuming applications or credit checks as this is not a credit card.
- You can give cards to any employee, contractor or volunteer. Their cards will only work where, when and how you choose.
- Set rules. Set budgets. Or set nothing. PEX works for you. Every person or role can have their own approved merchant category and spending limits. PEX keeps spending in check.
- Track spending by the second. PEX reports transactions in real-time. Cardholders submit receipts and accounting codes with a mobile app.
- Get PEX Card for mobile. You can Check your balance, Track spending and Attach receipts to transactions.
- When it comes to funding your PEX account, you have three options: (a) ACH Credit (bank-initiated); (b) Wire Transfer; (c) ACH Debit (PEX Service)
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Dash™ Commercial Prepaid Mastercard®
Monthly Fee
None
Activation Fee
None
Transaction Fee
Signature: Free
ATM: N/A
ATM: N/A
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- With dash, small business owners can issue prepaid cards to employees that can be easily reloaded, and track spending in real-time to manage expenses.
- Issue cards quickly - Set up employees/contractors with cards at any time for free.
- Easy enrollment – No credit check. ID verification is the only requirement.
- Auto-approval – Assign monthly expense allowances for each team member.
- No ATM Access. You can't use your Dash™ Prepaid Mastercard® to withdraw cash from ATMs.
- ACH Transfer Only to Reload. The Dash Account Administrator, or Trusted Agent, may add funds to the Dash Account via ACH transfer from the Company Bank Account. When value loading via ACH, may require the use of the "Dwolla platform” account. By applying for a Dash Account, you are also applying for a Platform Account.
- The Dash prepaid card for business expense management is free to use and it’s available with no credit check.
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Bento for Business Visa® Debit Card
Monthly Fee
$29
Activation Fee
None
Transaction Fee
None
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- The Bento for Business Card is a Visa business debit card, which you can use at any establishment that accepts Visa debit cards. The Bento virtual card can be used online and over the phone where Visa debit cards are accepted.
- Bento is free to use for the first 60 days (up to 50 Cards). After those 60 days, your business will be slotted into one of four plans: $29/month Starter plan (Up To 10 Cards); $69/month Team plan (Up to 25 Cards); $149/month Professional plan (Up to 100 cards); AND Enterprise Plan Over 100 Cards. Contact Bento for Enterprise Plan custom pricing.
- Card Purchase (Signature and PIN): No limit to the number of times per day.
- Only the business owner can withdraw funds via ATM with the business owner card (with PIN created) under their name, and this is the only card on the account that can be used at ATMs.
- No domestic withdrawal or debit fees.
- No interest charges (This is not a credit card)
- No domestic transaction fees (unlimited domestic transactions)
- Refund Check Fee of $15 per check applies when a balance remains in the account at time of cancellation.
- Send and track direct ACH transfers. Link your checking or savings account for easy fund transfer to your Bento account. No need to write paper checks or go to the bank.
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Emburse Visa Business Prepaid Card
Monthly Fee
None
Activation Fee
None
Transaction Fee
Signature: Free
ATM: N/A
ATM: N/A
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- Emburse gives you full control over your business and employee expenses. Set personalized budgets and limits. Set time & category restrictions. Transfer funds instantly. Capture receipts automatically. Turn cards on/off with just one click.
- Emburse reloadable prepaid debit cards make it easy to send money to employees for business expenses only when needed and only when approved.
- Budgets and merchant restrictions can be set on each individual card which can be activated or cancelled by just a few clicks of a button.
- No ATM Access. You cannot withdraw money at an ATM using your Emburse Card. This means your cards may not be used for cash payouts at ATMs nor for in store cashback transactions.
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Brinks Business Expense Mastercard® Prepaid Card
Monthly Fee
None
Activation Fee
None
Transaction Fee
None
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- Brink's Business Expense is free to use for the first 60 days. You can select any of four plans once your 60-day free trial is over: $0 Starter Plan (1 Business Owner Card and 1 Team Card); $29/mo Team Plan (1 Business Owner Card and Up to 9 Team Cards); $69/mo Professional Plan (1 Business Owner Card and Up to 24 Team Cards); AND $149/mo Enterprise Plan (1 Business Owner Card and Unlimited Cards)
- Brink’s Business Expense gives businesses complete control over their cards in real time. Proactively set spending limits and even turn a card off or on at the click of a button.
- Real-Time Dashboard. A centralized dashboard allows you to monitor top-spending employee cards and spot areas of wasteful spending.
- Receive alerts for potential fraud and unexpected activity, as soon as transactions are made or attempted. Turn any card off if used outside of your expense policy.
- Only the Primary Cardholder may use the Card to withdraw cash from any ATM or any Point-of-Sale (“POS”) device. Secondary Cardholders do not have access to cash.
- Card Purchase (Signature and PIN): No limit to the number of times per day $25,000.00 per transaction up to $25,000.00 per day.
- You may use the Card to purchase or lease goods or services everywhere Debit Mastercard is accepted.
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ONE VIP Visa Prepaid Card
Monthly Fee
$7.95
Activation Fee
None
Transaction Fee
Signature: Free
ATM: $2.95
ATM: $2.95
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- ZERO HIDDEN FEES. No minimum balance, no overdraft fees. Ever.
- GET PAID FASTER. Get paid up to 2 days early when you direct deposit to your pay or benefits to your One VIP Visa Account.
- DEPOSIT CASH. Deposit cash directly at participating retailers nationwide. Use the VISA Readylink locator in your app to find a location near you.
- Earn up to 1.5% cash back for spending at your favorite merchants, online retailers and subscription services.
- Earn 1 point for every $2 spent on every day purchases. Your reward points never expire.
- Set up automatic transfers from your primary checking account to your ONE VIP account.
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FamZoo Prepaid Mastercard®
Monthly Fee
$5.99
Activation Fee
None
Transaction Fee
None
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- FamZoo prepaid cards are a uniquely affordable, convenient, and educational MasterCard® reloadable card offering designed specifically for families.
- Linked together and accessed online through FamZoo’s award-winning Virtual Family Bank software.
- One of the parent cards — the primary funding card — serves as the automated funding source for allowance, chores, odd jobs, ad-hoc transfers, reimbursements, compound interest, and matching contributions delivered to child cards.
- More kid friendly. FamZoo cards can be used by or for family members of any age — even kids under 13. Meanwhile, parents maintain visibility and control.
- Monthly — your family pays a $5.99 recurring fee that is automatically billed each month. FamZoo may reduce the amount of this fee if FamZoo offers and you elect to enter into a multiple-month pay-in-advance subscription plan.
- You can pay in advance — $25.99 for 6 months; $39.99 for 12 months; or $59.99 for 24 months.
- Load your card with cash at a participating retailer. MasterCard rePower; GreenDot Reload @ the Register; and Green Dot MoneyPak.
- You can load paychecks, tax refunds, government benefits, and more onto your card via direct deposit. There is no fee.
- You can transfer funds from an online digital wallet to your card.
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Greenlight® Prepaid Mastercard
Monthly Fee
$4.99
Activation Fee
None
Transaction Fee
None
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- Greenlight Core $4.99 per month and include debit cards for up to five (5) kids. Educational app for kids to earn, save, spend, and give — plus 1% on Savings. first month is free and you can cancel at any time.
- Greenlight Max $9.98/month. Greenlight Black Card, educational app, 1% Cash Back, 2% on Savings, protection plans, and more.
- Greenlight Infinity $14.98/month. Greenlight Black Card, educational app, 1% Cash Back, 5% on Savings, protection plans, location sharing, crash detection, and more.
- For kids and grownups of all ages. No minimum (or maximum) age here.
- Real-time notifications. Get notified of transactions and investment requests.
- Instant transfers. Send money to your kids and teens — anytime, anywhere.
- Receive money. Friends and family can send money — with your approval on every payment.
- Flexible controls. Choose where your kids can spend and set spending limits.
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Pink Netspend® Visa® Prepaid Card
Monthly Fee
$9.95
Activation Fee
None
Transaction Fee
Signature: Free
ATM: $2.95
ATM: $2.95
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- No Credit Check.
- No Minimum Balance Required.
- No Activation Fee.
- Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster.
- Mobile App. Check your Card Account balance, see transaction history, and more.
- Mobile Check Load. Take a few photos with your phone and load checks to your Card Account using the Mobile App.
- Anytime Alerts. Sign up to receive text alerts about transactions, deposits, or budget notifications.
- Custom Card. Personalize your Card with a family photo or unique image.
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