Is there a way I can get all of my money off my NetSpend card?
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NetSpend® Visa® Prepaid Card
NetSpend® Visa® Prepaid Card
Info about NetSpend® Visa® Prepaid Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Key Fees119Reviews93Q&AContactKey FeesQ&ACustomer Reviews
Usage Fees
Activation Fee
Monthly Fee
Signature Transaction Fee
Pin Transaction Fee
ATM Fees
In Network ATM Transaction Fee
ATM Network Size: N/A
Out of Network ATM Transaction Fee
Foreign ATM Transaction Fee
NetSpend® Visa® Prepaid Card's Additional Info
| live customer support | Free |
| automated customer support | Free |
| reload options | Direct Deposit, Western Union, Cash Reload, Bank Transfer, Check Reload |
| cancellation fee | $5.95 |
| inactivity fee | $5.95/month after 90 days of inactivity |
No Credit Check. No Minimum Balance. No Activation Fee
Enroll in Direct Deposit to your Netspend Card, and you could get paid up to 2 days faster
Use the Mobile App to manage your account on the go and get real time text message alerts
Stop by one of over 130,000+ convenient Reload Locations nationwide to add cash or checks in person
NetSpend® Visa® Prepaid Card Q&A
Can't find what you are looking for? Submit your question about NetSpend® Visa® Prepaid Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Can I reload at an ATM? How about Walmart or 7-Eleven?
23
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WalletHub
Unfortunately, you cannot reload this card at an ATM, but you can find a retail reload location by visiting https://www.loadnetspend.com . Please take into consideration that, depending on the location, a reload fee of up to $3.95 may apply.
Are there any no fee ATM's?
16
UpvotesReply
WalletHub
Unfortunately not. You can use your card to withdraw cash at virtually any ATM, but NetSpend charges a fee of $2.50 per withdrawal on top of whatever ATM owner surcharge is assessed.
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How do I see the terms and conditions for overdraft?
9
UpvotesReply
WalletHub
You can read the terms and conditions for the overdraft account at: https://www.netspend.com/account/terms/030201_1-0.pdf . Best of luck!
Can I bring a paper payroll check and use it to reload my NetSpend card?
6
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WalletHub
Unfortunately not. Checks can only be loaded electronically using direct deposit. If you want to load paper checks, the best option is to get a prepaid card like Chase Liquid which offers free mobile deposits.
How do I withdraw money?
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could I add my 17 year old son to my account
5
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WalletHub
Yes, according to the company's website, you can authorize him as a secondary cardholder and ask for an additional card.
I need to withdraw $3,000 from my account. How do I do it?
4
UpvotesReply
Lisa Cahill
You may withdraw that amount by opting for over-the-counter cash withdrawal at a NetSpend Reload Network Location or Visa member bank branch. You will not be able to withdraw that much from an ATM, since ATM transactions are limited to $325 per withdrawal, $940 per day.
How much can you put on your card? Can I put money on somebody's card without the card?
4
UpvotesReply
Sydney Garth
If you choose to load your card in-store with cash, the maximum amount is $2,500 in 24 hours. Direct deposits are limited to $15,000. You can load the card without physically having it on you through your online account, by simply transferring money from a bank account. You can also...
Does it offer free towing for a vehicle?
4
UpvotesReply
WalletHub
No, unfortunately, the NetSpend Prepaid Card does not offer free towing. Please let us know if you have any other questions.
NetSpend® Visa® Prepaid Card Reviews
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119 reviews
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5 Star Rating
My heartfelt gratitude goes to PINNACLE CREDIT SPECIALIST. I went through divorce recently and let my wife and kids stay in our marital home for a year before we sold it. A guy named Hinds spoke well about a good credit expert that helped him remove medical bills and raised his score to 801 in less than 6 days. I emailed him on [email protected] and he responded ASAP asking me to text him on his personal number +1 (323) 406 1225 for further discussion. Well I did and eventually got started with the project with him. I was amazed after a few days he pulled through for me and removed all my late payments and derogatory items raising my score to 808. I got the mortgage and all thanks to him and his team for helping me. Contact him with the above emails and phone number for your credit repair.
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1 Star Rating
Its the worst prepaid card ever. Its charge for everything i do. 2.50 plus atm fee. 1.50 for pin. Man i work hard for the little money i get an they make sure the break the bank an make their money one way are an other. I would of never set up Netspend if i would of new all the mulla they take. Net spend is a right name Net ur money as you spend. Im changing cards ASAP.. I do not will not tell anyone to use Net ur money as u spend.. An no rating is what i wanted had to rate this company who takes all they can.
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2 Star Rating
***Whatever you do, DO NOT get the Netspend All Access CARD.** I just made that mistake today abd I am quickly fixing this issue. When you switch fromThe Black Netspend "Regular Card" and GO to "all Access Card", they will charge $20.00 for 0 funds plus the $9.95 monthly fee. You have to keep at least $10 to $15 dollars on this account so they wont charge Over draft fees. I Really should have read the fine print. THh words"overdraft protection" means they will charge You, the owner of that card $20.00. ALSO you have to get direct deposit of $400 or more or you will be charged. ** Pleae read more like I should have. I am closing this account the same day I opened it.
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1 Star Rating
I've had a NetSpend prepaid debit card for approximately 3 years. Up until recently I've had no problem. On June 5, 2017 my account was hacked and $1000 was transferred to someone I've never heard of. I filed a dispute and after 3 days NetSpend returned the money to my account but blocked so no one could transfer funds to my card nor could I transfer funds to anyone else. I'm on a fixed income and had that money direct deposited to my card. July 26, 2017 (yesterday) I found my account locked when trying to log in online. I called customer service and was told my account (card) had been cancelled and the remaining money on my card would be sent in a check that I would receive in 7 to 10 business days. When I asked the reason for the cancellation I was told it was a decision made by business management due to my account being high risk. I received no notification of the cancellation of my account, no text, no email, no call, zip, nada, nothing. When I asked the representative why I was wasn't notified I was told that they needed me to call them. If I had attempted to make a purchase yesterday I would have been declined and had to deal with the embarrassment of not knowing why. The least NetSpend could have done was notify me they were going to cancel my account and give me the opportunity to withdraw the funds I had left. Now here I sit with no funds to pay my bills, buy groceries or survive until the check arrives in 7 to 10 business days. To say I'm not happy is an understatement.
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Same exact thing just happen to me when my wallet was stolen so now I’m not getting any of my money back.... this is a horrible bank ..... they just block you card don refund you and let the ppl keep your money... they don’t even do real investigations.
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5 Star Rating
Hi I am happy w/netspend......I can write a budget to my self in a Gmail & follow it as closely as possible.....Today for instance I got a delivery from Walmart.com of V8 Fusion juices it was all accounted for & perfectly great...I order things alot from China & other countries like ecig supplies & get discounts on android gear.....I have just gotten $500 credit thru paypal credit & im figuring out how to use it!!! Been w/ netspend for about 4 years & think they do a great job & am very happy with them!!
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To add to my review I have recently bought an i3 15.6 inch chromebook thru pay pal credit & have already paid $220 back to the pay pal credit account.......Netspend is interesting & helpful.....I tweet them on my payday to see if the funds are ready & they tweet back......On a day like payday when millions are getting paid its better to talk to them that way theyre so busy!! Thanks Netspend...!!
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1 Star Rating
Horrible. Don't ever use them. Waste of time activating a prepaid card.
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3 Star Rating
Don't like having more conveinance for paper checks
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4 Star Rating
The netspend Prepaid card has come in handy a multitude of times while traveling abroad. I've used it many times and being able to reload the card is very simple. You can reload the card even in the most remote places in the world and the security and privacy is very good. Customer service is a little dicey due to it being outsourced, but what company isn't these days.
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1 Star Rating
How can I trust a company if I can't understand it's language? I mean come on NETSPEND... I am so sick and tired of the BROKEN ENGLISH your OUTSOURCED CUSTOMER SERVICE REPS attempt to correct.
My frustration with them makes me almost suicidal ! ! ! This is a travesty...I am a AMERICAN, who has wonderful DICTION ... and I expect the same in return, and I know damn well there should be an AMERICAN working somewhere within the company, with proper ENGLISH ANNUNCIATION to handle English Speaking consumers such as myself. This is a company who wants to continue to handle my money...if you can't find people over seas who can't communicate clearly with those of us who don't have an 'EAR' for exotic syllables, then you need to bring it on HOME NETSPEND !... BACK TO THE U.S.A. ! Oh...and by the way...WHERE IS MY MONEY?...its been one issue after another...your fees have skyrocketed to 10 to the 87th POWER! Its got to be a better way people, and I know it is...GOOD LUCK everyone, cause I m outta here...(that's my BROKEN ENGLISH) :O) ....GODSPEED !
My frustration with them makes me almost suicidal ! ! ! This is a travesty...I am a AMERICAN, who has wonderful DICTION ... and I expect the same in return, and I know damn well there should be an AMERICAN working somewhere within the company, with proper ENGLISH ANNUNCIATION to handle English Speaking consumers such as myself. This is a company who wants to continue to handle my money...if you can't find people over seas who can't communicate clearly with those of us who don't have an 'EAR' for exotic syllables, then you need to bring it on HOME NETSPEND !... BACK TO THE U.S.A. ! Oh...and by the way...WHERE IS MY MONEY?...its been one issue after another...your fees have skyrocketed to 10 to the 87th POWER! Its got to be a better way people, and I know it is...GOOD LUCK everyone, cause I m outta here...(that's my BROKEN ENGLISH) :O) ....GODSPEED !
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1 Star Rating
Used to be a good company until their system began stealing money and refusing to release pending transaction refunds. Even now, I have 5 pending transactions that are up to a week old. I have called about it and they seen the fault but still hung up on me without correcting. Transferring all of my direct deposits to a credit union. At least my credit union is not outsourced overseas. Why outsource support like this? Our socials and other info is way in India. If they steal your identity, there is nothing we can do. Yeah, I'll be closing out this account.
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