Secured Card
Min Deposit of $300
One-Time Fees
$0
25.49% (V)
annual fee
$0
monthly fee
$0
Bad
Pros
Cons
Additional Info
0% for 18 months
0% for 18 months|Transfer Fee: 4% (min $5)
19.49% - 27.49% (V)
annual fee
$0
rewards rate
None
Excellent
Pros
Cons
Additional Info
Not Offered
0% for 15 months|Transfer Fee: 4% (min $5)
18.49% - 28.49% (V)
annual fee
$0
rewards rate
1 - 4% Cash Back
Bonus Offer
$250
Bonus Offer
$250
Excellent
Pros
Cons
Rewards Details
Additional Info
Not Offered
0% for 15 months|Transfer Fee: 4% (min $5)
18.49% - 28.49% (V)
annual fee
$0
rewards rate
2 points / $1
Excellent
Pros
Cons
Rewards Details
Additional Info
0% for 12 months from account opening
0% for 12 months from account opening on qualifying balance transfers|Transfer Fee: 3% intro for 120 days from account opening, then up to 5% (min $5)
18.49%, 24.49%, or 28.49% Variable
annual fee
$0
rewards rate
2% Cash Rewards
Bonus Offer
$200 Cash Rewards
Bonus Offer
$200 Cash Rewards
Good
Pros
Cons
Rewards Details
Additional Info
0% for 15 months
0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
18.24% - 27.74% (V)
annual fee
$0
rewards rate
1.5 - 5% Cash Back
Bonus Offer
$200
Bonus Offer
$200
Good
Pros
Cons
Rewards Details
Additional Info
0% for 15 months
0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time
18.49% - 28.49% (V)
annual fee
$0
rewards rate
1.25 - 5 miles / $1
Bonus Offer
20,000 miles
Bonus Offer
20,000 miles
Good
Pros
Cons
Rewards Details
Additional Info
Get answers to your questions about PNC Bank Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
PNC Bank is a pretty good credit card company overall, especially when it comes to 0% APR intro offers, everyday rewards, and $0 annual fees, according to reviews. PNC Bank credit cards also have a solid user rating of 3.7/5 on WalletHub, based on more than 7,000 reviews.
Reasons Why PNC Bank Is an Average Credit Card Company
All in all, PNC Bank is right around average compared to its competitors. While it is good for no annual fees and 0% APR intro offers, other credit card companies are better for students and transfer partners.
PNC Bank mainly uses Experian to assess your creditworthiness when you apply for a credit card, though they may use TransUnion, Equifax instead, according to anecdotal evidence. So, if any of your credit reports are frozen, you should unfreeze them before applying for a PNC Bank credit card.
Key Things to Know
The easiest PNC credit card to get is the PNC Bank Visa® Secured Credit Card because it's available to people with limited credit. The minimum deposit to open a PNC Bank Visa® Secured Credit Card is $300, and the annual fee is $36, billed at $3 per month. You can only apply for the PNC Bank Visa® Secured Credit Card in person at a PNC branch.
Your PNC Core Visa credit limit will depend on your credit history and income and is not publicly disclosed by the issuer.
However, in general, cards that require excellent credit such as this one can offer limits as high as $10,000+.
Anything above 750 should give you a good chance for approval. To answer your second question, no, you don't need to have a previous relationship with PNC to get approved.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsement of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers:
