Compare PNC Checking Accounts
Please find below checking accounts offered by PNC.
PNC Virtual Wallet

- First 2 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
- As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
PNC Virtual Wallet with Performance Spend

- First 4 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
- As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
PNC Virtual Wallet with Performance Select

- Fees charged by other financial institutions for using their ATMs are reimbursed up to $20.00 per statement period
- As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
PNC Virtual Wallet Student

- As an active student with Virtual Wallet Student, you’ll have no minimum balance requirement or monthly service charge for 6 years from the date of account opening
- At the end of the 6 years, your Virtual Wallet Student account will convert to Virtual Wallet and be subject to the Virtual Wallet Features and Fees in effect at that time
- Reimbursement of the fee for the first 2 domestic or international non-PNC Bank ATM transactions
- One automatic courtesy refund of any Overdraft Item or Returned Item fees associated with the first overdraft event
- As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
PNC Business Checking

- Earn $200 cash reward when you open & use a qualifying PNC business checking account by June 30, 2022
- To qualify for the reward, the new checking account must be opened between April 1, 2022 and June 30, 2022, and the following conditions must be met: (a) average ledger balance of $5,000 must be maintained in your new checking account for each of the first 3 statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first 3 statement cycles
- First 2 domestic or international non-PNC ATM transactions made during the statement period will be reimbursed to your account at the end of the statement period
- 150 Monthly Transactions at no charge; $0.50 per transaction thereafter
- $5,000 Monthly Cash Deposit at no charge; $0.25 per $100 thereafter
- Withdraw your money fee-free at over 9,000 PNC ATMs
PNC Business Checking Plus

- Earn $200 when you open & use a qualifying PNC Business Checking Plus account by June 30, 2022:
- To qualify for the reward, the new PNC Business Checking Plus account must be opened between April 1, 2022 and June 30, 2022, and the following conditions must be met: (a) average ledger balance of $5,000 must be maintained in your new checking account for each of the first 3 statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first 3 statement cycles
- Monthly Transactions: $0.50 Fee for each additional transaction over 500
- Monthly Cash Deposits: $0.25 per $100 fee for additional cash deposited over $10,000
- FREE non-PNC Bank ATM Fees
- Withdraw your money fee-free at over 9,000 PNC ATMs
PNC Checking Accounts Reviews
What's Your Rating?
yesterday, i made a wire transfer, the receipt show " WIRE TRANSFER FEE: 0$ ". Today i was charged 25$ fee for that wire transfer transaction. This is theft
PNC put a hold on my debit card for "investigative potentially fraudulent use". I would not have even known this if I hadnt tried to use my card. When I called customer service, I was transferred 6 different times and was on the phone over 2 hours! I was THEN informed of the hold. I spoke to Kim (the last representative I spoke to) and she lifted the hold and stated I shouldn't have anymore issues but I would have to call the next morning to have a new debit card issued. I did that, as well as paid the $25 expedited fee. I received my card on Wednesday. I had to call PNC because instead of using my same pin number, they apparently changed it. However, the representative activated the card and told me to use it as credit until the pin number arrived in the mail. Thursday evening, I got a notice my account was in low cash mode. Keep in mind, there were 3 digits in that account ($000.00). I immediately called PNC, once again. This time they informed me that the account was being closed. When I asked why, they could not give me a reason, only told me to call another number in the morning. I called that number this morning and they advised that there was nothing they could do, the account was closed and they would mail me a check of what was in my account! I told them they needed to also refund my $25 expedited fee I paid last Friday as well. I was told they will "put in a request" but no guarantees.
I NEVER had issues with my account when it was BBVA! PNC Bank have poor customer service and no one knows what's going on. They just "pass the buck"
STAY AWAY FROM PNC BANK!!
PNC Checking Accounts Q&A
Get answers to your questions about PNC Checking Accounts below. For more general questions, visit our Answers section.
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What's the max you can withdraw from a PNC ATM?
My account is at a negative balance as of today; if I get money in the account by the end of the day, will I be charged a fee?
Can I order and use checks with my virtual wallet account?
I have a PNC Visa but I want to change virtual wallet. What can I do?
How often can I withdraw from my growth account?
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