Earn $50 when you open & use a new Virtual Wallet by 06/30/2021
To qualify for the reward, the new Virtual Wallet product must be opened online via the application links OR in a branch using the appropriate coupon beginning 03/02/2021 through 06/30/2021, and a qualifying Direct Deposit of $500 must be received within the first 60 days
First 2 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
Earn $200 when you open & use a new Virtual Wallet with Performance Spend by 06/30/2021
To qualify for the reward, the new Virtual Wallet with Performance Spend product must be opened online via the application links OR in a branch using the appropriate coupon beginning 03/02/2021 through 06/03/2021, and a qualifying Direct Deposit of $2,000 must be received within the first 60 days
First 4 PNC fee reimbursements per statement cycle on domestic or international non-PNC ATM transactions
As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
Earn $300 when you open & use a new Virtual Wallet with Performance Select by 06/03/2021
To qualify for the reward, the new Virtual Wallet with Performance Select product must be opened online via the application links OR in a branch using the appropriate coupon beginning 03/02/2021 through 06/30/2021, and a qualifying Direct Deposit of $5,000 must be received within the first 60 days
Fees charged by other financial institutions for using their ATMs are reimbursed up to $20.00 per statement period
As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
As an active student with Virtual Wallet Student, you’ll have no minimum balance requirement or monthly service charge for 6 years from the date of account opening
At the end of the 6 years, your Virtual Wallet Student account will convert to Virtual Wallet and be subject to the Virtual Wallet Features and Fees in effect at that time
Reimbursement of the fee for the first 2 domestic or international non-PNC Bank ATM transactions
One automatic courtesy refund of any Overdraft Item or Returned Item fees associated with the first overdraft event
As a PNC customer, you can access your money fee-free at nearly 18,000 ATMs across the country
Earn a cash reward when you open & use a qualifying PNC Business Checking account by March 31, 2021
THREE Simple Steps to Get $200: (a) Open a new qualifying business checking account by 03/31/21 (b) Maintain a minimum average cycle balance of $5,000 for each of the first 3 statement cycles. (c) Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first 3 statement cycles
First 2 domestic or international non-PNC ATM transactions made during the statement period will be reimbursed to your account at the end of the statement period
150 Monthly Transactions at no charge; $0.50 per transaction thereafter
$5,000 Monthly Cash Deposit at no charge; $0.25 per $100 thereafter
Withdraw your money fee-free at over 9,000 PNC ATMs
Earn $200 when you open & use a qualifying new PNC Business Checking Plus account by March 31, 2021
To qualify for the reward, PNC Business Checking Plus account must be opened between January 1, 2021 and March 31, 2021, and the following conditions must be met: (a) average cycle balance of $5,000 must be maintained in your new checking account for each of the first 3 statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first 3 statement cycles
Monthly Transactions: $0.50 Fee for each additional transaction over 500
Monthly Cash Deposits: $0.25 per $100 fee for additional cash deposited over $10,000
FREE non-PNC Bank ATM Fees
Withdraw your money fee-free at over 9,000 PNC ATMs
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I’m not sure they’re a trustworthy bank. I got a phone call from PNC. I have their customer service number saved in my phone, because they always cut my card off whenever I make an online purchase. When I answered the phone, a man asked if my name was blank blank. I said yes this is she, then he hung up the phone. I was weirded out so I called their verified customer service number and a woman answered. I told her what had just happened and she said, “Ok, what’s your social security number?” I hung up the phone immediately.
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Product: PNC Checking
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linda_109 @linda_109
PNC is average in every sense. As long as you don't need anything more than average banking, PNC is okay. But, if you need to get the cash out of your Government Am. Rescue credit card you received---Nope. If you need a document notarized---Nope. If you need them to verify your signature! --Nope. I do not recommend PNC.
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Product: PNC Checking
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Diane C @Jackieblue
PNC constantly seemed to resequence transactions in order to cause overdrafts and get their fees. Then, they were closing my account in Feb, which was fine because I was already transitioning to another bank. But, I asked them to just leave it open until the end of March, so I could get my stimulus check. Of course, they refused. Even though I was not using the account for anything anymore. Now, the IRS has sent my stimulus there twice, and they take their time sending it back. Will never recommend PNC to anyone.
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Product: PNC Checking
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2
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Jen Swearer @USMCvet96
I missed the $500 minimum deposit by $17.00 due to a job change that resulted in a change to Direct Deposit days. They charged the service fee, so I called to inquire about waiving the fee due to the circumstances. PNC refused. So, I paid off the car loan I had with them and closed all the accounts. They can keep their $7 and I’ll take my money elsewhere.
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Product: PNC Checking
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1
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autumnsomerville @autumnsomerville
Very terrible bank! Over the weekends nothing posts to the account but none the less it takes 5-7 days for one transaction to clear on your account. Pnc will overdraft your account and when you call and explain your circumstances, they don’t care. They still want you to pay 40 dollar overdraft fee on top of whatever caused the account to go negative. They also charge monthly fees that is not explained and customer service is very rude when you call and find out why you have charges on your account that you didn’t authorize. I’ve had problems with this bank for a while and often consider just closing my account.
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Product: PNC Checking
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0
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anmeieej3 @anmeieej3
Not only did all the answers and advice from the bank's branch and customer service contradict each other, but they also blamed their customers for their mistakes and lied to them. This is the first time that I’ve seen an organization insulting people to this extent, and I am really offended by the bank discriminating against people on the basis of their financial status. Very classist.
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Product: PNC Checking
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0
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marybeth_long @marybeth_long
Worst bank EVER. WENT DAYS without access to business funds and literally blown off by the branch manager. Went to close my account at the branch — they said they could neither give me a check for my money NOR transfer my funds to a new account. OUTRAGEOUS. Told me to go to another branch (this is the branch I have used for years — and they are still taking IN accounts. Should be illegal.)
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Product: PNC Checking
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0
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enrie26gray @enrie26gray
This bank is terrible they closed my account after i notified them about my deposits after receiving my deposits they held my money after my deposit was made my lights got shut off because that i was told they would return my deposit what took 14 days
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Product: PNC Checking
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0
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Anne Quayle @nqpmd1
Terrible customer service. Retail bank customers are clearly of little interest to the company. Expect to get short shrift and the run-around with every interaction. I can't imagine doing banking with them again.
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Product: PNC Checking
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0
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danfarley @danfarley
Tried to open a basic checking account online. It took them 2 weeks to respond with a denial saying they could not verify my identify. Funny that I have a 740+ credit score and recently passed a background check with my company with zero issues. Planned to move my family’s accounts there, including my wife’s business account, but glad I was not able to. I could not imagine doing business with a company as incompetent as this.
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Product: PNC Checking
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Review PNC Checking Accounts
PNC Checking Accounts Q&A
Get answers to your questions about PNC Checking Accounts below. For more general questions, visit our Answers section.
There are certain limits on the amount that can be withdrawn from an ATM each day. The amount of these limits are disclosed to you in writing when you receive your card. You can also call the bank at 1-866-304-2818 if you need any additional information about your limits.
Yes, because the overdraft fee is charged per item paid by the bank. For more information about overdrafts you can access this link: https://www.pnc.com/en/personal-banking/banking/services/overdraft-solutions.html .
Yes, you can order and use checks with your Virtual Wallet account. To order checks please sign into Online Banking, click on the Customer Service Tab and you will be prompted to the Account Services section, click on Order Checks & Supplies. After, click on the “Checks/Supplies” link under the Order column next to the account for which you want to order checks. You can enroll in the bank's online banking service here: https://www.onlinebanking.pnc.com/alservlet/OnlineBankingServlet?userId=enroll&origin=p.
You can withdraw funds as often as you need. Please note that the first 6 withdrawals are free of charge. After, you will be charge a $15 fee per withdrawal.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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