PNC Checking Accounts

744 Reviews

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Compare PNC Checking Accounts

Please find below checking accounts offered by PNC.

PNC Virtual Wallet

198 Reviews

APY

Monthly Fee

Signup Bonus

$50.00

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PNC Virtual Wallet with Performance Spend

65 Reviews

APY

Monthly Fee

$15

Signup Bonus

$200.00

No ATM Fees

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PNC Virtual Wallet with Performance Select

13 Reviews

APY

0% - 0.01%

Monthly Fee

$25

Signup Bonus

$300.00

No ATM Fees

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PNC Virtual Wallet Student

13 Reviews

APY

Monthly Fee

None

Signup Bonus

None

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BBVA Business Connect Checking

4 Reviews

APY

Monthly Fee

None

Signup Bonus

None

No ATM Fees

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PNC Business Checking

1 Review

APY

Monthly Fee

$10

Signup Bonus

$200.00

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PNC Business Checking Plus

APY

Monthly Fee

$20

Signup Bonus

$200.00

No ATM Fees

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PNC Checking Accounts Reviews

28%

24%

12%

29%

3.1

744 reviews

What's Your Rating?

dmbgarner
July 13, 2021 • @dmbgarner

I disputed a transaction from a fraudulent seller & was told nothing can be done. So the visa symbol on the card means nothing. It's 43.00 they refuse to return to me with all the proof I have submitted to prove I never received the product ordered so they are willing to lose a customer than honor the visa symbol.

Product: PNC Checking

Comment

shelp1227
July 1, 2021 • @shelp1227

I transferred $10K from Chase to PNC bank last Nov. The transaction failed for no reason and the fund DIDN'T go back to my chase account! I visited PNC and Chase bank to dispute the transaction and NONE OF THEM take responsibility! Now my money just gets LOST!! The most irresponsible bank I ever used! If you don't want lose your money, NEVER use them!!!

Product: PNC Checking

Comment

Mark Pults
June 28, 2021 • @mpults

Take your business elsewhere. The manager here is the rudest, most disrespectful banker I've ever dealt with and not just at this branch but at two others the tellers and the managers are rude and disrespectful. The whole bank is a joke I have over 200k in my account and this disrespectful manager froze my account (nobody can tell me why either) and I've been dealing with customer service for over a week but nobody can understand freeze it. My family and I are going to be homeless in 2 days if I don't get some of my money, when I told him this he said it's not his problem. Stay away from this joke of a business

Product: PNC Checking

Comment

christieroad25
June 8, 2021 • @christieroad25

I am an ex-Simple customer. I was devastated when BBVA bought out and was removing Simple Bank, replacing it with their own service. I had been with Simple since their beta days 10 years ago and absolutely loved my experience with them. Simple didn’t feel like a traditional, basic, soulless banking app like the rest. I had hoped that BBVA buying/replacing Simple meant they were adopting their practices and functionalities, so I stayed with them through the transition, giving them the benefit of the doubt. I was very wrong. The transition was a nightmare (who does it on a Saturday when no one is available to help you???) and BBVA kept NOTHING from Simple. They trashed a perfectly good app for what? Money? Users? They had an amazing opportunity to evolve into something better, literally a template of a perfectly amazing banking experience that they could have adopted and chose not to, solidifying the assumption that this was all for monetary gain, NOT customer focused. I was very disappointed and frustrated losing my favorite way of banking for yet another capitalist leech. As of today I've finally closed my BBVA accounts and have happily transitioned to One Finance. Good riddance BBVA.

Product: PNC Checking

Comment

ntiedema
June 4, 2021 • @ntiedema

I was a Simple bank customer before they closed and this process has been a NIGHTMARE. Still cannot access my account on the app over a month later. Spent almost an hour on the phone with them to troubleshoot this issue for them to blame my phone and phone company. I have a new iPhone and Verizon, on what planet should any bank not work with these carriers. Immediately switching banks. Extremely disappointed after the amazing experience I had with Simple.

Product: PNC Checking

Comment

Swift Pridgen
May 25, 2021 • @ppridgen71

this is the absolute worst bank I've ever experienced...they deliberately hold transactions so they can screw their customers out of fees that are completely unmerited and it's appalling that they get away with this garbage! Twice I've set up Bill Pay for the 'ease and simplicity' twice have been robbed. You guys should be shut down and never allowed to do business again!

Product: PNC Checking

Comment

kalon
May 21, 2021 • @kalon

This is the worst bank ever. They are a pain, their site goes down frequently and their staff will just randomly hang up on you when they're failing to listen and help you.

Product: PNC Checking

Comment

shirowhite777
May 21, 2021 • @shirowhite777

Service is often slow. I once saw staff try to hide rather than provide service. They delay as much as possible or do not honor account bonuses

Product: PNC Checking

Comment

Stacie R
May 18, 2021 • @stacie_ruyle

I would give them 0 stars if I could. I was on the phone with them for over 4 hours today, 3 hours on hold. My account was blocked during the Simple/BBVA transition. I couldn’t even access the online banking app for 3 days after the transition. I have no way of accessing my money. I kept getting the runaround. Asked a million times to speak to management and refused every time, only to be transferred to another CS rep. Also this is the 15th time I called within the past week. Worst experience with a bank ever.

Product: PNC Checking

Comment

Hannah Lee
May 16, 2021 • @hannah_yl

If it were possible to leave 0 stars, I would. Former Simple customer transitioning over to BBVA and it's been over a week without being able to access our accounts. Online banking doesn't work and calling customer support says "they can't help because their systems are down."

This is embarrassing, insane, and feels borderline illegal to just hold people's funds hostage with no way of accessing them. The second we're able to get access to our money we will be transferring everything out. Never experienced this terrible of service with anything, let alone a financial institution.

Product: PNC Checking

Comment

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PNC Checking Accounts Q&A

Get answers to your questions about PNC Checking Accounts below. For more general questions, visit our Answers section.

What's the max you can withdraw from a PNC ATM?

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My account is at a negative balance as of today; if I get money in the account by the end of the day, will I be charged a fee?

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WalletHub

Yes, because the overdraft fee is charged per item paid by the bank. For more information about overdrafts you can access this link: https://www.pnc.com/en/personal-banking/banking/services/overdraft-solutions.html .

Can I order and use checks with my virtual wallet account?

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WalletHub

Yes, you can order and use checks with your Virtual Wallet account. To order checks please sign into Online Banking, click on the Customer Service Tab and you will be prompted to the Account Services section, click on Order Checks & Supplies. After, click on the “Checks/Supplies” link under the Order column next to the account for which you want to order checks. You can enroll in the bank's online banking service here: https://www.onlinebanking.pnc.com/alservlet/OnlineBankingServlet?userId=enroll&origin=p.

I have a PNC Visa but I want to change virtual wallet. What can I do?

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How often can I withdraw from my growth account?

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