You can check your PNC Visa® Business Credit Card application status by calling 1-800-762-5684. When you call, you'll need to provide your name and application number so that PNC Bank can match you to your application.  PNC Bank does not allow you to check your application status online.

How to Check Your PNC Visa® Business Credit Card Application Status

1. Call 1-800-762-5684.
2. Follow the automated prompts that lead to an application status check or connect with a representative and tell them you'd like to check your PNC Visa® Business Credit Card application status.
3. Give your name and application number when asked.
4. The automated voice or customer service rep will tell you if your application is pending, approved, or denied.

Typically, you'll receive PNC Bank's decision on your application within 7-10 business days. In many cases, you'll get a response within seconds. If you haven't heard back within a reasonable time frame, you can always call customer service to ask about the delay.

Even if you get bad news when you check your application status, you don't have to lose hope. If you get denied, you can still call PNC Bank at 1-800-762-5684 and ask them to reconsider.

The PNC Visa® Business Credit Card normally uses Experian for approval, though PNC Bank sometimes uses reports from TransUnion or Equifax, according to anecdotal evidence. PNC Bank checks your personal credit history because this card requires a personal guarantee. This means that you are personally liable for any debts the business cannot pay.

Key Things to Know

• The PNC Visa® Business Credit Card requires excellent credit.
• When you apply, PNC Bank will perform a hard inquiry on your personal credit...

The credit score needed for the PNC Visa® Business Credit Card is 750 or better. That means that this card requires excellent credit for approval.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the PNC Visa® Business Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.

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