Student checking accounts generally waive monthly fees and feature other perks such as free monthly withdrawals from ATMs owned by other banks. So if you’re currently enrolled in college, you’ll probably find the best deal on checking by choosing one of the student checking accounts in our database.
As you’re preparing your financial tools for college, you might also want to look at credit cards for college students, which can help you build a positive credit history that will help you get the best rates on loans in the future.
As you’re preparing your financial tools for college, you might also want to look at credit cards for college students, which can help you build a positive credit history that will help you get the best rates on loans in the future.
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College Student
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Updating Checking Accounts
Capital One Money Teen Checking
APY
0.1%
Monthly Fee
None
Signup Bonus
None
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- No BillPay or checks
- Once child turns 18, your teen can choose to open a 360 Checking account and transfer their balance from their MONEY account
- 40,000+ Fee-free Capital One® and Allpoint® ATMs
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USAA Bank Youth Spending Checking
APY
0.01%
Monthly Fee
None
Signup Bonus
None
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- USAA Bank does not charge a fee for the first 10 ATM withdrawals. Subsequent withdrawals will be charged $2 each except when made at any USAA Bank-owned ATM
- Refunds also up to $15 in other banks' ATM usage fees for transactions at ATMs in the United States
- Once your child reaches age 13, you'll be able to give them access to the USAA Mobile App
- When your child turns 18, the account will automatically convert to a free USAA Classic Checking account
- Your child can get cash from more than 60,000 free, USAA-preferred ATMs nationwide
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TD Bank Convenience Student Checking Account
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Best for student or young adult ages 17 through 23
- Upon the primary account holders 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained
- Free access at thousands of TD ATMs in the U.S. and Canada
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Premier Bank Student Banking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- For ages 18-25, graduating high school student or college student
- Converts to Simple Checking at 25th birthday
- Access to 32,000 ATMS nationwide without a surcharge fee through the MoneyPass® ATM network
- Plus, fee-free ATM transactions at Premier Bank ATMs
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First American Bank Student Checking Account
APY
0%
Monthly Fee
None
Signup Bonus
$50.00
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- $50 cash bonus when you open account
- To qualify for the bonus the following requirement must be met: Bonus will be paid at the end of the statement cycle when 10 deposits/withdrawals are made within one of the first 3 statement cycles
- Upon the Primary Owner's 23rd birthday, the Student Checking account will automatically be converted to a Personal Checking account and will be subject to the Paper Statement Fee if electronic statements have not been elected
- Access to 55,000 surcharge-free Allpoint and Presto! ATMs
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People's United Bank Student Plus Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- FREE checking until you turn 24
- 2 FREE ATM transactions at non-People’s United ATMs per statement cycle
- FREE ATM Transactions to over 600 People’s United ATMs
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TCF Bank Teen Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Designed for students ages 14 to 17, with no monthly maintenance fee for active accounts or minimum balance requirements
- TCF will convert this account to a TCF Free Checking account when the minor reaches 18
- TCF fee refunded for up to 2 withdrawals at non-TCF ATMs per statement cycle
- Parental Guidance: Parents and legal guardians can monitor the account balance and help teach good banking habits
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Regions Bank LifeGreen Checking Account For Students
APY
0%
Monthly Fee
None
Signup Bonus
None
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- If you have a LifeGreen Checking for Students account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria in order to avoid the Monthly Fee
- One-time refund of the paid overdraft/returned item fee for the first overdraft/returned item occurrence after your account is opened
- Free access to over 1,900 ATMs across Regions' 15-state service area
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Webster Bank Student Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Available for high school (15+ years old) & college students
- After 5 years, it will convert to Webster Value Checking
- One overdraft fee refund per academic year
- 4 ATM waivers per statement cycle when using non-Webster ATMs
- 1 rebated non-Webster ATM transaction (fee charged by other banks) per statement cycle
- Access to over 300 Webster ATMs and an extensive network of branches
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Chase College Checking
APY
0%
Monthly Fee
None
Signup Bonus
$100.00
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- Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 01/14/2021
- No Monthly Service Fee for up to 5 years while in college
- If you're between 17-24 years and have a Social Security number you can open your College Checking account online or visit a Chase branch to open an account
- Access to 16,000 ATMs and 4,900 branches so you’re sure to find one near you
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