Student checking accounts generally waive monthly fees and feature other perks such as free monthly withdrawals from ATMs owned by other banks. So if you’re currently enrolled in college, you’ll probably find the best deal on checking by choosing one
of the student checking accounts in our database.
As you’re preparing your financial tools
…As you’re preparing your financial tools
for college, you might also want to look at credit cards for college students, which can help you build a positive credit history that will help you get the best rates on loans in the future.
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Salem Five Smart Student Checking
APY
0.01%
Monthly Fee
None
Signup Bonus
None
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- Salem Five does not charge for non-Salem Five ATM use and Salem Five reimburses ATM surcharges up to $15 for Smart Student Checking.
- Cash Debit Rewards is at the rate of $0.05 for each point-of-sale signature-based debit card purchase (when you choose "credit"). Rewards accrued are credited to your account on the last day of the statement cycle in which the purchase is posted.
- Your account must be open and in good standing on the date the rewards are posted to receive the reward.
- Beginning on your 24th birthday, Salem Five will convert your account to a Star Checking Account. Salem Five will provide you advance notice of this change and an account disclosure for the Star Checking Account.
- The Allpoint ATM network gives you surcharge-free access to over 60,000 ATMs where you already shop.
First American Bank Student Checking Account
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Upon the Primary Owner's 23rd birthday, the Student Checking account will automatically be converted to a Personal Checking account and will be subject to the Paper Statement Fee if electronic statements have not been elected.
- Access to 55,000 surcharge-free Allpoint and Presto! ATMs.
Fifth Third Bank Student Banking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Fifth Third will not assess a fee for up to FIVE (5) non-Fifth third ATM transactions per month. Fees for non-Fifth Third transactions in excess of 5 per statement are $2.75 per transaction.
- The discount will expire December 31st the year the customer turns 23. If necessary, it can be extended for one year at a time upon verification of student status.
- Access to 50,000 Fifth Third ATMs and more than 1,200 full-service Fifth Third Branches.
1st Source Bank e-Student Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Accounts will automatically convert to a 1st Checking Account at 25 years of age.
- One free "Oops" a year with one overdraft fee refund.
- 3 freebie ATM withdrawals at other banks, up to $15 back per monthly statement cycle.
- Bill Pay is subject to approval, and includes ten (10) bill pays per calendar month, with the e-student checking account. Additional bill pays over 10 are 50¢ each.
BancFirst Student Checking Account
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Free checking account with no minimum balance and no per-check charge.
- BillPay is free when 3 or more bills are paid per calendar month. A fee of $5.95 is assessed in months where this minimum is not met.
- Mobile Deposit Fee $0.50 Fee charged for each check image deposited via a mobile device per calendar month.
- Free ATM access at more than 100 BancFirst ATMs statewide.
U.S. Bank Student Checking Account
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Four (4) free, non-US Bank ATM transactions per statement cycle; $2.50 afterwards.
- U.S. Bank has 3013 branches and 5323 bilingual ATMs. To find ATMs near you, visit www.usbank.com/locations
TCF Bank Free Student Checking Account
APY
0%
Monthly Fee
None
Signup Bonus
None
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- TCF Debit Card and free withdrawals at TCF ATMs.
- TCF reserves the right to convert this account to another account type, with different fees, after you reach age 25.
Regions Bank LifeGreen Checking Account For Students
APY
0%
Monthly Fee
None
Signup Bonus
None
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- If you have a LifeGreen Checking for Students account and do not meet the age requirement, your account will be converted to the standard LifeGreen Checking account and must meet the normal criteria in order to avoid the Monthly Fee. One account holder must be of the age of majority.
- Regions offers a one-time refund of the Paid Overdraft Item/Returned Item Fee for the first Overdraft/Returned Item Occurrence after your account is opened.
- Free access to over 1,900 ATMs across Regions' 15-state service area.
Webster Bank Student Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- Student Checking is free for 5 years after opening or switching to this account. After 5 years, it will convert to Webster Value Checking.
- Insufficient Available Funds Fees: 1 fee will be rebated per academic year (September to August).
- Per statement cycle, Webster will not charge for up to 4 ATM fees associated with using non-Webster ATMs. If you are charged a fee by another bank for using its ATM, Webster Bank will rebate 1 fee per statement cycle.
- Access to over 300 Webster ATMs and an extensive network of branches.
Chase College Checking
APY
0%
Monthly Fee
None
Signup Bonus
None
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- No Monthly Service Fee for up to 5 years while in college.
- If you're between 17-24 years and have a Social Security number you can open your College Checking account online or visit a Chase branch to open an account.
- Access to 16,000 ATMs and 5,000 branches so you’re sure to find one near you.
