Compare Chase Checking Accounts
Please find below checking accounts offered by Chase.
Chase Business Complete Banking℠
- Earn up to $500 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept. It's a built-in feature with your Business Complete Checking account.
- Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Trusted and secure financial partner. We're committed to helping you grow and protect your business.
Chase Total Checking

- Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open a Chase Total Checking account by 07/19/2023
- To receive the $200 checking bonus:
- 1) Open a new Chase Total Checking account, which is subject to approval; AND
- 2) Have your direct deposit made to this account within 90 days of coupon enrollment.
- After you have completed all the above requirements, Chase will deposit the bonus in your new account within 15 days
- Access to 16,000 ATMs and nearly 4,700 branches
Chase Premier Plus Checking

- No fee for Chase design checks when ordered through Chase.
- No fee for counter checks, money orders and cashier's checks.
- No Chase fee on 4 non-Chase ATM transactions each statement period.
- Access to more than 15,000 ATMs and more than 4,700 branches.
Chase College Checking

- Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 07/19/2023.
- For college students 17-24 years old at account opening with proof of student status.
- No Monthly Service Fee for up to 5 years while in college.
- Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you.
Chase Checking Accounts Reviews
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3 weeks went by and then they decided to take back the higher chunks. I called them with my grievance and I was relayed that they needed proof documents and that’s why they reversed. I was upset because they never communicated this and either way I reached out to one of their branch offices and had documents faxed.
Then I would call to see if they received, each time I’m getting a different number of days for estimated time of processing documents. Then one lady relaying to me that nobody has even written anything down in my notes for my claim and that she was finally doing it.
Then a week later I call and I’m being relayed that your claim has been denied, we didn’t even need the documents. Also that that they sent a letter by mail long ago, a letter I honestly never received. I gave my grievance on we are in 2023, after covid so many people have complaints of the postal office why can’t they communicate through other means like their online portal.
Then I spoke to a manager who just relayed and apologized. That nothing can be done and sorry for my efforts of faxing.
My reason for being upset after so many years of being with them is because on my very first call the lady who had relayed that I wasn’t getting the higher chunks back, could have left it right at that, and I would see that as fair.
Instead of them playing this long game with me and dragging my energy and emotions along with them. I had to vent my frustration so I can release and that’s why I chose to write this review of my grievance with JP MORGAN CHASE.
Y’all could have done much better then this. Super Poor Communication for the amount of money y’all are worth.
In short, all my cashflow happens on Chase. So I often go on to chase and transfer funds out to another bank or I bring funds into CHASE (AKA ACH Debit) from another bank. So from the CHASE Website, I tried bringing funds into my CHASE account from another bank. It was a large transfer which I have done before with this external bank (AXOS). But Chase Rejected the transfer.
I called CHASE and spoke with the EFT/ACH department and in short, they told me CHASE is no longer offering External Account Debits
Needless to say, Chase Customer service and branches are unaware of it as I went down to the branch and we called customer service to confirm the policy change. Chase also began to provide different reasons for the rejection! Somewhat going to a different M.D. and getting a differnet diagnosis. The big issue after CHASE rejected the ACH Debit, was Chase remove my External Account! So now I cant even transfer funds out of CHASE into that external account!
The removal of the account, along with CHASE not communicating with their departments, has led to filing 2 complaints with governing bodies. The CFPB and the OCC. Since CHASE is accountable and must be accurate to governing agencies, especially the OCC, there shouldnt be any wrong answers or shenanigans
if you are having an issue with any bank, contact both of these institutions. The CFPB will get an answer for you within 15 days. OCC will take much longer
The empty bank said they didn’t want to do it. Said it takes an hour and I need to do it online.
I left that branch and went to another empty branch only to hear the same.
Nobody was doing anything accept talking to each other.
I’m putting all of our money into Navy Federal and shutting my account down ONLINE
Fore warned is Fair Warned.
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
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Does Chase charge you $34 everyday for an overdraft? Or every month?
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs.
However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
For more information, including how to avoid fees, check out WalletHub's article on overdraft protection.
What's the best Chase signup bonus?
The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days.
Alternatively, you could get a $100 bonus for opening a Chase Secure Banking account and making 10 transactions within 60 days. There is also a $300 bonus for opening a Chase Business account after you deposit a minimum of $2,000 within 30 days, maintain that balance for 60 days, and complete 5 qualifying transactions within 90 days. These are limited time offers.
In addition to bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 bonus points for spending $4,000 in the first 3 months. Those 60,000 points are worth $642 when redeemed for travel through Chase.
Best Chase Signup Bonuses
- Chase Business Account: $300 when you open an account, deposit $2,000 within 30 days, maintain the balance for 60 days, and complete 5 transactions within 90 days
- Chase Total Checking Account: $200 when you open an account and make a direct deposit within 90 days
- Chase Secure Account: $100 when you open an account and complete 10 transactions within 60 days
- Chase Sapphire Preferred® Card: 60,000 bonus points for spending $4,000 in the first 3 months
- Chase Sapphire Reserve®: 60,000 bonus points for spending $4,000 in the first 3 months
- Chase Freedom Flex℠: $200 for spending $500 in the first 3 months
- IHG® Rewards Premier Credit Card: 140,000 points for spending $3,000 in the first 3 months
- United Quest℠ Card: 70,000 miles and 500 Premier qualifying points after spending $4,000 in the first 3 months
- Ink Business Preferred® Credit Card: 100,000 points for spending $15,000 in the first 3 months
These signup bonuses certainly sweeten the deal if you've been considering a new Chase card or bank account recently.
I was wondering if I have a spending limit on my card?
How much can I overdraw from my account and can I overdraw from an ATM? I do have direct deposit.
Would having a Chase Sapphire reserve care eliminate the monthly service fee of $12?
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