
Compare Chase Checking Accounts
Please find below checking accounts offered by Chase.
Chase Business Complete Banking
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM.
- Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick DepositSM.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
Chase Total Checking

- Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open an account by 01/20/2021
- To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening
- Access to 16,000 ATMs and nearly 4,900 branches
Chase Premier Plus Checking

- No fee for Chase design checks when ordered through Chase
- No Chase fee on 4 non-Chase ATM transactions each statement period
- Access to 16,000 ATMs and nearly 4,900 branches
Chase College Checking

- Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 04/08/2021
- No Monthly Service Fee for up to 5 years while in college
- If you're between 17-24 years and have a Social Security number you can open your College Checking account online or visit a Chase branch to open an account
- Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you
Chase Checking Accounts Reviews
1,053 reviews
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I opened a checking account, also I have a car loan in chase. In couple months, by accident, I've overdrawn with a transfer to another bank, I put money back in couple of hours, as result they complete payment but charged me for 5% fee, it was the same day, I do not understand the logic of this fee - I didn't have this money even a day. Also, they do not do refinance for auto loan since pandemic. It's almost 1 year is gone and they still do not operate in normal mode, weird and slow. I cannot recommend that bank because of bad experience and comparing what customer service I have with others. I have multiple accounts in other countries as well and comparing all of them the worst one is chase, I really expected more from you guys. But online app is good one.





Received an offer to open a checking and savings. Spent an hour opening the account, then was promptly locked out of all online access including my previous Chase cc's. Spent 1.5 hours on the phone being transferred to 5 different people who had NO CLUE what was going on or essentially of their own names it seemed only to be told I should start again and open a new account. What a joke. Seriously, Chase? With all of your billions you can't do better?? Get it together. All you will get here is wasted time and a whole lot of apologies.



Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
Does Chase charge you $34 everyday for an overdraft? Or every month?

Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs.
However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
For more information, including how to avoid fees, check out WalletHub's article on overdraft protection.
What's the best Chase signup bonus?

The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.
Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 60,000 points are worth $750 when redeemed for travel.
Best Chase Signup Bonuses
- Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
- Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
- Chase Sapphire Preferred® Card: 60,000 points once you spend $4,000 in the first 3 months.
- Chase Freedom Unlimited®: $200 when you spend $500 in the first 3 months.
- IHG® Rewards Club Premier Credit Card: 140,000 points once you spend $3,000 in the first 3 months.
These signup bonuses certainly sweeten the deal if you've been considering a new Chase card or bank account recently.
I was wondering if I have a spending limit on my card?

How much can I overdraw from my account and can I overdraw from an ATM? I do have direct deposit.

Would having a Chase Sapphire reserve care eliminate the monthly service fee of $12?

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