Compare Chase Checking Accounts
Please find below checking accounts offered by Chase.
Chase Business Complete Banking℠
- Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
- Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business Online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase QuickDeposit℠.
- Convenient access to more than 16,000 ATMs and more than 4,700 branches.
Chase Total Checking

- Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open a Chase Total Checking account by 04/19/2023
- To receive the $200 checking bonus:
- 1) Open Chase Total Checking account online with the coupon code or enter your email address to get your coupon and bring it to a Chase Branch to open an account.
- 2) Set up direct deposit within 90 days of coupon enrollment.
- 3) Receive your money within 15 days.
- After you have completed all the above requirements, Chase will deposit the bonus in your new account within 15 days
- Access to 16,000 ATMs and nearly 4,700 branches
Chase Premier Plus Checking

- No fee for Chase design checks when ordered through Chase
- No fee for counter checks, money orders and cashier's checks
- No Chase fee on 4 non-Chase ATM transactions each statement period
- Access to 16,000 ATMs and more than 4,700 branches
Chase College Checking

- Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 01/25/2023
- For college students 17-24 years old at account opening with proof of student status
- No Monthly Service Fee for up to 5 years while in college
- Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you
Chase Checking Accounts Reviews
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The way they took their time to respond about reversal of wire , was as if they don’t want it to happen . Costing me money.
Extremely unhappy customer. Don’t trust their system.
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
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Does Chase charge you $34 everyday for an overdraft? Or every month?
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs.
However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
For more information, including how to avoid fees, check out WalletHub's article on overdraft protection.
What's the best Chase signup bonus?
The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.
Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 60,000 points are worth $750 when redeemed for travel through Chase.
Best Chase Signup Bonuses
- Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
- Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
- Chase Sapphire Preferred® Card: 60,000 points once you spend $4,000 in the first 3 months.
- Chase Freedom Flex℠: $200 when you spend $500 in the first 3 months.
- IHG® Rewards Premier Credit Card: 175,000 points for spending $3,000 in the first 3 months.
These signup bonuses certainly sweeten the deal if you've been considering a new Chase card or bank account recently.
I was wondering if I have a spending limit on my card?
How much can I overdraw from my account and can I overdraw from an ATM? I do have direct deposit.
Would having a Chase Sapphire reserve care eliminate the monthly service fee of $12?
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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