Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open a Chase Total Checking account by 10/19/2022
To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening
After you have completed all the above requirements, Chase will deposit the bonus in your new account within 15 days
Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 10/19/2022
For college students 17-24 years old at account opening with proof of student status
No Monthly Service Fee for up to 5 years while in college
Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you
My daughter tried opening an account 4 time near Hayward CS. For some reason the online system would not let her open account. Each time she went to branch they had people standing around but wanted an appointment like a week into the future. Not acceptable
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Product: Chase Checking
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serviceatparamount @serviceatparamount
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1 Star Rating
Not recommend! Worst customer service I have ever experienced. I made 5 calls and all routed to outside of US. All calls dropped and I asked the last one to write down my number just in case if the call drop again, the response I have got was: No, we can not call you back, because we are not in the United States. Call dropped, again! Issue unsolved.
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Sandra Usume @sandrausume
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1 Star Rating
This is one of the worst banks on the face of the earth. When I first opened my account here in 2012, the customer service was great. You could get thru to a rep w/in 5 minutes and your issue resolved quickly. Now, in 2022, it is HORRIFIC service with an Indian on the other side of the world answering customer service lines. There have been so many screwups on my account w/in the last 2 years. First, they let an overdraft of over $6,000 go thru on my account which is insane that I did not authorize. They are supposed to monitor accounts to make sure things like this don't happen. I had to wait over a month for them to credit the money back into my account and resolve this. Second, they went and cancelled free checking accounts behind my back w/no notification at all. They started charging monthly service fees and I caught them doing it. I had to get all those service fees reversed. I then chose what type of account I wanted w/the new accounts since they were no longer free. I was told that my account number would stay the same and I could use the same debit card as before w/no problem. That was a lie. They went and cancelled my old card behind my back when I was on vacation out of state and my card started declining transactions. I AGAIN had to order another card to replace the one they cancelled, and it was another nightmare. They told me I would get a tracking number for a rush delivery order, and I called back three times over a 24-hour period, and they still did not have the tracking number to give me. I am done with this bank for good. I have been a customer for over 10 years, and this is the final straw. I am fed up w/the long hold times, mismanaged screwups and inept customer service.
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Product: Chase Checking
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jlwjones0415 @jlwjones0415
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1 Star Rating
Worst bank I have ever dealt with. ATM, cash advance and cashier's check fees are ridiculous. If you have a deposit and checking transactions going through the account at the same time, they run the checking transactions first, so that the account goes negative, and so that they can collect NSF fees, then they credit the account with the deposit. Also, during the pandemic they deposited money into my account, which is something I didn't ask or want them to do, saying it was a stimulus advance. They claimed that it would remain there for 21 days, and after that they would take it back. That timeline was false. Try 10 days. By removing the money early, they could collect NSF fees for the transactions that bounced due to their early withdrawal. A shady way to make money. What's surprising to me, is that they've never been brought up on charges like Wells Fargo was. My advice, choose another bank to help you manage your money. You would be hard pressed to find one that has more creative ways of stealing it.
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Farah Abadi @abadifarah1
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1 Star Rating
Unbelievable negligence in the way they handle both in branch & wire dept. The way they took their time to respond about reversal of wire , was as if they don’t want it to happen . Costing me money. Extremely unhappy customer. Don’t trust their system.
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Douglas Hicks @salguod08
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1 Star Rating
The worst customer service I've ever received from any bank in my life. I deposited a $10K check on May 2 to ensure I had the money by May 9. When I tried to withdraw funds, I was told the funds were not available. After researching, they discovered they totally screwed up the transaction and said it would take an additional two days to reprocessed the deposit. It will now cost me a wiring fee to get the money today. I asked them to refund the wiring fee and was told it was their mistake but they can't do anything about it but say they're sorry. So I have to pay the cost for their lack of effective training and leadership. This epic failure was caused by the Big Bend location in Riverview, FL. The person in charge, Cynthia was totally unhelpful...I could hardly get an apology from her. She lacks any concern for customers satisfaction and is one of the rudest managers I've encountered.
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Product: Chase Checking
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jhwh829 @jhwh829
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1 Star Rating
I CANNOT wait to close my credit account with Chase! I should have listened to the reviews and NOT opened an account! You randomly closed my account 24 hours before my funds hit!!! Despicable!!!!! I’m furious!!! I will be taking my business elsewhere!! And to think I was excited to transfer everything over! 0 STARS!!!!!
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Product: Chase Checking
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amshepard @amshepard
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1 Star Rating
Do Not Place Money at Chase!
I do not recommend choosing Chase as your bank. Chase does not execute enough security measures to protect the average users from fraud and identity theft. My checking account was compromised with fraud transactions, recourse was to reissue debit card with Chase never making any attempt to investigate and resolve the underlying problem. Chase has no interest in fighting against bad actors who severely impact the everyday customer.
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Product: Chase Checking
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Ali Ahmed @naumanji
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1 Star Rating
Went to 3 different chase banks in San Antonio to open up new account, all said they can’t help without having a prior appointment. Walked into Wells Fargo across the street and opened up new account without any issue or prior appointment. Thank you Wells Fargo.
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cburney5337 @cburney5337
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1 Star Rating
Terrible their customer service is terrible they don’t solve problems you have to go through hoops and drama with them save yourself the time and headaches!
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Product: Chase Checking
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Review Chase Checking Accounts
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs. However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.
Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 60,000 points are worth $750 when redeemed for travel through Chase.
Best Chase Signup Bonuses
Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
You can overdraw from an ATM, but the bank pays overdrafts at its' discretion. For information about the maximum amount you can overdraw, please contact customer service at 1-800-935-9935.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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