Chase Checking Accounts

Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs.
However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.

For more information, including how to avoid fees, check out WalletHub's article on overdraft protection.

The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.

Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 80,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 80,000 points are worth $1,000 when redeemed for travel through Chase.

Best Chase Signup Bonuses

• Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
• Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
• Chase Sapphire Preferred® Card: 80,000 points once you spend $4,000 in the first 3 months.
• Chase Freedom Flex℠: $200 when you spend $500 in the first 3 months.
• IHG® Rewards Premier Credit Card: 140,000 points for spending $3,000 in the first 3 months.

These signup bonuses certainly sweeten the deal if you've been considering a new Chase card or bank account recently.