Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open a Chase Total Checking account by 04/19/2023
To receive the $200 checking bonus:
1) Open Chase Total Checking account online with the coupon code or enter your email address to get your coupon and bring it to a Chase Branch to open an account.
2) Set up direct deposit within 90 days of coupon enrollment.
3) Receive your money within 15 days.
After you have completed all the above requirements, Chase will deposit the bonus in your new account within 15 days
Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 01/25/2023
For college students 17-24 years old at account opening with proof of student status
No Monthly Service Fee for up to 5 years while in college
Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you
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I am finding it difficult to find the fees for a wire transfer. And the ACH fees were not disclosed when I signed up. No after hours support. This bank is stuck in the 1900s. I am looking for a new bank that is proud of their fees not trying to screw their customers with surprises.
What a horrible place! I would highly recommend to do your banking at a different bank. I have now visited Chase Banks in 3 different states and every Chase I go into is a completely disappointing experience! You go into a bank for them to shift you to an ATM to do their job or anyone that can actually do something is not in the building to help. What is the point of having a bank location's if we can't do anything out of them? Such a useless place! Chase has become the bank that's to large to care about the people that make it run.... their clients! Well, they're losing 4 clients with this last disappointing visit. To many other bank's & credit unions out there willing to do better by me and my family to continue to deal with this!
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Product: Chase Checking
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Dennis Byrne @dartbros
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1 Star Rating
Dead Man Walking !!! Holds put on my monthly direct deposit ck. acct. of many years as "DECEASED" and on my soc.sec. retirement benefits without a death certificate, hold order from soc. sec. admin. or lawful court order due to negligence of chase employe[s] on oct 26 so i filed a formal complaint on unlawful withholding of my earned benefits from working my entire life, with the chase bank org. executive dept on oct 31 and as of now still wating for facts on internal investigation surrounding how, why and what policies that would allow this in the first place. "DECEASED" hold also triggered voiding of my card linked to acct. and took 19 days to receive new card and pin # which in turn didn't allow me atm access or purchases such as food,gas,etc.. from local merchants i use. BE ADVISED IF IT CAN HAPPEN TO ME IT CAN HAPPEN TO YOU! Senior veteran from oregon closing my acct after extreme negligence without justification.
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Product: Chase Checking
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MOLLYCHRISTINE368 @MOLLYCHRISTINE368
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1 Star Rating
ATMS never work. Tellers/Bankers don't care. ONE teller for inside, meanwhile 5-6 Bankers stand in a corner laughing and talking. 12 people in line. Outside ATM doesn't work and outside Banking Lanes are hardly every opened. If they close your account they are under no obligation to tell you, or tell you why. Then they keep the money that was in the account. Latest estimate said I would get it in 3-4 works. The minute you close MY account that ceases to be your money and is solely mine. They are theives.
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Zug Zwang @zugzwang410
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1 Star Rating
Every year staff and branch services are curtailed. Long lines, understaffed branches, ATM machines inop etc. Chase and the other giant monster megabanks are obviously pushing their customers, willingly or not, to online banking to cut costs. Dimon is a cost cutter beyond all business sense and practicality. How much longer can Chase and the other global behemoths continue to take their customer base for granted before we finally switch to more responsive local banks and CUs? The services are minimal to nonexistent, the rates terrible, both lending and saving, the branches dying. Chase spends many millions of dollars per year on the stupidest TV ads known to man. And yet they can't spend where it matters most, offering services to their customers. This business model can't last forever.
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Product: Chase Checking
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Glen Gratz @nicegg
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1 Star Rating
My daughter tried opening an account 4 time near Hayward CS. For some reason the online system would not let her open account. Each time she went to branch they had people standing around but wanted an appointment like a week into the future. Not acceptable
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Product: Chase Checking
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serviceatparamount @serviceatparamount
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1 Star Rating
Not recommend! Worst customer service I have ever experienced. I made 5 calls and all routed to outside of US. All calls dropped and I asked the last one to write down my number just in case if the call drop again, the response I have got was: No, we can not call you back, because we are not in the United States. Call dropped, again! Issue unsolved.
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Product: Chase Checking
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Sandra Usume @sandrausume
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1 Star Rating
This is one of the worst banks on the face of the earth. When I first opened my account here in 2012, the customer service was great. You could get thru to a rep w/in 5 minutes and your issue resolved quickly. Now, in 2022, it is HORRIFIC service with an Indian on the other side of the world answering customer service lines. There have been so many screwups on my account w/in the last 2 years. First, they let an overdraft of over $6,000 go thru on my account which is insane that I did not authorize. They are supposed to monitor accounts to make sure things like this don't happen. I had to wait over a month for them to credit the money back into my account and resolve this. Second, they went and cancelled free checking accounts behind my back w/no notification at all. They started charging monthly service fees and I caught them doing it. I had to get all those service fees reversed. I then chose what type of account I wanted w/the new accounts since they were no longer free. I was told that my account number would stay the same and I could use the same debit card as before w/no problem. That was a lie. They went and cancelled my old card behind my back when I was on vacation out of state and my card started declining transactions. I AGAIN had to order another card to replace the one they cancelled, and it was another nightmare. They told me I would get a tracking number for a rush delivery order, and I called back three times over a 24-hour period, and they still did not have the tracking number to give me. I am done with this bank for good. I have been a customer for over 10 years, and this is the final straw. I am fed up w/the long hold times, mismanaged screwups and inept customer service.
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Product: Chase Checking
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jlwjones0415 @jlwjones0415
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1 Star Rating
Worst bank I have ever dealt with. ATM, cash advance and cashier's check fees are ridiculous. If you have a deposit and checking transactions going through the account at the same time, they run the checking transactions first, so that the account goes negative, and so that they can collect NSF fees, then they credit the account with the deposit. Also, during the pandemic they deposited money into my account, which is something I didn't ask or want them to do, saying it was a stimulus advance. They claimed that it would remain there for 21 days, and after that they would take it back. That timeline was false. Try 10 days. By removing the money early, they could collect NSF fees for the transactions that bounced due to their early withdrawal. A shady way to make money. What's surprising to me, is that they've never been brought up on charges like Wells Fargo was. My advice, choose another bank to help you manage your money. You would be hard pressed to find one that has more creative ways of stealing it.
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Product: Chase Checking
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Farah Abadi @abadifarah1
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1 Star Rating
Unbelievable negligence in the way they handle both in branch & wire dept. The way they took their time to respond about reversal of wire , was as if they don’t want it to happen . Costing me money. Extremely unhappy customer. Don’t trust their system.
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Review Chase Checking Accounts
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs. However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.
Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 60,000 points are worth $750 when redeemed for travel through Chase.
Best Chase Signup Bonuses
Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
You can overdraw from an ATM, but the bank pays overdrafts at its' discretion. For information about the maximum amount you can overdraw, please contact customer service at 1-800-935-9935.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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