Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM.
Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
Alerts to help you stay on top of your account activity.
Easy account management through Chase Business online and the Chase Mobile® app.
Unlimited electronic deposits, ACH and Chase Quick DepositSM.
Convenient access to 16,000 ATMs and more than 4,700 branches.
Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open an account by 01/20/2021
To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening
Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 04/08/2021
No Monthly Service Fee for up to 5 years while in college
If you're between 17-24 years and have a Social Security number you can open your College Checking account online or visit a Chase branch to open an account
Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you
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I put in my state check which is for large amount and they put a 7-Day hold on it which has never been done before when he found out I was black the supervisor said I believe it won't clear. mind you I've been banking with Chase for over 30 years have never put in a fraudulent check so what made him say that I do not understand so I called to report it and now this person won't even give me a supervisor she puts me on hold hoping I hung up this is how the service I really believed everyone of color should close their accounts with this Bank that would teach them a lesson for being so racist
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Product: Chase Checking
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pm041 @pm041
I opened a checking account, also I have a car loan in chase. In couple months, by accident, I've overdrawn with a transfer to another bank, I put money back in couple of hours, as result they complete payment but charged me for 5% fee, it was the same day, I do not understand the logic of this fee - I didn't have this money even a day. Also, they do not do refinance for auto loan since pandemic. It's almost 1 year is gone and they still do not operate in normal mode, weird and slow. I cannot recommend that bank because of bad experience and comparing what customer service I have with others. I have multiple accounts in other countries as well and comparing all of them the worst one is chase, I really expected more from you guys. But online app is good one.
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Product: Chase Checking
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Margaret Cotherman @maggycotherman
I had a claim for overcharging and they refused to accept supporting documents for my claim. The only digital way they will accept docs is through Secure Message Center that will not upload the documents. AND THERE IS NO TECHNICAL SUPPORT to fix the problem. So they just kept sending me to the thing that doesn't work and refused to talk about fixing it. It is exactly like they disabled it on purpose so you could not send them anything. I had to go to Staples to fax the docs, because a branch was so far away. I have had repeated problems with customer service not listening to me, just giving me negative canned responses and refusing to help me.
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Product: Chase Checking
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Arleen Obrien @arleenobrien
Be careful with Chase and Zell I have been with them since 1996 I sent some funds to someone they never received it and when I looked into it further the phone number was transposed I thought because I contacted Chase within 24 hours they could reverse it they told me they had no control and I am out of $200 beware
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Product: Chase Checking
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myrtus3 @myrtus3
I used to really like Chase Bank, especially since we have been moving a lot. They have a solid online banking system and there's branches all over. Except this year, we have moved to a small town that doesn't have a Chase branch and suddenly we're having all kinds of issues that they want us to drive 4 hours one way to a location to fix. Customer service has gone down the tubes, they aren't friendly, they aren't helpful. I need a new card sent to me and they keep telling me I have to visit a branch to get a new card because of a "security issue" but they won't tell me what this security issue is or what type of "proof" I'm going to need at a branch to prove it's me when I get there. If I have to drive 4 hours I need to know this information up front! To top it off we called a branch like the customer support center suggested and they told us everything was fine and there was a new card on the way. Two weeks later there's no card and they're claiming they didn't send a new card and we have to go in. It's just going around in circles and no one will help at all. I can't wait to switch banks after we move in a few months.
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Product: Chase Checking
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laracancila1994 @laracancila1994
Worst costumer service no help I’d decide to close my account with them completely they wouldn’t dispute a charge and force me to pay ridiculous amount of money they steal don’t recommend this brand.
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Product: Chase Checking
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amyusher79 @amyusher79
Received an offer to open a checking and savings. Spent an hour opening the account, then was promptly locked out of all online access including my previous Chase cc's. Spent 1.5 hours on the phone being transferred to 5 different people who had NO CLUE what was going on or essentially of their own names it seemed only to be told I should start again and open a new account. What a joke. Seriously, Chase? With all of your billions you can't do better?? Get it together. All you will get here is wasted time and a whole lot of apologies.
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Product: Chase Checking
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Paul Smith @surfintheoc
I had a chase bank checking account for nearly 10 years, which was recently closed by chase bank for no reason, after I tried to transfer a small amount of money to another bank account. Chase bank has really gone downhill as they lack the competence to perform basic banking functions, such as a wire transfer or knowledge of legal banking practices. Chase bank declined my wire transfer several times for no reason and then locked my checking account with no explanation. When I called them, they told me they closed my account for no reason and then refused to provide me with 5 years worth of my transaction history documentation, which is required by law in order for a bank to be FDIC insured. Then they froze my account funds for 10 days before mailing me a check, which still hasn't arrived, which is also illegal. Chase bank will soon be the next Lehman Brothers, their incompetence will drive them to extinction. They were just sued and lost a 920 million dollar federal lawsuit due to their criminal activity. Go figure. I'm so glad I'm no longer associated with these criminals.
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Product: Chase Checking
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nicciwallin @nicciwallin
I currently bank with a credit union and have for over 20 years. I got a Chase account a couple months ago in addition to my other account. We deposited a check about a month ago and they put it in as a negative. The bank told me they were sorry and admitted to the error. It's been over two weeks now and our account is still negative that amount. We've called over 5 times and they admit that it was their fault but never fix it. If you're thinking about going and opening an account, don't do it.
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Product: Chase Checking
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candacelynndyer89 @candacelynndyer89
Very bad company to go threw they screwed me over from a scammer and said that it was my fault that they did that the claims department was completely rude and disrespectful blamed me the whole time chase does not back there customers
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Product: Chase Checking
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Review Chase Checking Accounts
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs. However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.
Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 60,000 points are worth $750 when redeemed for travel.
Best Chase Signup Bonuses
Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
You can overdraw from an ATM, but the bank pays overdrafts at its' discretion. For information about the maximum amount you can overdraw, please contact customer service at 1-800-935-9935.
Unfortunately, having a Chase Sapphire credit card will not help you avoid the monthly service fee for the Chase Total checking account. Please visit the following link to find how you can avoid this fee: https://www.chase.com/checking/total-checking.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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