It's great that they offer free checking for Veteran's. I also have a Savings account and a two year CD with them. They've always done right by me.
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Product: Chase Checking
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Compare Chase Checking Accounts
Please find below checking accounts offered by Chase.
Chase Business Complete Banking
- Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
- More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
- Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAcceptSM.
- Same-day deposits with QuickAcceptSM. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
- Alerts to help you stay on top of your account activity.
- Easy account management through Chase Business online and the Chase Mobile® app.
- Unlimited electronic deposits, ACH and Chase Quick DepositSM.
- Convenient access to 16,000 ATMs and more than 4,700 branches.
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Chase Total Checking
APY
0%
Monthly Fee
$12
Signup Bonus
$200.00
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- Get $200 when you open a new Chase Total Checking® account and set up direct deposit. Open an account by 04/14/2021
- To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening
- Access to 16,000 ATMs and nearly 4,700 branches
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Chase Premier Plus Checking
APY
0.01%
Monthly Fee
$25
Signup Bonus
None
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- No fee for Chase design checks when ordered through Chase
- No Chase fee on 4 non-Chase ATM transactions each statement period
- Access to 16,000 ATMs and more than 4,700 branches
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Chase College Checking
APY
0%
Monthly Fee
None
Signup Bonus
$100.00
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- Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 04/08/2021
- No Monthly Service Fee for up to 5 years while in college
- If you're between 17-24 years and have a Social Security number you can open your College Checking account online or visit a Chase branch to open an account
- Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you
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Want more checking accounts options?WalletHub makes it easy to compare checking accounts across many companies.
Chase Checking Accounts Reviews
3.8
1,063 reviews
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Open an account online, deposited a salary check online, printed information for direct deposit! Only to find out one week later account is closed with no reasons. Causing issues for me with getting a new check from my job! Customer Service Reps were not knowledgeable of how to answer my questions. This cause so much stress for me, because I had just undergone surgery and was unable to move around to get stuff straightened out! Really terrible experience with CHASE!
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Product: Chase Checking
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They are definitely behind the times and this is why I don't deal with brick and mortar banks anymore. After making a purchase, card was locked and I was told I had to go to a branch to get it verified. I can't give my information over the phone or even send it to them. Why bother having an App?!?
I'm miles away from a branch and it's hard for me leave the house due to my handicap. They need to find a better way.
I'm going to start banking with Ally Bank! I've had a much much better experience with them and their rates are much better!!! Also, their customer service isn't from overseas like Chase and much easier to deal with.
I'm miles away from a branch and it's hard for me leave the house due to my handicap. They need to find a better way.
I'm going to start banking with Ally Bank! I've had a much much better experience with them and their rates are much better!!! Also, their customer service isn't from overseas like Chase and much easier to deal with.
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Product: Chase Checking
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THE WORST BANK EVER. If you get a stipend, child support, or any checks above probably $300, DO NOT BANK WITH CHASE. they closed my account after I deposited a check from school, after taking almost 3 weeks to clear it! If it wasn’t for my income tax I wouldn’t have been able to pay my rent. I got an email saying my account was restricted so I called them and that’s when they told me my check amount was too much so they want to make sure it’s not fraudulent. Mind you I just opened this chase account so of course this is the first time I’m depositing my check from school. AN ACCREDITED UNIVERSITY AND INSTITUTION. How is that fraudulent?? Now I have to call and probably go to a branch tomorrow for them to tell me they’re going to mail me a check of my current balance... they do waaaay too much I can’t believe this.
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Product: Chase Checking
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Same thing happened to me. They are the most inconvenient bank to deal with. That's why I switched to Ally bank. No more Brick and Mortar banks for me.
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Zero stars!! These crooks just cost me 100$ in late fees from my landlord. I went and deposited over 900$ today at one of my local branches atm. The atm took my money and did NOT credit my account the funds I deposited. I was given a receipt with the chase phone number on it and told to call to make sure my deposit went through. when I called I was told there was nothing they could do and I would have to wait up to 10 business days for funds to show up. Once it does. I will be closing my account. CROOKS!!!!
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Product: Chase Checking
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The worst nightmare customer service. Money disappears intentionally? How to trust a financial institution when your money disappears and no answer's given to the customer and when they see the problem no one fixes it right away.
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Product: Chase Checking
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The worst bank ever! Avoid them at all costs! I had a checking account with them and they closed it with no explanation and told me they would send my money in a month but it has been 9 months and they still haven't given my money.They have stolen my money! They are thieves!
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Product: Chase Checking
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I put in my state check which is for large amount and they put a 7-Day hold on it which has never been done before when he found out I was black the supervisor said I believe it won't clear. mind you I've been banking with Chase for over 30 years have never put in a fraudulent check so what made him say that I do not understand so I called to report it and now this person won't even give me a supervisor she puts me on hold hoping I hung up this is how the service I really believed everyone of color should close their accounts with this Bank that would teach them a lesson for being so racist
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Product: Chase Checking
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I opened a checking account, also I have a car loan in chase. In couple months, by accident, I've overdrawn with a transfer to another bank, I put money back in couple of hours, as result they complete payment but charged me for 5% fee, it was the same day, I do not understand the logic of this fee - I didn't have this money even a day. Also, they do not do refinance for auto loan since pandemic. It's almost 1 year is gone and they still do not operate in normal mode, weird and slow. I cannot recommend that bank because of bad experience and comparing what customer service I have with others. I have multiple accounts in other countries as well and comparing all of them the worst one is chase, I really expected more from you guys. But online app is good one.
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Product: Chase Checking
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I had a claim for overcharging and they refused to accept supporting documents for my claim. The only digital way they will accept docs is through Secure Message Center that will not upload the documents. AND THERE IS NO TECHNICAL SUPPORT to fix the problem. So they just kept sending me to the thing that doesn't work and refused to talk about fixing it. It is exactly like they disabled it on purpose so you could not send them anything. I had to go to Staples to fax the docs, because a branch was so far away. I have had repeated problems with customer service not listening to me, just giving me negative canned responses and refusing to help me.
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Product: Chase Checking
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Review Chase Checking Accounts
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. For more general questions, visit our Answers section.
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Does Chase charge you $34 everyday for an overdraft? Or every month?
5
UpvotesReply
WalletHub
@WalletHub
Chase will charge you a fee of $34 each time you overdraw your account by more than $5. And once your account is overdrawn by that much, making additional purchases will result in more overdraft fees: $34 each time, no matter how small the transaction is. You can be charged a maximum of 3 Chase overdraft fees per day. But those fees will be refunded if your account balance is overdrawn by $5 or less at the end of the business day on which the overdraft occurs.
However, if your account is overdrawn for 5 consecutive business days, even by $5 or less, a $15 “extended overdraft fee” will be assessed.
For more information, including how to avoid fees, check out WalletHub's article on overdraft protection.
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What's the best Chase signup bonus?
9
UpvotesReply
Lisa Cahill
@lisacahill
The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There's also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.
Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 80,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 80,000 points are worth $1,000 when redeemed for travel.
Best Chase Signup Bonuses
- Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
- Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
- Chase Sapphire Preferred® Card: 80,000 points once you spend $4,000 in the first 3 months.
- Chase Freedom Unlimited®: $200 when you spend $500 in the first 3 months.
- IHG® Rewards Club Premier Credit Card: 125,000 points and a free night certificate once you spend $3,000 in the first 3 months.
These signup bonuses certainly sweeten the deal if you've been considering a new Chase card or bank account recently.
I was wondering if I have a spending limit on my card?
18
UpvotesReply
WalletHub
@WalletHub
Normally, the spending limit is your current balance. However, you can overdraft it, but you will be charged fees.
How much can I overdraw from my account and can I overdraw from an ATM? I do have direct deposit.
17
UpvotesReply
WalletHub
@WalletHub
You can overdraw from an ATM, but the bank pays overdrafts at its' discretion. For information about the maximum amount you can overdraw, please contact customer service at 1-800-935-9935.
Would having a Chase Sapphire reserve care eliminate the monthly service fee of $12?
14
UpvotesReply
WalletHub
@WalletHub
Unfortunately, having a Chase Sapphire credit card will not help you avoid the monthly service fee for the Chase Total checking account. Please visit the following link to find how you can avoid this fee: https://www.chase.com/checking/total-checking.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Chase Total Checking