This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a below-average balance."
User Reviews
3.7
Market Comparison
2.8
Fees: 1.9
Interest Rates: 0.0
Annual Cost: 3.2
Other Features: 5.0
APY
0.00%
Monthly Fee
$15
Signup Bonus
$300.00
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $0
Additional Info
New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
*With Chase Overdraft Assist℠, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."
User Reviews
3.7
Market Comparison
1.6
Fees: 1.8
Interest Rates: 0.0
Annual Cost: 1.4
Other Features: 5.0
APY
0.01%
Monthly Fee
$25
Signup Bonus
None
No ATM Fees
Interest Rate Breakdown
Balance
APY
$0+
0.01%
Minimum to Open: $0
Additional Info
No fee for Chase design checks when ordered through Chase.
No fee for counter checks, money orders and cashier's checks.
No Chase fee on 4 non-Chase ATM transactions each statement period.
Access to more than 15,000 ATMs and more than 4,700 branches.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for students."
User Reviews
4.0
Market Comparison
2.7
Fees: 2.8
Interest Rates: 0.0
Annual Cost: 2.7
Other Features: 5.0
APY
0.00%
Monthly Fee
None
Signup Bonus
$125.00
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $0
Additional Info
Enjoy $125 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
$0 Monthly Service Fee while in school up to the expected graduation date provided at account opening (five years maximum) for students 17-24 years old.
Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank.
With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for cash businesses."
User Reviews
3.3
Market Comparison
1.9
Fees: 3.3
Interest Rates: 0.0
Annual Cost: 2.0
Other Features: 5.0
APY
0.00%
Monthly Fee
$15
Signup Bonus
$500.00
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $0
Additional Info
Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
Multiple ways to connect with Chase. Get personal attention paired with a large-scale presence, including more than 4,900 local branches and 15,400 ATMs. Plus, bank on your phone with the Chase Mobile® app.
Chase for Business guidance you can count on. Access business insights and tools to help you grow. Meet with our team of bankers or go to our online Resource Center to find helpful information.
Chase Business Complete Checking does more for your business. Featuring multiple ways to pay and get paid, like built-in invoicing and card acceptance, Zelle®, and Tap to Pay on iPhone, to help improve your cash flow.
Waivable service fee. Multiple ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance or making at least $2,000 in purchases per month with your Chase Ink® Business credit card.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."
Market Comparison
4.0
Fees: 4.2
Interest Rates: 0.0
Annual Cost: 4.3
Other Features: 5.0
APY
0.00%
Monthly Fee
$4.95
Signup Bonus
$100.00
No Overdraft Fee
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $0
Additional Info
New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."
Market Comparison
2.8
Fees: 3.5
Interest Rates: 0.0
Annual Cost: 2.6
Other Features: 5.0
APY
0.01%
Monthly Fee
$35
Signup Bonus
Up to $3,000
No ATM FeesNo Overdraft FeeNo Foreign Fee
Interest Rate Breakdown
Balance
APY
$0+
0.01%
Minimum to Open: $0
Additional Info
You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000.
No fees at Chase and non-Chase ATMs worldwide.
No Chase fee on incoming or outgoing wire transfers.
Get higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and access to events, including cultural and sporting events, family experiences, and financial seminars.
Enhance your relationship with J.P. Morgan Wealth Management and partner 1:1 with a dedicated J.P. Morgan Private Client Advisor who can create a personalized financial strategy and custom investment portfolio. Get a holistic view of your banking and investing, and make seamless transfers between accounts with the Chase Mobile® app.*
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
*J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: • NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NO BANK GUARANTEE • MAY LOSE VALUE
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for students."
Market Comparison
2.7
Fees: 2.8
Interest Rates: 0.0
Annual Cost: 2.7
Other Features: 5.0
APY
0.00%
Monthly Fee
None
Signup Bonus
$125.00
Interest Rate Breakdown
Balance
APY
$0+
0.00%
Minimum to Open: $0
Additional Info
Your teen gets $125 when you open a new Chase High School Checking℠ account together with qualifying activities within 60 days of coupon enrollment.
As a co-owner of the account, you must be present at account opening.
$0 Monthly Service Fee
Help your teen build good money habits with their own debit card. Plus, they can add their debit card to their digital wallet.
Pay and get paid back from friends and family who have an eligible account at a participating U.S. bank. No fees and no waiting days for money to hit their account.
You and your teen can stay on top of their account activity by choosing which Account Alerts you both want to sign up for — such as low balance, posted payments, and more.
Chase makes it easy for your teen to access their money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
Chase is the best bank in the world. Their service is fast, reliable, and professional, and every visit leaves me impressed. I trust Chase completely and wouldn't want to bank anywhere else.
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Product: Chase Checking
Comment
0
0
royusaca @royusaca
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1 Star Rating
I have felt discriminated by Chase when an agent on the phone couldn't assist me because I didn't remember a supposed keyword that I had to say. I gave all my information, but I can't remember that word because I am 70 years old, and the system didn't recognize my voice because I had cancer surgery in my mouth. So he said, "I'm sorry, but I can't assist you."
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Product: Chase Checking
Comment
0
0
Brian Cline @B_Ryan06
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1 Star Rating
I opened a new account here since my current bank didn't do large wire transfers. Literally my first large wire to an investment platform was flagged by fraud protection and placed on hold. Then i get a call from the fraud ppl claiming my transfer is a scam even though they allowed smaller ones to go through. They restricted my account and am BANNED FOR LIFE! This is so extreme. Just deny the wire, you don't kick them out forever. Now they are witholding all my funds until they feel like giving it back. "It takes time sir" how inconsiderate knowing you're witholding my life savings. I am considering a lawyer. Worst bank I've ever been apart of. So glad i am no longer a client. They dont care about us
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Product: Chase Checking
Comment
0
0
Tony Montana @thetonymontana4
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1 Star Rating
Recently, I deposited a check through the mobile photo deposit, which was a big mistake. Chase is able to receive and accept my check funds, but I am not able to access them until 2 weeks later in my account. This does not make sense. I am closing my account until my check is cleared. Waiting 2 weeks for my hard-earned money to hit my account is ridiculous; people have bills to pay.
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Product: Chase Checking
Comment
0
0
Ed Hayden @me_32552
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1 Star Rating
Terrible bank! I deposited a check and was told funds would be available the following day. In the morning, I checked and verified the funds were available. I wrote a time-sensitive check, and by the end of the day, Chase put the deposit on hold after showing availability. They admitted responsibility for the issue but refused to take responsibility and pay the fees associated with the bounced check with the other institution.
Terrible!
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Product: Chase Checking
Comment
0
0
ginogh275 @ginogh275
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1 Star Rating
I'd rather rate Chase bank with NO STARS because they constantly fail at executing wire transfers. They impose ridiculously low transfer limits which are very restrictive, unnecessary, and are below the levels of my better banks. They can't perform the wire transfer even when I go to the bank and have them initiate it. Their fraud department unnecessarily flags it for a mandatory phone call interview and places a HOLD on the transfer where they ask me a bunch of questions that are none of their business. Some of those questions seem to be more market research related, not safety or fraud related. I have to leave this bank. They are chasing me away, and now I have to notify others who make direct deposits to send the money elsewhere.
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Product: Chase Checking
Comment
1
0
Brian Cline @B_Ryan06
I had the same issue. I came to chase because i heard they were great with wire transfers. They put all my transfers on hold and closed my accounts. Now i have to wait for them to mail my money back. This is outright theft to not give it back immediately.
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Comment
0
0
Roe Captay @rcat1339
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1 Star Rating
Shame... I write every transaction down to keep track of my balance, and some weeks there are no problems. But sometimes the balance doesn't quite equal what it should. For that reason, I cannot trust this bank. It makes it difficult to open a savings account with an untrustworthy establishment. It makes me wonder...
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Product: Chase Checking
Comment
0
0
Yasmeen Khan @yasmeenkhan7860
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5 Star Rating
I have had a very good experience with Chase for the last ten years. Coming from Bank of America, I can honestly say that I've been so pleased no one could sway me to change, even with deposit bonuses. However, the service I received today was such that I could never have expected. I just want to say that Chase truly cares about their customers. I wanted to hug the customer service representative on the phone. And while I am always happy with their customer service, I just want to say that today, I was amazed and brought to tears by their kindness.
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Product: Chase Checking
Comment
0
0
acmeinc @acmeinc
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1 Star Rating
If you are considering Chase Bank, run! I have been with Chase for a long time. I have witnessed them go downhill the whole time. Random check holds for no reason, Put two checks in last week. No problem. Put one check in today from the same payee, U.S. Treasury. Eleven-day hold in the digital age. Come on. This is my last straw. I will be talking to another bank on Monday. And this is not the only problem. But it's the one I'm wasting my time around. Don't make this mistake.
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Product: Chase Checking
Comment
0
0
Teresa stewart @Teresadiane47
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1 Star Rating
Yes, I applied for a Chase checking account online, and when my card arrived in the mail, I quickly learned it was a prepaid account. Let me tell you, everyone and their brother can hack your account with Chase. They offer the most inadequate fraud protection. Hackers get to take your money out of your account before Chase allows you to dispute the charge instead of being able to dispute the charge right away to prevent someone from taking your money to begin with. I do not recommend anyone ever getting a checking account at Chase. You can't ever speak to customer service, and if you do, it's always someone who does not speak very good English. I am moving my money from Chase because they are a joke as far as banking is concerned.
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Product: Chase Checking
Comment
0
0
Review Chase Checking Accounts
Chase Checking Accounts Q&A
Get answers to your questions about Chase Checking Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You can overdraw from an ATM, but the bank pays overdrafts at its' discretion. For information about the maximum amount you can overdraw, please contact customer service at 1-800-935-9935.
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