People choose WalletHub over any other app because they not only get all the budgeting features they will ever need at a low cost, but they also get industry-leading credit improvement and identity protection features.

The WalletHub app lets you automatically sync your bank accounts and credit cards, create a personalized budget tailored to your habits, get spending insights that can help save money, get automatic notifications for suspicious spending activity, and more. You’ll also have access to an intuitive debt payoff plan and unique features like a transaction validator that accounts for every dollar spent, including tips, ensuring you stay on top of your financial goals.

Overall, WalletHub is a one-stop shop for managing and improving your finances. You can get daily updates to your credit score and report, 24/7 credit monitoring, dark web monitoring, net-worth tracking, $1 million in identity theft insurance, identity restoration services, and the WalletScore that tracks your overall financial health. You can also get help finding the best credit card, loan, insurance, etc.

WalletHub makes it easy to create a budget that will work for you. You can take a simple, high-level approach and only budget for your overall income and expenses, if you want to. You could also take a very detailed approach and budget at the sub-category level.

In addition, WalletHub offers a unique collection of perks designed to improve your budgeting experience and lead to better results. Some examples of budgeting features include:

• Spending tracker
• Choose between five popular budgeting methods
• Net Worth
• Transaction Importer
• Transaction Alerts
• Subscription Manager
• Savings Goals
• Automatic Financial Account Sync
• AI-enhanced Transactions
• Transaction Validator
• Account Sharing

WalletHub allows you to choose between five different budgeting methods:

• Simple Budgeting - Only budget for total income and expenses.
• Pay Yourself First - Prioritize saving for the future.
• Envelope Budgeting - Budget at the category level.
• Micro-envelope Budgeting - Budget at the sub-category level.
• 50/30/20 Budget - Budget 50% for must-haves, 30% for nice-to-haves, and 20% for savings.

In other words, you can make your WalletHub budget as simple or in-depth as you want it to be. It’s your budget, after all.

WalletHub’s subscription manager makes it easy to see what recurring expenses you’re signed up for and then cancel any subscriptions you don’t want or use. Identifying and eliminating wasteful spending is an important part of budgeting, and we’re happy to help you save!

WalletHub helps you plan for savings goals by making room in your budget and encouraging you to stay on track. You can set a variety of different goals on WalletHub, from building an emergency fund to buying a house, and you can choose how much to save per month or over a longer period of time. You can even assign a bank account to each goal. Once you set your goals, they’re incorporated into your overall budget.

The most important things to consider when choosing a budgeting app are the cost, the features the app provides (including non-budgeting features), security, and reviews. You want an app that is safe, well thought of, and a good value. We’re obviously biased, but that sure does sound like a description of WalletHub.