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UpvotesStanford Federal Credit Union Secured Visa® Credit Card Reviews: Is It Worth It? (2025)Reviews, rates, fees, and customer service info for The Stanford Federal Credit Union Secured Visa® Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubNo membership feesNo foreign feeQualify with limited or no credit historyNo rewardsHigh regular APRRequires security deposit
WalletHubNo membership feesNo foreign feeQualify with limited or no credit historyNo rewardsHigh regular APRRequires security depositStanford Federal Credit Union Secured Visa® Credit Card
Stanford Federal Credit Union Secured Visa® Credit Card
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KEY TERMS
Credit Score
Credit Score
Fair Credit, Limited History, No Credit
Minimum Security Deposit
See terms
Fees
One-Time Fees$0
Annual Fee$0
Monthly Fee$0
APR on Purchases
17.99%
Stanford Federal Credit Union Secured Visa® Credit Card's Additional Info
The Secured Credit Card uses your savings account, certificate, or money market account as collateral.
Purchase Security, Roadside dispatch, Extended Protection, and more.
Online management tools in Card Center, like text alerts and locking/unlocking your card.
Apple Pay, Samsung Pay and Google Pay — available with your credit card.
| cash advance fee | $0 |
| cash advance APR | 17.99% |
| foreign transaction fee | 0% |
| smart chip | Yes |
| max late fee | $7 |
| max overlimit fee | $0 |
| max penalty APR | None |
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Stanford Federal Credit Union Secured Visa® Credit Card Pros & Cons
No membership fees
No foreign fee
Qualify with limited or no credit history
No rewards
High regular APR
Requires security deposit
Compare The Stanford Federal Credit Union Secured Visa® Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR17.99% | Regular APR13.5% - 18.00% (V) | Regular APR29.49% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Stanford Federal Credit Union Secured Visa® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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UpvotesWhat is the Stanford Federal Credit Union Secured Visa credit card credit limit?
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WalletHub
Stanford Federal Credit Union does not disclose the Stanford FCU Secured Visa credit limit. Your savings account is used as collateral on your secured credit card, but the exact amount of your credit line is to be determined upon approval.
You will have to set up an appointment to visit a branch to submit your application, which you can do here.
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We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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Offer last updated: Aug 18th, 2025 at 09:48 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
Not Offered
REGULAR APR
13.5% - 18.00% (V)
ANNUAL FEE
$0
REWARDS RATE
1 - 2 points / $1
BONUS OFFER
20,000 points
MINIMUM CREDIT