American Credit Acceptance

Expensive interest rate. Take advantage of people with low credit scores customer service is ok just hard to understand the representative.

You have got to be crazy if you ever ever deal with this company. Predatory lenders is what I call them. This is absolutely the worst decision that I could’ve ever made.

Loan paid off 3 months ago, still report as 30 days past due. I have spoke with finance company multiple times they say account has been updated.

Loan is too high, interest rate is awful.. Car isn't worth what I'm paying. Wasn't what I thought I was buying when I bought this car.

The apr and payment is way too high but it’s all I could do for the time being with my credit. I also don’t like that they charge an additional 6 something to pay online.

I’ve been very lucky to with these people. Time easiest car loan ever. I’m excited to be almost paid off. Now to finance a newer car. Thank you ACA

It was a good experience when I had no other alternative. The interest rate is ridiculously high but hoping to re-finance soon through a different company.

I do NOT recommend this company to anyone! I rather try and eat water with a FORK. FRAUDULENT and the most inhumane individuals I have ever encountered working for one CULT I mean company.

I was approved and pay on time. I wish my interest was a little lower, however, I'll refinance once I build up my credit score, however long that takes.

I’ve been with this company since 2020 never had a problem until . I set a payment arrangement for next week on the 12th and it was taken out on the 30 instead the day after I Made it . I set the payment on the 12th so I made sure I could pay my rent on the first . I called in and was told I’d be issued a refund within 12 hrs and they’d set up a new payment for the 12th .. here we are 4 days later and no money has been put back into my account . I called and they said a refund was never issued . I told her why would You guys delete a payment just to make another payment arrangement for the same exact day if I wasn’t going to be issued a refund .. doesn’t make sense. Then she said she’d have to review the call but it would take 48 hrs .. ridiculous . Now I have late fees for my rent and can’t even pay the rent until the 12 th . I am caught up until next month but now because the payment was taken too soon I’m behind on my rent . Don’t go with them . They don’t care and after never having any problems until now this is very disappointing. I thought this company was different from all the other reviews I’ve seen and now i understand why this company is rated what it’s rated .