Credit Sesame

This site requires you to sign up for their debit card and then charges you fees to use it. When you cancel the card, it negatively impacts your credit rating. Use Credit Karma instead. It's a SCAM, NOT USEFUL, STAY AWAY.

I'm very unhappy with this 'card' and honestly wish that I had never applied for it! I deposited $500 and they nickel-and-dimed me until they drained the balance. I would never recommend this card to anyone now or in the future!

These guys sent me an email saying I might be qualified for a credit card. I applied because the odds were good, but I did not qualify. I lost 2 points off my score. Then I received an email asking me to join the premium plan. Are you serious?

The Credit Sesame Card is a great option for those looking to build or improve their credit score. It offers free access to your credit score, personalized recommendations, and no annual fees. The card also reports to all three major credit bureaus, helping you establish or rebuild your credit with ease. Overall, it's a solid choice for anyone looking to manage their credit without the hassle of extra fees.

0/5 stars! Absolutely terrible! I used it as my direct deposit. If it hadn't been for my aunt checking my credit on Credit Karma, which showed a card usage with Credit sesame of 1543% and using $762 of $50, I would have been unaware - because I used it for my direct deposits. I called a week ago 2/26/25 and have yet to hear back. When I call again 3/5/25 the person I need to speak with is "out sick." This situation has destroyed the credit that I've been working so hard to build. At age 27 with 3 kids, a good credit score is detrimental for some of the things I have access to and need. 0/5.

Horrible. If you want a bad report on your credit file, this is the card. What they don't tell you is if you don't have the account set to auto-pay, it's counted as a late payment on your credit. So, how can this help? Absolutely not, and then you get a bad report after. Dislike them.

If I could give zero stars, I would. They don't know how to accurately assess one's creditworthiness. Don't bother with this company. I definitely don't recommend it.

DO NOT USE SESAME CASH! Sesame Cash destroyed my credit. I started with Sesame Cash by depositing $300 in July. I used the card daily and added $300 at the beginning of each month. In September, I received a late payment notice on my report which dropped my credit score by 271 points. I called Sesame Cash and was told there was nothing they could do about it and was given another number, which was just a recording. I then added more money, taking my account to $590 in September, and made no purchases until last night. Today, I received a notification indicating a late payment for Sesame Cash. It states that I missed a $512 payment even though I made no purchases in September or October. I currently have $554 in Sesame Cash. My credit score is in the 400s, and I am trying to move this month. On September 12, 2024, I had a defibrillator put in, and I will be getting a catheter put in on October 9th. I am a candidate for a heart transplant. Now, I am about to be homeless in a couple of weeks because of the inaccurate information Sesame Cash is reporting to the credit bureau. Sesame Cash is ruining my life for no reason. I'm just ready to give up right now.

I've used Credit Sesame. If you have Credit Karma, there's no need for Credit Sesame. Credit Sesame's notifications of new alerts do not seem to go away, even when I click on them. It still shows I have 16 new alerts, even though I clicked on them and read them. The red dot does not go away. There's no way to archive notifications. The new dates for the notifications are mixed among the older notifications. I got tired of sifting through all of that, so I deactivated my account.

Credit Sesame has opened and added an account to my credit report without my knowledge or permission. I only have one account with them that I opened in November of 2021. TransUnion is reporting two accounts. Credit Sesame has created a duplicate account, made the account number similar to my real account number, and, to add insult to injury, listed the credit limit as $0. This fraudulent account has caused my credit score to drop, as it appears I have just opened a new account. Their customer service is horrible. They refuse to let me speak with a supervisor, no matter what I say the problem is. I'm starting to think they don't have a supervisor. I've been paying Credit Sesame $10 a month to build my credit; instead, they're ruining it. Please stay away from Credit Sesame. They have shady business practices, hidden fees, and terrible customer service.

The account was closed with a $100.00 credit owe back to me and.credot sesame never returned my money , know they are reporting$ 0 .00 payment is not made on account. No wonder my credit score is so low on Trans Union. Will contact them and.result this once and.for.all.

I've had this crap sesame card for 2 years and it hasn't improved my score any different than if I had not taken it. It was free upto about 5 months ago now they charge $9.99 amounts and $3 if I don't use it EACH month. Don't get it

Awesome, easy, rewarding. I would honestly recommend it to friend, and family. Pay on time and you will get an increase in your credit card.

They have been all right, is Kata. Raise my credit a little bit and it kind of helped me improve on a lot of things. But for the most part, they could do a little better

Credit cash is the worst card I've got. They ask you to deposit money in your account, then they charge fees without notice. To get hold of customer service, it took 4 days through chat and phone calls. I'm closing my credit cash account and also stop using credit sesame at all. ?