Tilt
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1 Star Rating
Don't send me pre-approval and then not approve. If it had said pre-qualified, I would have ignored it. Now I have a mark on my credit report for no reason.
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Tilt
Tilt is developing an alternative credit system aimed at expanding access to fair credit. Traditional lenders often overlook the progress and effort of many individuals—over 100 million in the U.S. alone—who remain underserved. Tilt’s underwriting approach accounts for work and persistence, rather than relying solely on conventional metrics. The model is still evolving, and the team continues to refine it with the goal of building a fairer system for those excluded by current standards.
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Tilt Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/09/2026.
3.9
88 reviews from WalletHub and across the web
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Tilt
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1 Star Rating
Bad communication with this company!
Product: Tilt Loc
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Tilt
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5 Star Rating
Great to start and add credit to your profile. I got a 1.5K then it was bumped to 2K after setting up autopay.
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2 Star Rating
The first advance was $100, guaranteed to be higher. I paid it before the due date. The second attempted advance offered $50. I searched for a customer service phone number but found none. I found an email and sent a message inquiring why the amount went down instead of remaining the same or increasing. I received no reply. When I checked my account again, the offer had decreased from $50 to $25. I closed my account.
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2 Star Rating
I have used Empower/now Tilt for a long time. I never had any issues obtaining my loans and repaying them. I loved this app! Back in May, I lost access to my phone and had to create a new email and get a new number. I updated my information in the Tilt app and had no problem for 3 months. Suddenly, it says I need to verify my account, but it keeps sending the verification code to my old email. I've reached out to support, but it's like since they changed to Tilt, support doesn't exist. I had to unsubscribe because they kept taking the $8 fee even though I couldn't access any money for months.
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2 Star Rating
I signed up for the cash advance and auto-save features, but I currently have no way to access or withdraw my funds from the savings account. I have reached out for support, but the response times have been extremely slow and not very helpful.
I need access to my money, and if this continues without a solution, I may have to consider contacting an attorney.
I need access to my money, and if this continues without a solution, I may have to consider contacting an attorney.
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1 Star Rating
This has to be the biggest rip-off in the world. They give you no information until the end of your application, then give you 10 days to pay it back. I did that promptly. They should be shut down for taking advantage of people the way they do. Shame on you, shame on you.
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5 Star Rating
So far it's an excellent app to have. They make it clear there's a same-day fee, and no fee if you can wait to get it in your bank account. It starts out at 75, then you pay it off, I got now 150 yesterday, but I'm waiting. If you wait a few more days before accepting, the amount likely will go up each day in the next few days. Yesterday it said 100, today it says 150, tomorrow it's showing 200. So yeah, cool app. Use it right and it's a lifesaver!
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Tilt
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1 Star Rating
They get one star because they don't ensure your check hits your account, and you have to pay late fees. And when you try to align with your check date, they won't let you, as if they're out to get you.
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Tilt
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1 Star Rating
The app will not allow you to change the primary account on your thrive account so whichever you sign up with is the last one you will be able to use. The app has AI bots for support. The bot literally told me it seems the apps functionality doesn't exist, customer service has no ability to assist me with this issue and to not make any changes to my account but hope in the future for an update to address the issue. I can't believe technology has come so far to have such a short leash. Thrive should be embarrassed.
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5 Star Rating
I found Tilt super helpful when I needed it. The app is very intuitive, and I was approved almost instantly. Love the new design too.
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Tilt
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5 Star Rating
The absolute credit no-credit option gives you a pretty good limit based on your income, and it can automatically be repaid within four payments without interest, or you can choose a longer term. They won't ever charge a late fee if, for some reason, you don't have the money on that date. It's honestly the best thing that has happened to me.
Product: Tilt Credit Cards
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Tilt
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5 Star Rating
Sometimes you just need cash. Empower is there for you. A good payment history leads to an increase in your accessible funds. It monitors my spending and credit score as well. $8 a month is well worth the convenience.
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Tilt
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5 Star Rating
Great people to work with. Would use them again. They made things so easy, just when I needed a little extra money. You'd be making a smart decision to go with Empower!
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+ 56 ratings from across the web
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Tilt Q&A(4 questions)
Get answers to your questions about Tilt below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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UpvotesHow do Tilt credit cards work?
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John Miller
Tilt credit cards work the same as most other credit cards, allowing you to make purchases on credit and then pay off your balance at a later date. The credit limit is decided based on your credit history and income and you'll be charged interest at the card's APR if you carry a balance from month to month.
Currently, Tilt offers three credit cards:
- Tilt Essentials Card
- Tilt Motion Card
- Tilt Engage Card ...
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