First Financial Federal Credit Union serves the employees, students, and parents of the Baltimore, Carroll, Somerset, and Worcester County Public School systems, as well as the employees and families of many private schools, colleges, hospitals, and businesses in Baltimore, Carroll, Somerset, and Worcester counties. First Financial offers a wide variety of financial products and... show more
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First Financial Federal Credit Union of Maryland Reviews
5
41%
4
9%
3
14%
2
9%
1
27%
3.3
22 reviews
22 reviews
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First Financial Federal Credit Union of Maryland
Bess RS @Bess18
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1 Star Rating
Shady practices include canceling remote deposit services within the app without informing the customer until after the customer realizes they can’t pay their bills from that account because they have no way to put money in the account because they no longer live in the state of Maryland. After informing First Financial Credit Union of this, I was told it was my problem to fix. No, it’s not. Maybe don’t turn off features like remote deposit for your out-of-state customers.
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Product: First Financial Federal Credit Union of Maryland Credit Cards
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hi Bess, thank you for taking the time to leave this detailed feedback and we are sorry to hear our services did not live up to your expectations. Please know we use member comments to deliver a better experience in the future and will be sure to pass your feedback along for further review. We are always willing to listen so if you have additional comments, please call our Member Services team directly at 410-321-6060 so we can make sure it's properly addressed. Thanks again for the feedback!
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Bess RS @Bess18
@FFFCUOfMD You’ve never listened when I’ve tried talking to you before. Why would you listen now? At the end of the day, you are a business, you don’t care about your customers you only care about the bottom line. All I can do is warn others to think twice before doing any business with you.
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First Financial Federal Credit Union of Maryland
cruzanjeanette18 @cruzanjeanette18
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5 Star Rating
My experience with this bank has been incredible. The staff has always been so kind and helpful. I have recently worked with Theresa D., and she is absolutely the most pleasant woman I've encountered in a very long time as far as businesses go. Along with her help and assurance at First Financial, my life has been changed for the better. Thank you.
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Product: First Financial Federal Credit Union of Maryland Business Services
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Thank you for the five-star rating! We are thrilled that you loved your experience and have shared your wonderful comments with Theresa. She will be delighted to read what you wrote! Thank you for your kind words and we look forward to serving you again in the future!
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First Financial Federal Credit Union of Maryland
ty mack @tkmack929
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1 Star Rating
Absolutely terrible customer service. They do nothing for loyal customers. You wait over two weeks for refunds. They are closed on the weekends. Extremely inconvenient.
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Product: First Financial Federal Credit Union of Maryland Checking
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hello! Thank you for taking the time to leave us this review. We are disappointed to hear our service did not meet your expectations. You've provided us with a lot of great information and will certainly utilize your comments to create a better experience for our members. Please know your comments have been shared for further review and we appreciate the feedback. Thank you!
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First Financial Federal Credit Union of Maryland
Mark Manger @mk_manger
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1 Star Rating
Do not bank here. They have drastically gone down hill. If you like fraudulent charges and hacked accounts all the time then bank here. The fraud department will not be able to catch fraudulent charges or issues let alone even let you know of them. I was notified after over a month of fraud charges more then 15 fraud charges. You cant get a hold of anyone they all just pass you around in circles. Even the bank manager spent 20 minutes to try and get a hold of no one to answer. So If you want a bank you can trust find a reputable one, if you dont care about your money bank here
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Product: First Financial Federal Credit Union of Maryland Checking
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hi Mark, thank you for the feedback on your experience and we apologize for the inconvenience. Please know we have shared your comments for further review and will use this information to help deliver a better experience to our members in the future. Thanks again for taking the time to give us this feedback.
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First Financial Federal Credit Union of Maryland
Hannah @hfilliaux81
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5 Star Rating
Verified Customer
First financial has great customer service and helped me get a loan to help me build credit and even let me choose how I wanted to pay and when.
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Product: First Financial Federal Credit Union of Maryland Personal Loans
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Wow! Thanks, Hannah for the great review and comments! We are so happy to hear that you love coming to First Financial! It is sincerely our privilege to assist you with your financial needs. Thanks for being a loyal member!
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First Financial Federal Credit Union of Maryland
jmary1967 @jmary1967
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2 Star Rating
I’ve had a checking account, savings account and a loan with FFF of Md for 30 years. They were great until about 3 years ago. Their Customer Service is absolutely horrible now. I have to wait on hold for an average of 25-35 minutes every time I call. The representatives are poorly trained and often give incorrect information. Their website is awful now. Overall huge decline.
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Product: First Financial Federal Credit Union of Maryland Checking
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hello, thank you for taking the time to leave us the detailed feedback and user rating. We are sorry to hear our service did not live up to your expectations and will certainly utilize this information to improve our processes and create a better experience for our members. Thanks again for the very feedback!
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First Financial Federal Credit Union of Maryland
monique @moniquehardingm
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5 Star Rating
Verified Customer
I'm so confused right now. Why did my credit score drop for paying off my card before the due date like I'm supposed to. I was told that was the correct thing to do
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Product: First Financial Federal Credit Union of Maryland Credit Cards
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hi Monique, thank you for reaching out and we apologize for the frustration. Please contact our Member Services team at 410-321-6060 option 5. They are the best point of contact and can assist you with your account and help answer any questions. Thank you for being a First Financial member!
***Reminder: Please do not share any sensitive account, personal or financial information online.
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First Financial Federal Credit Union of Maryland
latonya_santiful @latonya_santiful
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1 Star Rating
I hate this bank and can't wait to take my money out on Monday. I have direct deposit and for two paychecks straight they have my account blocked FOR NO REASON. I had to get a new card two weeks ago and NOONE could tell me what the problem was. Just got paid on Friday and lo and behold, I can't access my funds AGAIN and again NO ONE can tell me why. I have bills to pay that are late thanks to your bank.....I HATE THIS BANK AND WILL BE CLOSING MY ACCOUNT FIRST THING MONDAY MORNING...THEY OFFER NO ALTERNATIVES EITHER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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Product: First Financial Federal Credit Union of Maryland Checking
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hi Latonya, thank you for taking the time to leave us a review and feedback. We are disappointed to hear you did not receive the level of service we strive to
provide to our members. Please know that your feedback will help us improve our processes and your comments have been shared with our Member Services Supervisors for further review. We apologize for the inconvenience.
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First Financial Federal Credit Union of Maryland
Robert Halstead @rhalstead72
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2 Star Rating
Why would they close the drive thru 2 hours early for the employees protection? It’s a drive thru. Wendy’s and McDonald’s is open. How do you expect customers to get anything done? I need to deposit a large check from my 401k that I cannot do on the AP. I love how you call before 3:00 and they just leave you on hold toll after 3 so they don’t have to answer. Time to change banks.
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Product: First Financial Federal Credit Union of Maryland Business Services
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Hi Robert, thank you for taking the time to share your review and we apologize for the inconvenience. Especially during these unprecedented times, we have tried to maintain the level of service we strive to provide our members and are sorry to hear that we did not meet your expectations. Please know we'll use your feedback to help deliver a better experience in the future.
While our branches have temporary shorter hours, we now have extended Member Services Call Center hours Monday through Friday 8am to 11pm or weekends 9am to 5pm. They can be reached at 410-321-6060 option 5. Thank you for your feedback and membership.
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First Financial Federal Credit Union of Maryland
bradley @bradleym_39
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5 Star Rating
Verified Customer
Grate place to do all banking, low fees and fantastic service. They have the lowest rates on mortgages credit cards auto loans. also a good place for checking
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Product: First Financial Federal Credit Union of Maryland Credit Cards
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First Financial Federal Credit Union of Maryland @FFFCUOfMD
Thank you for the five-star rating, Bradley! We are excited to be your credit union and pleased to hear about the experience you have had. We look forward to many great years with you as a member.
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First Financial Federal Credit Union of Maryland
akilajohnson2015 @akilajohnson2015
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3 Star Rating
Started off loving this credit union, I've only been with them for a few years but everything was great! I've had 3loans with them so far and didn't have any problems in the beginning with the loan application process, etc. I'm not sure if they have new staff or what but they sent me on a wild goose chase while trying to get a new loan. I was approved, then denied, then approved and denied again. It was annoying and frustrating to deal with. I initially applied for the first loan, one of the representatives applied for the second loan for me but the numbers were off and I spoke to different reps who told me different things/numbers. I'm really annoyed with the miscommunication!!!!! And most likely will never take out a loan with them again. They give you the run around and false hope. A coouple if the reps were really nice while trying to explain what happened, the others just sucked and need more training! trying to explain what happened
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Product: First Financial Federal Credit Union of Maryland Personal Loans
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First Financial Federal Credit Union of Maryland
George Mureithi @reithig
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1 Star Rating
This bank deserves zero star.
My Mum is a senior citizen has had an account with FFFCU for many years.
On July 27, she went to her branch to make an international wire transfer to CFC Stanbic Bank Kenya. The transfer request was handed to Christina Hoffmann. On receipt, Christina claimed that the bank account was not correct. So what does she do? She went ahead and changed the account number without the my Mum's consent.
Surprise surprise, no funds were received in the account by August 23. All this time, my Mum made several visits to the bank to follow up on a wire transfer confirmation or reference number but Christina insisted that no confirmation or reference number had been received. At some point along the ordeal, she admitted after the funds had been sent to the wrong account number but the error had been corrected on August 3. Then the stories started changing "we have sent an email to American Express but not received a response", "the money must be with CFC Stanbic". Days turned into weeks for a wire transfer that should take 48 hrs tops.
So last Friday, August 19, my Mum got a reference number. I called CFC Stanbic Customer Care. CFC Stanbic confirmed they had received the funds on July 29 but were unable to credit the account because the account number was incorrect. On August 1, CFC Stanbic sent a request for the correct account number to be sent within 5 days. After no correct account number was received, CFC Bank sent back the funds on August 9. All that was done by CFC Stanbic within 10 minutes of my call and was followed up with an email with attachments to support their claims which were forwarded to FFFCU.
This morning August 23, my Mum and sister went to FFFCU. FFFCU could not confirm the funds had been transferred to the correct account. After heated exchange the funds including charges were credited back to her account.
The customer experience at this bank sucks. The staff are evasive, unresponsive and reactive rather than proactive. It's the last place I would open a bank account.
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First Financial Federal Credit Union of Maryland
Thurston Moore @hurricanewrists
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5 Star Rating
I was a member of First Financial Credit Union of Maryland during my time living in Maryland, and I would definitely recommend them for anyone with a branch near them. Their fees are very reasonable and you're given a lot of tools to manage your finances. Their customer service, while slow at times, is excellent and was very helpful in resolving an issue I had with identity theft. Your money is definitely in good hands at First Financial Federal Credit Union.
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Product: First Financial Federal Credit Union of Maryland Checking
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First Financial Federal Credit Union of Maryland
Amy @amster
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4 Star Rating
I've done my banking with First Financial for quite a few years now. While it's true there aren't many locations, the staff at the locations they do have is wonderful. I'm always waited on promptly, and if I have a problem, it's taken care of in no time. I've never had an issue getting to a location, or finding an ATM to get cash from. Some do charge a small fee, but if you ask, they will tell you where you can go to avoid the fees. Doing my banking here has always been extremely easy, which is why I've had the account for so long.
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Product: First Financial Federal Credit Union of Maryland Checking
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First Financial Federal Credit Union of Maryland
Curt @CurtF
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3 Star Rating
My parents had a savings account set up for me through the First Financial Federal Credit Union of Maryland. There wasn't a whole lot of money in there but I figured I'd keep contributing to it when I started working. Everything was fine and dandy when I put money in, but when I tried to change things up, I ran into some issues. Everyone that I dealt with was courteous and nice and I was understanding that there was nothing they could do, but I was getting knocked around with fees and disclosures that seemed a bit unnecessary to me. All in all, I took my business elsewhere.
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Product: First Financial Federal Credit Union of Maryland Savings & CDs
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First Financial Federal Credit Union of Maryland Offers
Business Services
Car Loans
Checking
Credit Cards
Home Equity
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Mortgages
Personal Loans
Savings
CDs
Student Loans
First Financial Federal Credit Union of Maryland Q&A(5 questions)
Get answers to your questions about First Financial Federal Credit Union of Maryland below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
If your direct deposit hasn't posted to your First Financial Federal Credit Union of Maryland account, it could be because the deposit was not received by the credit union. You should contact them for more information.
Thanks for your question! Our coin machines are available to First Financial members only and there is no fee to use the machine. When you place your change in the machine, it is automatically deposited into your savings or checking account.
To become a member of the credit union you may work for or be an immediate family member of an employee of one of these groups; volunteer at one of the schools, hospitals or parishes; or be a student of a school or college that is within the credit union's field of membership. Please find the credit union's field of membership here: https://www.firstfinancial.org/membership/seg.htm.
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