Great American Finance Co. has been in the financial services business since 1932 providing financing to individuals through our approved retail home furnishing dealers and direct personal cash loans. GAFCo evaluates credit requests by relying on our 75 plus years of experience. We use a computer generated scoring system as well as a manual... show more
Great American Finance Company Reviews
5
43%
4
0%
3
7%
2
7%
1
43%
2.9
14 reviews
14 reviews
What's Your Rating?
Review sort
Great American Finance Company
Alfonsomata58 @Alfonsomata58
Report Abuse
1 Star Rating
this is the worst company to do business with. i got a loan on some furniture. $1600 I did not get my payment book until 4 months after i pick up my furniture from the room place by then they told me that i was behind 4 payments. so i put my payment to be taken out every month i finish paying then i get a letter that i still owe them $650 because i of past interest. so i went back to my account and i found out that they charge me $ 30 +$10 every month so i pay them close to $3500 in total plus the 650 of interest that they said I stil owe them. DO NOT DO BUSINESS WITH THEM...
show more
show less
Comment
1
0
Great American Finance Company
Margarita Wiley @wiley57
Report Abuse
5 Star Rating
Paid one account off no problems just about done paying off another account all good . Thanks GAF This company has been great since first time using then and never needed to get them on phone it’s all online
show more
show less
Comment
0
0
Great American Finance Company
Sarah @sarahtaylor0121_1
Report Abuse
1 Star Rating
Horrible customer service. Can never get anyone to answer the phones. They charge interest when it was supposed to be deferred. SMH
show more
show less
Comment
0
0
Great American Finance Company
Brick Sullivan @Brick6863
Report Abuse
1 Star Rating
Doesn't answer customer service messages, Magicly Declined my pay off payment (that I have used to make every payment) causing deferred interest to accrue onto the account. sufficient funds in the account and high enough limit on the card to make the payment
show more
show less
Comment
0
0
Great American Finance Company
Martin @mugaldecov
Report Abuse
5 Star Rating
I paid of my balance in 3 month's and 2 month's later they gaved me a credit line increase without asking to 8,500 ?????♂️?
show more
show less
Comment
0
0
Great American Finance Company
Walteretta Collins @littlewaltys
Report Abuse
1 Star Rating
The Worst ever, I cancelled my purchase before it was shipped and filed a BBB Complaint this company never responded I decided to cancel after reading customer complaints Customer Service is Unprofessional, Rude, Unsettling. Buyer Beware
show more
show less
Comment
0
0
Great American Finance Company
Andrea @adfrederick35
Report Abuse
5 Star Rating
Verified Customer
Easy to sign up and there is no interest as long as it is paid in the recommended time frame. It is better than rent a center or any store like that
show more
show less
Product: Great American Finance Company Personal Loans
Comment
0
0
Great American Finance Company
Billy R Griffin Jr @Grffnblly
Report Abuse
5 Star Rating
Thanks for the credit, GAFCo! Yall are awesome sauce! Thanks for giving me a chance to add some positive credit points, where SyncroBank refused me!
show more
show less
Comment
0
0
Great American Finance Company
lianaa_5 @lianaa_5
Report Abuse
3 Star Rating
Read the fine print in your contracts. Sometimes they do not send invoices so do not rely on them to do so. No actual people seem to be reachable to speak with only automated services.
show more
show less
Comment
0
0
Great American Finance Company
Kate Cap @katiegirl154
Report Abuse
5 Star Rating
Great company and staff. Very easy to work with and would recommend to anyone looking for a lender. Nice being able to spread out payments.
show more
show less
Comment
0
0
Great American Finance Company
Shannon @nd4life
Report Abuse
2 Star Rating
Verified Customer
Just ok. If your starting off or have fair to low Credit this might work for you. On the other hand, if you have decent credit then stay away. The financial obligations that you will encounter if you don’t pay off the loan in a year.
show more
show less
Product: Great American Finance Company Personal Loans
Comment
0
0
Great American Finance Company
Gwendolyn @gwendolynn_5
Report Abuse
5 Star Rating
This account has been paid in full as of May 2020 please remove that balance from this account I am in good standard with this company
show more
show less
Comment
0
0
Great American Finance Company
Angela @amorman0914
Report Abuse
1 Star Rating
Verified Customer
I paid this balance off over a year ago and it is still appearing as if it's opened. I've reached out to GAFCO numerous of times and it hasn't been fixed.
show more
show less
Product: Great American Finance Company Personal Loans
Comment
0
0
Great American Finance Company
James @jpatton033
Report Abuse
1 Star Rating
I set up to have payments directly taken out of my account. The company stopped taking the payments without knowledge or permission. Then, I proceeded to pay off the loan in full and the service rep advised me that the payment system was down and would most likely be down for the rest of the week, but the system would allow me to pay only my minimum balance. There are also several similar reviews that can be found on google.
show more
show less
Comment
0
0
Review Great American Finance Company
Great American Finance Company Q&A
Get answers to your questions about Great American Finance Company below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Most Popular
Most Popular
Most Upvotes
Questions sort
Important Disclosures
Ad Disclosure: Certain offers,
companies or professionals (collectively “listings”) that appear on this site, originate from paying advertisers.
For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where listings appear on this site (including, for
example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array
of offers, companies and professionals, but our listings do not represent all financial services companies
or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does
not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely
independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict
editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch
content, data, and tools. You are responsible for deciding what financial products and providers are best
for your needs.
We work hard to show you up-to-date product terms, however, this information does
not originate from us and thus, we do not guarantee its accuracy.
Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering
institution. Please let us
know if you notice any differences.