Toco Warranty

280 Reviews

In the past, buying a vehicle service contract meant paying up front for years of coverage or making a large down payment. Toco decided that it didn't have to be that way. What if auto repair protection could be an easy, affordable monthly expense, much like a utility bill? What if, by paying a... show more

Toco Warranty Reviews

The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 06/01/2021.

4.1

What's Your Rating?

WalletHub
June 1, 2021 • @WalletHub

editor's review

Toco Warranty Review

Toco Warranty is a pretty good extended warranty company, based on coverage options, customer reviews, and complaints made to the Better Business Bureau (BBB). The company has an A+ rating and an accreditation from the BBB as well as a high rating from TrustPilot. Additionally, Toco Warranty has an average user rating of 4.1 out of 5 on WalletHub.

Toco Warranty offers vehicle service contracts, also known as extended warranties. These plans are meant to cover expensive car repairs arising from mechanical problems. Toco Warranty does not disclose the average price of its plans, though.

Toco Warranty Reviews & Ratings

Reviews on WalletHub: 4.1 out of 5
BBB: A+, accredited
TrustPilot Rating: 4.6 out of 5

Toco Warranty Plans

Toco Warranty offers three plans, with various coverage levels and eligibility requirements. The company’s most affordable plan is called the Blue plan. This plan offers slightly more coverage than the average competitor, since it covers the car's fuel system, cooling, transfer case, and more.

The Blue Plan Covers:

Engine
Transmission
Drive axle (front & rear)
4x4 Transfer case
Turbo/Supercharger
Electrical
Cooling
Air conditioning
Fuel system

Keep in mind that individual plans may vary depending on the vehicle and the state.

Toco Warranty Eligibility Requirements by Plan

Plan	Eligibility	Coverage
Blue plan	Under 175k miles and 20 years of age	Engine, transmission, drive axle, transfer case, turbo/supercharger, electrical, cooling, AC, and fuel system
Yellow plan	Under 100k miles and 10 years of age	Engine, transmission, drive axle, transfer case, turbo/supercharger, electrical, cooling, AC, fuel system, brakes, steering, suspension, electric high tech, technology package, and modern features package, with certain exclusions
Orange plan	Under 60k miles and 5 years of age	Engine, transmission, drive axle, transfer case, turbo/supercharger, electrical, cooling, AC, fuel system, brakes, steering, suspension, electric high tech, technology package, and modern features package, with certain exclusions

Bottom Line: Is Toco Warranty a Good Company?

Toco Warranty is an above-average company, given its strong customer service record. The company also offers three plans for vehicles with up to 175,000 miles, each of which provides more coverage than most of its competitors' equivalent plans. However, it’s worth noting that vehicle service plans often cost more in the long run than they cover in repairs.

If you are concerned about your vehicle’s reliability and want the additional peace of mind, the expense of a vehicle service contract from Toco Warranty could be worth it, but it depends on your individual circumstances. On the other hand, one alternative to purchasing a vehicle service contract is buying mechanical breakdown insurance from a car insurance company.

Comment

Review Toco Warranty

Toco Warranty Q&A(7 questions)

How much does Toco Warranty cost?

Upvotes

WalletHub

Toco Warranty does not disclose how much its plans cost, since the prices vary by location, driver information, and vehicle type. Toco Warranty sells vehicle service plans, which are similar to extended warranties and cover the cost of repairs to the car's systems and mechanical parts.

Key Things to Know About Toco Warranty Plans

Toco Warranty plans cover your vehicle's engine, transmission and drive axle.
Four different plans are available from Toco Warranty, giving drivers options in terms of coverage and cost.
To qualify for a Toco Warranty plan, cars must be less than 20 years old with fewer than 175,000 miles. Eligibility can also vary by plan.

Specific details may vary based on which Toco Warranty plan drivers purchase, but this list is a good example of Toco Warranty coverage.

It's also worth noting that mechanical breakdown insurance from a car insurance company is often a cheaper alternative to a third-party vehicle service plan or extended warranty. For more information, check out WalletHub's guides to mechanical breakdown insurance and extended warranties.

View more answers

Price on 2013 GMC/ Terrain 58659 miles excellent condition

Upvote

Toco Warranty

Hello,

Thank you for reaching out. A few factors are used to determine pricing, but we also want to make sure your vehicle qualifies for coverage. That said, you can visit our website to get a free quote, or you can give us a call so we can find the right coverage for you. https://www.tocowarranty.com/(855) 298-8626

Can a used car dealer sign up with you to offer warranties to customers?

Upvote

Toco Warranty

Hi,

Great question! We do have a program that will allow used car dealers to offer our plans to their customers. You can enroll using the link below. If you have additional questions, we have a team available to assist you.

https://poweredbytoco.com/login

Do you do warranty 2003 Hyundai Sonata

Upvote

Toco Warranty

Hi,

Thank you for reaching out. If the vehicle qualifies for coverage, we can provide coverage for a 2003 Hyundai Sonata. Feel free to visit our website to get a free quote, or you can give us a call so we can find the right coverage for you. https://www.tocowarranty.com/(855) 298-8626

I have a 2017 BMW X5M, with 31,187 miles on it, do you have a warranty for this and how much would it cost?

Upvote

Toco Warranty

Hello,

Toco Warranty Contact

What type of help do you need?

[email protected]

Visit Website

855-298-8626

opens at: 3:30pm

8501 Fallbrook Avenue, Suite 225

Canoga Park, CA 91304

CLAIMED PROFILE

Suggest An Edit

Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice. In addition, this information does not originate from us and thus, we do not guarantee its accuracy.

You can check the profile page of each professional or company to determine whether they are a paying advertiser (indicated by the word "sponsored"). Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. Furthermore, it is important to note that the inclusion of a financial company or professional on Wallet Hub does not necessarily indicate their involvement with the site or control over the information that we display. Information is displayed first and foremost for the benefit of consumers.

Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.