This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking with a low balance."
Market Comparison
3.6
Fees: 3.9
Interest Rates: 0.3
Annual Cost: 3.6
Other Features: 5.0
APY
0.40%
Monthly Fee
None
Signup Bonus
None
No ATM FeesLow Overdraft Fee
Interest Rate Breakdown
Balance
APY
$0+
0.40%
Minimum to Open: $0
Additional Info
Earn 0.40% APY with required activities
No minimum balance. No maintenance fees
Mastercard® Debit Card with access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network.
This product has been scored using WalletHub’s proprietary rating system for banking products. We evaluated this account for various consumer needs and picked the rating for the need with the highest score, which is "Everyday checking for cash businesses."
Market Comparison
2.4
Fees: 5.0
Interest Rates: 0.3
Annual Cost: 2.3
Other Features: 5.0
APY
0.20%
Monthly Fee
None
Signup Bonus
None
No ATM FeesLow Overdraft Fee
Interest Rate Breakdown
Balance
APY
$0+
0.20%
Minimum to Open: $0
Additional Info
NO transaction limit (UNLIMITED)
FREE Out of Network ATM transactions
Mastercard® Debit Card with access to over 30,000 surcharge-free ATMs nationwide through the Co-op ATM Network.
FourLeaf Federal Credit Union Checking Accounts Reviews
5
82%
4
2%
3
2%
2
1%
1
13%
4.3
99 reviews
99 reviews
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Laura @lbressler1345
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1 Star Rating
Fourleaf Federal Credit allowed thieves to empty my checking and savings account and left me with nothing. Take your money to a credit union that cares about you. I warned Fourleaf and begged them not to allow several fraudulent charges by one fake company in my pending transactions, and they processed them all anyway, leaving me unable to pay my bills. When it was BFCU, they would call you if they saw suspicious activity. Not Fourleaf; they just give the criminals your money. Jovia uses precautionary security measures, which is where I'm at now. Save yourself the stress and worry, and get away from Fourleaf. They are the worst.
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Product: FourLeaf Federal Credit Union Checking
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FourLeaf Federal Credit Union @fourleaffcu
Hello Laura, thank you for taking the time to share your experience. We’re truly sorry to hear about the distress this situation has caused you. Your concerns are very important to us, and we want to ensure they are thoroughly reviewed.
To help us escalate this matter to the appropriate team, please email us at [email protected] with your full name and best contact number. A dedicated representative will reach out to you directly to assist and work toward a resolution. We appreciate your feedback and the opportunity to address this.
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Toni ZZ @rumnsun
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5 Star Rating
Always a positive experience! Courteous, professional, and friendly employees every time. Thank you for making my day a little better. Other businesses should participate in training such as this.
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Product: FourLeaf Federal Credit Union Checking
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0
FourLeaf Federal Credit Union @fourleaffcu
Hello Toni! Thank you for your review. Your feedback is extremely valuable to us.
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stephenhughes493 @stephenhughes493
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5 Star Rating
Diana at the Westbury branch was extremely helpful in updating our checking address. She made us aware of a great rate on the FourLeaf 10-month CD. Moreover, she has a great disposition and was very knowledgeable in assisting us in opening a future business account. Great experience!
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Product: FourLeaf Federal Credit Union Checking
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FourLeaf Federal Credit Union @fourleaffcu
Hi Stephen, We are absolutely thrilled to hear about your positive experience with Diana and we will make sure to pass along your kinds words. Thank you for sharing your feedback!
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santiagoupegui_2006 @santiagoupegui_2006
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5 Star Rating
I had a great experience at the bank; we were helped by Stefanny. She was very helpful and professional, taught us how to do everything step by step. I was very happy.
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Product: FourLeaf Federal Credit Union Checking
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0
FourLeaf Federal Credit Union @fourleaffcu
We are delighted that you had a great experience with us. Thank you for taking the time to leave us a positive review!
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linestevez @linestevez
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5 Star Rating
Great experience opening my first joint checking account with my boyfriend. Fast process, no wait in line. I was in and out in minutes.
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Product: FourLeaf Federal Credit Union Checking
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0
FourLeaf Federal Credit Union @fourleaffcu
Thank you for taking the time to leave us a positive review! We are happy to hear you had a great experience!
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Victoria Lange @vrlange13
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5 Star Rating
Amazing experience at the Riverhead branch. David, the branch manager, went above and beyond to create a personalized experience. Highly recommend David and his team.
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Product: FourLeaf Federal Credit Union Checking
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0
FourLeaf Federal Credit Union @fourleaffcu
Hi Victoria, Thank you for your review! We're thrilled to hear about your positive experience at our Riverhead branch. We appreciate your feedback.
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dyvaunte adams @adamsdyvaunte
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5 Star Rating
I will say I will be coming back to this bank whenever I need to sit down with someone. I have experienced so much negativity when trying to open accounts and get help with funding while opening businesses, but this has by far been my favorite bank to go to. I feel welcomed here; the team and help are AMAZING. They want to help you with anything you need and they answer any questions that you have. I rate this bank by far the best bank I have ever walked into — a 10/10 experience. Thank you, Bethpage, for making me feel welcome when I walk in. Shout out to Valerie, toniann and Douglas for being so helpful and granting amazing service
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Product: FourLeaf Federal Credit Union Checking
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FourLeaf Federal Credit Union @fourleaffcu
Hi Dyvaunte! We appreciate you taking the time to leave us positive feedback. We are thrilled to hear that our team has made you feel welcomed and assisted you with all of your financial needs. We look forward to seeing you in the future!
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Rosa Demery @GiveLifeEmma23
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5 Star Rating
Ms. Valerie Brescia was very friendly and professional. I am a new customer and I was thrilled to receive great service. Ms. Brescia took care of all my needs plus issues that I was not aware of. Thank you for your service.
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Product: FourLeaf Federal Credit Union Checking
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FourLeaf Federal Credit Union @fourleaffcu
Hi Rosa, Your feedback is incredibly valuable. We are thrilled to hear that your experience with Ms. Brescia was great. Thank you for sharing your positive experience with us!
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lvmypear1s @lvmypear1s
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5 Star Rating
I am writing to express my gratitude for the outstanding customer service I received at your 26th Street branch in Manhattan on December 23rd.
Christian Jackson went above and beyond during my visit. Despite being in his office, he noticed that there were two customers waiting in line, including myself, and promptly stepped out to assist us. This thoughtful and proactive approach is something I've rarely experienced at any bank and made my visit both efficient and pleasant.
His attentiveness and willingness to ensure timely service reflect positively on both him and the branch. It's clear that Christian values customer satisfaction, and his efforts should be acknowledged.
Please extend my thanks to Christian, and I hope his dedication serves as an example for others.
Thank you, Christian! Frances
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Product: FourLeaf Federal Credit Union Checking
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0
FourLeaf Federal Credit Union @fourleaffcu
Your positive feedback is greatly appreciated! We are happy to hear that Christian was able to assist you and we thank you for reaching out to us. We will be sure to share your feedback with Christian and their team to let them know that they are doing a great job!
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Diane Wicklund @dianewicklund
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1 Star Rating
I called telephone banking several times on Dec. 31 because I needed help making an important year-end transaction. I started calling at 9 am because I read your notice that BFCU was closing at 3 pm for New Year's Eve. All I got was a recording saying I must call back during regular business hours. Apparently, you were not open for business. I communicated with Paul in your online chat option yesterday. Paul tried to blame it on 'technical issues.' If that is true, then why not have a recording stating technical difficulties, asking customers to call back later, instead of saying you are not open and I need to call back during business hours?
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Product: FourLeaf Federal Credit Union Checking
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0
FourLeaf Federal Credit Union @fourleaffcu
Hello Diane, thank you for reaching out. We have escalated your concerns to our team and we will have a representative reach out to you for further discussion. We look forward to speaking with you.
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Review FourLeaf Federal Credit Union Checking Accounts
FourLeaf Federal Credit Union Checking Accounts Q&A
Get answers to your questions about FourLeaf Federal Credit Union Checking Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The FourLeaf Federal Credit Union Money Market Account has an interest rate of 0.10% - 1.00%. The interest you'll earn depends on the balance you have on the account. Here is a breakdown on their interest rates:
For balances up to $499:0.10% APY
For balances up to $49,999:0.20% APY
For balances up to $99,999:0.35% APY
For balances up to $249,999:0.50% APY
For balances from $250,000:0.75% APY
It's important to note that these rates may change without prior notice. For the most up-to-date information, please refer to the Bethpage Federal Credit Union website.
You can check out the best money market accounts available to ensure your choice aligns with your goals.
If you are receiving direct deposits into your account then the checks will be free. If not, then the cost will vary. Unfortunately, this cost is not disclosed. Please call member service at 800-628-7070 for more details.
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