Service Credit Union Checking Accounts

Additional Info

• Everyday Checking is our free checking account that offers three tiers of benefits: Basic, Direct Deposit and Direct Deposit+
• At the "Basic Tier" members will get/enjoy:
• - Rewards on purchases made with your debit card
• - Ease of online banking with mobile bill pay and remote check deposit*
• At the "Direct Deposit" Tier, members will get everything from "Basic", plus: (Members must set up monthly direct deposit of their net pay into their Everyday Checking account to receive benefits.)
• - Getting paid up to two days early with direct deposit**
• - .50% APR*** loan discounts on auto, personal, motorcycles and more.
• - Up to $15 a month in ATM surcharge and foreign transaction fee rebates****
• At the "Direct Deposit+" Tier, members will get everything from "Basic" and "Direct Deposit", plus: (Members must set up monthly direct deposit of net pay into Everyday Checking account and make 5+ payments/transactions to access higher tier benefits, including:
• - Getting paid up to two days early with direct deposit**
• - .75% APR*** loan discounts on auto, personal, motorcycles and more.
• - Up to $30 a month in ATM surcharge and foreign transaction fee rebates****
• Service Credit Union have partnered with CO-OP, along with the world’s largest surcharge-free ATM network, Allpoint, offering access to over 85,000 ATMs around the globe.
• *Must be 18 years old to deposit checks remotely. Members between the ages of 13 and 17 years old must have a parent/legal guardian accept the terms and conditions. Standard funds availability policy and other restrictions apply. Please see terms of use agreement for additional details. Checks deposited in real time are subject to Service Credit Union discretion.
• **Immediate credit of your direct deposit to your Service CU account up to two (2) business days early is based upon when we receive your payroll from your employer. Service CU cannot assume any liability for not depositing these funds to your account early. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
• ***Loan Discounts do not apply to real estate, lines of credit, business loans, certificate or share secured consumer loans, or VISA loans. Discount will be applied to the APR that a member qualifies for based on creditworthiness and checking account tier. The collateral age and loan term may impact the APR offered. Members must maintain the checking account tier qualifications for the life of the loan in order to keep their loan discount. Discount conditions will be set forth in your loan contract. Floor rate may apply. Must be a member of Service CU or establish membership with $5 in a Primary Savings Account.
• ****ATM surcharge fees and foreign transaction fees will be rebated up to $15 a month for the Direct Deposit Checking Account tier and up to $30 a month for the Direct Deposit+ Checking Account tier. Excludes Basic Checking Account tier. Rebates will be applied to account on the first business day of the following monthly cycle that the rebate eligibility requirements were met. ATM surcharge fee rebates would apply to fees imposed by non-network ATM owners/operators.
• Learn more about the Service Credit Union Everyday Checking