You can get Petal 2 Card pre-approval online. This way, you can quickly check your odds of approval for certain Petal credit cards before you actually apply for one. Current Petal customers may also receive pre-approved offers periodically by e-mail or through their online account.

In some cases, the issuer mails pre-approved offers to certain people who appear to meet the criteria for the Petal 2 Card.

How to Check for Petal 2 Card Pre-Approval Online

1. Visit...

The Petal® 2 Visa® Credit Card is available to people with limited credit. That means you do not need to have a credit score to get approved for the Petal® 2 Visa® Credit Card.

Having said that, it is also worth mentioning that if you have already established a credit history, you will need at least fair (640+) credit to get this card.

You should note that while your credit score is an important factor, there are plenty of other things...

The only way you can apply for the Petal 2 Card is online. Applications are not accepted by phone or email. The Petal 2 Card is available to legal U.S. residents of the 50 states, Washington, D.C., or U.S. military locations, with a valid SSN or ITIN.

Here's how to apply for the Petal 2 Card:

The first step of the application process is the pre-approval. During this step, only a soft pull is performed, which won't affect your credit...

Yes, the Petal 1 Card does have pre-approval. Petal actually requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for a Petal 1 Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.

Petal 1 Card pre-approvals do not affect your credit score, as they're...

Yes, the Petal 2 Card has a grace period of at least 21 days, lasting from the end of each billing cycle until the payment due date. If cardholders pay their Petal 2 Card statement balance in full every month, WebBank will not charge any interest.

Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less than the full amount due, you will lose the...

You can't pre-qualify for the Petal Cash Back Visa, but you can get pre-approved if they send you a mail offer. A mail offer means that you met the criteria to qualify and it doesn't affect your credit score.

However, to get the Petal card, you'll still need to submit an application. Just go to this page and enter your unique invite code and last name. Your credit score may be affected if you decide...

The Petal 2 Card credit limit is $300 to $10,000. Everyone who gets approved for Petal 2 Card is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.

The Petal 2 Card credit limit that you start with isn't necessarily your credit line forever. WebBank will evaluate your account periodically...

The issuer will most likely use your Experian credit report when you submit a Petal Credit Card application.

You must be at least 18 to apply for the Petal Visa Credit Card.

Yes, you can use the Petal 2 Card anywhere Visa credit cards are accepted, and that's pretty much anywhere in the U.S. and in the world.

More specifically, this card is accepted at 10.7 million merchant locations in the U.S. and more than 200 countries worldwide.

What is also worth noting is that the Petal 2 Card comes with 0% foreign transaction fees. This means that you won't get charged extra when you use your credit card for international...