The Petal® 2 Visa® Credit Card is the winner over the Petal® 1 Visa® Credit Card. While the Petal 2 Card is the better card with its cash back rewards on all eligible purchases and a lower interest rate, you can’t apply for the card separately. There’s only one application, and you’ll be considered for the Petal 1 Card if you apply and are not approved for the Petal 2 Card.
The Petal 2 Card offers 1% cash back on all eligible purchases, up to 1.25% back after 6 months of on-time payments, and 1.5% cash back after 12 consecutive months of paying on time. The card also comes with a $0 annual fee.
This review is not provided, commissioned, or endorsed by any issuer. Opinions and ratings are our own.
Petal 1 Card vs. Petal 2 Card: Key Characteristics
Petal 1 Card vs. Petal 2 Card: Rewards
Petal 1 Card vs. Petal 2 Card: Other Rates & Fees
Petal 1 Card vs. Petal 2 Card: Ratings
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1.5 - 5% Cash Back
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