Compare BMO Harris Bank Credit Cards
BMO Harris Bank Credit Card Offers in May 2022

Not Offered
Not Offered
13.40% (V)
annual fee
$300
rewards rate
1 - 3 points / $1
Excellent Credit
Pros
- High rewards rate
- Bonus categories
- Low regular APR
- No foreign fee
Cons
- High membership fees
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Rewards Details
- Earn 3 Club Reward points for every eligible dollar charged at Grocery stores/supermarket, Drug store/pharmacy and Automobile fuel service stations (pay at the pump only).
- Earn 1 Club Rewards point for every eligible dollar charged. No limit to the amount of points you can earn.
- Redeem your points for World-class merchandise, Gift & eGift Certificates, Self-Booking Travel Tool, and Tailored Travel Credit. Card-members with 50,000+ points can design their own reward.
- Frequent Flyer Miles: Redeem Club Rewards points for miles with numerous frequent flyer programs. Airline partners include Air Canada Aeroplan®, Delta SkyMiles®, British Airways Avios Points, Southwest Airlines Rapid Rewards®, and many more.
- Frequent Guest Points: Use your points in participating hotel frequent guest programs. You must be enrolled in the frequent guest program in order to redeem your points. Hotel programs included Marriott Rewards Points, Starwood Preferred Guest® Starpoints®, Hilton Honors™ and many more.
Additional Info
- Car Rental Discounts.
- Club Cash® Access.
- Identity Theft Assistance.
- Apple Pay™, Google Pay™ and Samsung Pay™.
- Primary Collision Damage Waiver Coverage, Lost or Damaged Luggage Coverage, Baggage Delay Insurance, Worldwide Automatic Travel Accident Insurance, Purchase Assurance® Coverage and more.
- See More Details & Reviews About Diners Club Elite Credit Card

Not Offered
Not Offered
13.40% (V)
annual fee
$95
rewards rate
1 point / $1
Excellent Credit
Pros
- Low regular APR
- No foreign fee
- Reports to the three major credit bureaus
Cons
- Membership fees
- No rewards bonus
- No intro APR on purchases
- No balance transfers allowed
Rewards Details
- Earn one Club Rewards point for every eligible dollar charged, with no limit to the amount of points you can earn.
- Redeem your points for World-class merchandise, Gift & eGift Certificates, Self-Booking Travel Tool, and Tailored Travel Credit. Card-members with 50,000+ points can design their own reward.
- Frequent Flyer Miles: Redeem Club Rewards points for miles with numerous frequent flyer programs. Airline partners include Air Canada Aeroplan®, Delta SkyMiles®, British Airways Avios Points, Southwest Airlines Rapid Rewards®, and many more
- Frequent Guest Points: Use your points in participating hotel frequent guest programs. You must be enrolled in the frequent guest program in order to redeem your points. Hotel programs included Marriott Rewards Points, Starwood Preferred Guest® Starpoints®, Hilton Honors™ and many more
Additional Info
- 24/7 Personal Assistant ready to make reservations for dinner, golf, tennis or the spa.
- Enjoy Airport Lounge Access, Car Rental Discounts, Club Cash Access and digital payments with your smartphone using Apple Pay®, Android Pay, Samsung Pay and BMO Harris Bank Masterpass.
- Travel Benefits: Primary Collision Damage Waiver Coverage, Lost or Damaged Luggage Coverage, Baggage Delay Insurance, Worldwide Automatic Travel Accident Insurance, and RoadAssist Roadside Service.
- Purchase Assurance® Coverage, Extended Warranty Coverage and MasterAssist®
- See More Details & Reviews About Diners Club Card Premier Credit Card

0% for 15 months
0% for 15 months|Transfer Fee: 4% (min $10)
12.49% - 20.49% (V)
annual fee
$0
rewards rate
None
Excellent Credit
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
- Reports to the three major credit bureaus
Cons
- No rewards
- No rewards bonus
- Balance transfer fee
- Foreign fee
Additional Info
- 0% Intro APR for 15 months on Balance Transfers requested within 90 days of account opening.
- Make purchases with your smartphone using Apple Pay®, Google Pay, Samsung Pay and BMO Harris Bank Masterpass
- MasterRental with Collision Damage Waiver
- Master RoadAssist® Roadside Service
- Extended Warranty registers your product warranties and provides extended protection on purchases
- See More Details & Reviews About BMO Harris Bank Platinum Mastercard®

Not Offered
0% for 12 months|Transfer Fee: 4% (min $10)
13.49% - 21.49% (V)
annual fee
$0 intro 1st yr, $79 after
rewards rate
1 - 3 points / $1
Rewards Bonus
35,000 points
Rewards Bonus
35,000 points
Good Credit
Pros
- 0% intro APR on balance transfers
- High rewards rate
- 35,000 points initial rewards bonus
- No membership fees first year
Cons
- Membership fees in the second year
- Spending caps on rewards
- No intro APR on purchases
- Balance transfer fee
Rewards Details
- Earn 35,000 bonus points when you spend $5,000 in first 3 months of account opening.
- Earn 3 points per $1 spent on dining, hotel and airfare, up to $2,500 in combined spend each calendar quarter; 1 point per $1 spent on all other purchases.
- BMO Harris Rewards points don't expire and can be redeemed for travel, name-brand merchandise, gift cards or statement credits.
- Receive an anniversary points bonus equal to 15% of your annual eligible purchases.
- Priority Pass™ Select is your key to over 850 airport VIP lounges worldwide. As an added benefit, receive 2 complimentary visits to participating lounges.
Additional Info
- 0% Intro APR for 12 months on Balance Transfers requested within 90 days of account opening.
- Concierge Service, featuring 24-hour assistance
- Make purchases with your smartphone using Apple Pay®, Google PayTM, Samsung PayTM and BMO Harris Bank Masterpass
- Travel Benefits: MasterRental with Collision Damage Waiver, Mastercard Road Assistance, Lost or Damaged Luggage reimbursement and more.
- See More Details & Reviews About BMO Harris Bank Premium Rewards Mastercard®

Not Offered
0% (V) for 12 months|Transfer Fee: 4% (min $10)
14.49% - 22.49% (V)
annual fee
$0
rewards rate
1 - 5% Cash Back
Rewards Bonus
$200
Rewards Bonus
$200
Excellent Credit
Pros
- No membership fees
- 0% (V) intro APR on balance transfers
- High rewards rate
- $200 initial rewards bonus
Cons
- Spending caps on rewards
- No intro APR on purchases
- Balance transfer fee
- Foreign fee
Rewards Details
- Get a $200 cash back bonus when you spend $2,000 in the first 3 months of account opening.
- Earn 5% cash back on eligible streaming, cable TV and satellite services.
- Earn 3% cash back on gas and grocery purchases, up to $2,500 in combined spend per calendar quarter.
- Earn 1% cash back on all other purchases.
- Redeem cash back for a statement credit with a minimum of $15 in your available cash balance.
Additional Info
- 0% Intro APR for 12 months on Balance Transfers requested within 90 days of account opening.
- Added Benefits like Priceless® Cities & Apple Pay®, Google PayTM and Samsung PayTM
- Security Features: Mastercard ID Theft ProtectionTM Identity Monitoring & Resolution Services, Zero Liability and Identity CheckTM
- Insurance and warranties: Master RoadAssist® Roadside Service, MasterRental and Extended Warranty.
- See More Details & Reviews About BMO Harris Bank Cash Back Mastercard®
Featured Credit Cards
Ad Disclosure0% for 15 months from account opening
0% for 15 months from account opening on qualifying balance transfers|Transfer Fee: 3% intro for 120 days, then up to 5% (min $5)
15.74% - 25.74% Variable
annual fee
$0
rewards rate
2% Cash Rewards
Rewards Bonus
$200 Cash Rewards
Rewards Bonus
$200 Cash Rewards
Good Credit

Not Offered
Not Offered
16.24% - 24.24% (V)
annual fee
$95
rewards rate
1 - 4% Cash Back
Rewards Bonus
$300
Rewards Bonus
$300
Good Credit

Not Offered
Not Offered
16.24% - 23.24% (V)
annual fee
$95
rewards rate
1 - 5 points / $1
Rewards Bonus
80,000 points
Rewards Bonus
80,000 points
Good Credit
BMO Harris Bank Credit Card Reviews
What's Your Rating?
Lovely, keep sending good updates and better information to help improve more score. Thank you WalletHub I will keep the score up and steady.
Their website nor their app offer autopay for their credit card. To set autopay you have to ask for a form to be sent to you via mail to fill and send back to them. I did so but the autopay didn’t and they charged me late fees. I decided to close this card.
I’ll also close all my checking, savings and Money Market accounts with them ASAP.
BMO Harris Bank Credit Card FAQ
Get answers to your questions about BMO Harris Bank Credit Cards below. For more general questions, visit our Answers section.
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How does the BMO Harris Cash Back card's rental car insurance work?
The BMO Harris Bank Cash Back Mastercard®'s rental car insurance only works if you deny the coverage offered by the rental company. You must also use your card to pay for the entire rental to be covered for:
- Physical damage or theft of the rental car
- Loss-of-use charges
- Towing charges to the nearest repair facility
Certain vehicles are not covered, and other limitations and terms apply as well. To find out more or to file a claim, visit the benefit administrator's website or call (800) 627-8372.
How can I get a copy of my credit card bill for April 14, 2015?
How do you buy discounted gift cards? I did not see any instructions.
Can I use the walmart gift cards for online purchases?
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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