Ollo Credit Card Reviews

Ollo is 5 stars for me. One of the first cards I received after bankruptcy when I was trying to rebuild my credit. They increased my available credit 3 times without me having to apply for it and ding my credit score. They gave me an incredible 8% interest for 16 months to pay off other cards. And there interest rate in general was lower then most others. They have a customer for life!!! Highly rated.

DO NOT get this card. Fighting to get my credit score where it was in a timely manner due to incorrect reporting in the middle of the process of buying a house. Charged me late fees and interest on a balance with a credit and instead of answering my questions and admitting to the mistake and correcting it ASAP I’m left jumping through hoops to get my credit corrected ASAP so I can continue my process of buying a house.

Regarding customer service and misinformation from this card company. I was pre approved from credit karma, added the card to work to build credit, was given $500 limit. Meanwhile at the time had a 1500 limit from capital 1, then was increased to 3000 on my other capital 1 (2 total) I ended up giving discover a go a few months after and approved for 3000 off the bat. Now in my first 2 months of this card I called in to activate since I didn’t instantly, and was told I had 3% cash back on it, I was shocked and excited since I didn’t recall that- was ensured accurate. Come to find out, no not accurate, when I got around to calling again to ask. I mentioned on this call that $500 is very low and to keep utilization down is a few bucks on this card and wanted an increase, they say they monitor monthly for increases. They notated my account and finally a couple months later, increased to 2200. No rewards like I have been interested in. Well ended up getting an offer for a new card with them that does offer balance transfer no interest 15 months, and 2% cash back. Cool. Well managing my accounts, I ended up double paying my first Ollo card by over $300 and checked 2 days after was posted, giving me a credit on my card for paying below zero.. I called this morning to reverse considering it was not intentional and told couldn’t do it, after checking supervisor said they would mail me a check that would take 2 weeks to get. No thanks. So to say I’m not very pleased with this card company. I would not recommend.

Let’s see got approved for a small credit limit. Then used the card a couple times then they closed the card to non activity. Not a very good card to use for rebuilding credit if they close it. Kind of counter productive and hypocritical.

They closed my account for not using it for 6 months but I was in the hospital fighting for my life, so I wasn't ABLE TO USE IT!!! They should be ashamed. I just called to see if they can reactivate or reopen and was told I have to wait for a offer again on credit karma, but they highly doubt I will get one because of it being closed. ???‍♀

One of the dumbest companies out there. If you don't use your card they deactivate it and you can NOT reapply. Customer service was even dumber. Almost as bad as having to come up with 200 characters to say the company is dumb

Being on hold for over an hour is unacceptable! All customer service says “ sorry about that”. Trying to dispute a charge you have to go through hoops! They say it takes up to 72 hours to speak to hire up! If I could give this card score a -5 star I would! This card will NEVER be used again!

dont waste your time this company send me a letter to send back my documents for verification more than a month later they dont have nothing i wonder if they have some kind of kick backs from the credit bureau because they hit my credit reports for nothing dont apply it going to cost a hard pull in your credit reports zero stars

This is not a good card to have. They take forever to post mail in payment. My payments go to Dallas, Texas and I live in the same state. I mail the payment as soon as I get the statement and its two weeks and it still has not posted. Sorry payment processing center. Stay away from the predatory card. I would give no stars if I could.

This is a terrible credit card. I had a fraudulent charge of $72.97 charged to my account. I filed a dispute three days after the charge was posted to my account. Supposedly, Ollo Card looked into the charge (no way they did), then denied my claim. Funny thing is that I contacted customer service of company that placed the charge and they credited my account before I CLOSED MY OLLO ACCOUNT.