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1 Star Rating
Probably one of the worst loan experiences I've had. Took 6 months back and forth with underwriting and ultimately gave up due to the hassle.
Product: TD Bank Home Equity
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Compare TD Bank Home Equity Loans
Please find below Home Equity Loans offered by TD Bank.
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TD Bank $30,000 HELOC
APR
10.190%
Annual Fee
$0
Other Fees
App Fee: $99
Closing Fees: N/A
Closing Fees: N/A
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- A 0.25% discount can be included if you have a TD Bank personal checking account. No automatic payment required.
- Use what you need. Up to your credit limit, no minimum draw required.
- Option to lock your rate.
Show Details
TD Bank $50,000 HELOC
APR
8.990%
Annual Fee
$50
Other Fees
App Fee: $99
Closing Fees: N/A
Closing Fees: N/A
+show details
- A 0.25% discount can be included if you have a TD Bank personal checking account. No automatic payment required.
- Use what you need. Up to your credit limit, no minimum draw required.
- Option to lock your rate.
Show Details
TD Bank $75,000 HELOC
APR
8.990%
Annual Fee
$50
Other Fees
App Fee: $99
Closing Fees: N/A
Closing Fees: N/A
+show details
- A 0.25% discount can be included if you have a TD Bank personal checking account. No automatic payment required.
- Use what you need. Up to your credit limit, no minimum draw required.
- Option to lock your rate.
Show Details
TD Bank $30,000 Home Equity Loan
APR
8.070%
Annual Fee
$50
Other Fees
App Fee: $99
Closing Fees: $0
Closing Fees: $0
+show details
- A TD Bank personal checking account is required to be eligible for the additional 0.25% rate discount.
- Fixed rate for 120-month term.
- Receive one lump sum and know your monthly payment up front.
Show Details
TD Bank $50,000 Home Equity Loan
APR
7.480%
Annual Fee
$50
Other Fees
App Fee: $99
Closing Fees: $0
Closing Fees: $0
+show details
- A TD Bank personal checking account is required to be eligible for the additional 0.25% rate discount.
- Fixed rate for 120-month term.
- Receive one lump sum and know your monthly payment up front.
Show Details
TD Bank $75,000 Home Equity Loan
APR
7.480%
Annual Fee
$50
Other Fees
App Fee: $99
Closing Fees: $0
Closing Fees: $0
+show details
- A TD Bank personal checking account is required to be eligible for the additional 0.25% rate discount.
- Fixed rate for 120-month term.
- Receive one lump sum and know your monthly payment up front.
Show Details
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TD Bank Home Equity Loans Reviews
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1 Star Rating
Completely MIA lending and processing team left me in limbo for weeks. Ended up closing two weeks ago, and I still have absolutely no clue how to access my funds or to use my HELOC. This bank is an absolute joke when it comes to customer support. Take your business absolutely anywhere else.
Product: TD Bank Home Equity
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1 Star Rating
We were looking to get a Home Equity loan and was given the run around on the value of our home. You are not suppose to use date's of homes that are over six months old. No word from anyone until we inquired and inquired and made phone calls. We were given a low ball offer our loan with a higher interest rate. Since we did not sign the agreement we have not heard Boo from anyone associated with the loan process. We did not sign something that we know was not correct. So now we are nobody's and we will be shopping elsewhere.
Product: TD Bank Home Equity
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1 Star Rating
Worst customer service of any other bank I've dealt with. No carry through. Every-time I call branch, there is never a manger on duty to assist. Wait times on phone are ridiculously long. They transfer you to numbers will full mailboxes. They make a multitude of errors.
Product: TD Bank Home Equity
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TD Bank Home Equity Loans Q&A
Get answers to your questions about TD Bank Home Equity Loans below. For more general questions, visit our Answers section.
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Do you provide HELOC to people on work visas (H-1B)?
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Our home is worth roughly $200,000 or $250,000. We owe back taxes and would need a loan for $15,000. Is that something we can cover with a home equity loan?
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Is there a prepay penalty on a home equity loan?
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WalletHub
On a new Home Equity Loan, there is no penalty for repaying the loan early.
What is the interest rate for a home equity line of credit?
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WalletHub
You can use this home equity calculator for updated interest rates and conditions: https://www.tdbank.com/calculator/HomeEquityCalculator.aspx
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
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