Compare Quontic Bank Savings Accounts
Please find below savings accounts offered by Quontic Bank.
Quontic Bank • 6 Month CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.50% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank • 1 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.50% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank High Yield Savings
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0 - $1,000,000 | 3.20% |
- Minimum to Open: $100
Additional Info
- Earn 3.20% APY: 10x higher than the national average!
- No monthly service fees
- $100 minimum opening deposit
- Interest compounded daily
- FDIC insured to the maximum legal limits
Quontic Bank • 2 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 3.15% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank • 3 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 2.85% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank • 5 Year CD
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $500+ | 2.75% |
- Minimum to Open: $500
Additional Info
- No monthly service fee
- FDIC Insured to the maximum legal limits
- Only $500 required to open
Quontic Bank Money Market Account
Interest Rate Breakdown
| Balance | APY |
|---|---|
| $0+ | 3.80% |
- Minimum to Open: $100
Additional Info
- Earn 3.80% APY! Enjoy a high yield on your account balance with the added benefits of a checking account, including a free debit card and check writing privileges.
- No hidden fees
- No monthly fees
- 90,000 surcharge free ATMs across the nation
Quontic Bank Savings Accounts Reviews
What's Your Rating?
Quantic Bank Upper Management—I strongly suggest that you review your system and identify all the other potential customers who are stuck in your account application limbo (my last attempt to open a CD has been there since August 2023) and reach out to them. I'm sure I'm not the only one, and you've likely lost a substantial amount of new deposits.
Quontic Bank Savings Accounts Q&A
Get answers to your questions about Quontic Bank Savings Accounts below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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Does Quontic Bank do a credit check for a savings account?
No, Quontic Bank does not perform a credit check for opening a Quontic Bank High Yield Savings account. To open a Quontic Bank High Yield Savings account, you need to provide personal information such as your Social Security number, contact information, and an external bank account for funding, along with a minimum opening deposit of $100.
For the most up-to-date information, refer to Quontic Bank's website or contact their customer service.
You can check the best savings accounts available to ensure that whatever decision you make really fits your goals.
Is the Quontic Bank Money Market account APY variable?
Yes, the APY for the Quontic Bank Money Market Account is variable. It currently offers an APY of 3.80%. However, this rate is subject to change without prior notice.
For the most current information, visit Quontic Bank's website or contact their customer service.
You can check the best money market accounts available to ensure that whatever decision you go for really fits your goals.
What is the Quontic Bank CD early withdrawal penalty?
Quontic Bank CD early withdrawal penalties depend on the original term length of the CD and are calculated based on simple interest earned. Here's a breakdown:
- CDs with terms of 12 months or less: The penalty equals the interest for the full term.
- CDs with terms of over 12 months to under 24 months: The penalty equals one year's interest.
- CDs with terms of 24 months or more: The...
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