Ocean Bank
Ocean Bank was founded in 1982 by a group of successful entrepreneurs and with just 14 employees. Ocean Bank's founders shared a common financial vision and a true dedication to making an impact in South Florida's future. Through the years, the idea behind the establishment of Ocean Bank has remained the same. They have... show more
Ocean Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 09/08/2025.
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Ocean Bank Q&A(13 questions)
Get answers to your questions about Ocean Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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3 month cd rate?
How can I open an IRA with Ocean Bank?
To open an IRA with Ocean Bank, you need to visit a branch and follow these steps:
- Provide Personal Information: Furnish personal details including your name, address, date of birth, Social Security number, valid ID, email address, and phone number.
- Review and Agree to Terms and Conditions: Carefully review and agree to the terms and conditions associated with the chosen account.
For additional details or to confirm eligibility, contact...
How can I open a savings account with Ocean Bank from another state?
You can open a savings account with Ocean Bank through their website. You need to visit the page and follow these steps:
- Provide Personal Information: Furnish personal details including your name, address, date of birth, Social Security number, valid ID, email address, and phone number.
- Review and Agree to Terms and Conditions: Carefully review and agree to the terms and conditions associated with the chosen account.
You can check...
Are Ocean Bank CDs FDIC insured?
Yes, the Ocean Bank CDs are FDIC insured up to $250,000 per depositor. This ensures that your funds are safeguarded in the event of the bank holding your CD fails.
Keep in mind that the Federal Deposit Insurance Corporation only insures deposit accounts. You can check the best CD rates available to ensure that whatever decision you make fits your financial goals and needs.
How can I open a CD with Ocean Bank?
To open a CD with Ocean Bank, you can go online or in-person at a branch.
Once you decide on a method, follow these steps:
- Provide Personal Information: Furnish personal details including your name, address, date of birth, Social Security number, valid ID, email address, and phone number.
- Review and Agree to Terms and Conditions: Carefully review and agree to the terms and conditions associated with the chosen account.
What are the Ocean Bank locations in Maine?
Currently, Ocean Bank does not have any branches in Maine. They have locations primarily in Florida.
To find the closest branch to you, you can visit Ocean Bank's website.
You can check the best savings accounts available for you to make sure that whatever decision you go for really fits your goals.
What are the Ocean Bank locations?
Ocean Bank has several locations in Florida. It serves the counties of Broward, Miami-Dade, Orange, and Palm Beach, as well as the cities of Fort Lauderdale and Orlando.
To find the closest branch to you, you can visit Ocean Bank's website.
You can check the best savings accounts available for you to make sure that whatever decision you go for really fits your goals.
Is Ocean Bank FDIC insured?
Yes, an Ocean Bank account is FDIC-insured up to $250,000 per customer, per account ownership category. This means that even if Ocean Bank fails, you will eventually be able to recover an individual account's balance up to $250,000.
If you have a joint account, each co-owner of the account is considered a separately insured customer. As a result, you can collectively recover the account's balance up to $500,000 in the event of a bank failure,...
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