OMB Bank
At OMB, you will experience community banking at its best. You will work directly with the experienced professionals as they listen and learn what banking products and services suit your needs. While they believe in old-fashioned customer support, they welcome new technologies that streamline their customers' day-to-day transactions and make your banking more convenient.
OMB Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 02/18/2026.
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OMB Bank Q&A(7 questions)
Get answers to your questions about OMB Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
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What are the OMB Bank locations?
OMB Bank operates several branch locations primarily in southwest Missouri and the Kansas City metro area in Kansas.
You can also apply for an account online through their website. To find specific locations and working hours, visit OMB Bank's website, or contact its customer service at (888) 662-2443.
Is OMB Bank FDIC insured?
Yes, an OMB Bank account is FDIC-insured up to $250,000 per customer, per account ownership category. This means that even if OMB Bank fails, you will eventually be able to recover an individual account's balance up to $250,000.
If you have a joint account, each co-owner of the account is considered a separately insured customer. As a result, you can collectively recover the account's balance up to $500,000 in the event of a bank failure,...
Does OMB Bank offer any checking accounts?
Yes, OMB offers four distinct checking accounts, aimed at different kind of individuals, with their best offer being the OMB High Interest Checking. This checking account offers up to 2.01% APY and only requires $25 as minimum opening deposit.
OMB Bank Checking Accounts
- Classic Checking - this is a simple checking account, with no frills, $100 minimum opening deposit and unlimited ATM withdrawals.
- Rewards Checking - aimed at frequent purchases, this checking account comes with...
Does OMB Bank offer any certificates of deposit?
Yes, OMB Bank offers several certificates of deposit, on terms ranging from 3-72 months. And while their APY ranges based on the exact term you choose, they all have the same $1,000 minimum deposit requirement.
OMB Bank CD Rates
- 3 months - 4.05% APY
- 6 months - 0.20% APY
- 12 months - 0.45% APY
- 18 months - 0.50% APY
- 24 months - 0.60% APY
- 36 months -...
What is the OMB Bank 6-Month CD rate?
The 6-Month OMB Bank CD offers an APY of 0.20%.
Keep in mind that this rate may change without prior notice. For the most up-to-date information, visit OMB Bank's website or contact their customer service by phone at (888) 662-2443.
You can check the best CD rates available for you to make sure that whatever decision you go for really fits your goals.
How long has OMB Bank been in business?
OMB Bank, previously known as Old Missouri Bank, has been in business for 26 years. Founded in 1999, it is a community bank based in Springfield, Missouri.
For the most up-to-date information, visit OMB Bank's website or contact their customer service at (888) 662-2443.
You can check the best checking accounts available to ensure that whatever decision you go for really fits your goals.
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