Alliance Credit Union was created for you - your needs, your desires, your real-life situation. The important things in your life - family, career, home, health, leisure, education, success, relationships - all have a financial element. Alliance serves as a link to financial success. It’s not just about financial products and services, it’s about... show more
Eligibility
Find out if you are eligible to join Alliance Credit Union.
Alliance Credit Union Reviews
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43%
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29%
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7%
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21%
3.7
14 reviews
14 reviews
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Alliance Credit Union
Allison Nay @allison_nay
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1 Star Rating
I had Alliance CU for an auto loan that was secured for us by the car dealership. We had this loan for many years. My few interactions with Alliance over the phone and online have been terrible during the time I have had this account. I would never choose Alliance again in the future for any of my banking needs. The system itself is old and difficult to navigate. The people on the phone are rude and demeaning. I hope they are nicer to other people who cannot figure out the online system.
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Product: Alliance Credit Union Car Loans
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Alliance Credit Union
Danielle D Jackson @danielledjackson
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5 Star Rating
I’ve had this credit card over 20 years. If I missed a payment they give me a courtesy call. The main branch downtown is the best. I feel like I’m talking to my neighbors next door. They’ve changed names numerous times over the years but the Customer Service remained A1.
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Product: Alliance Credit Union Credit Cards
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Alliance Credit Union
Alexis @torres_alex2012
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5 Star Rating
Verified Customer
Great bank, has help me a lot and always so nice and helpful. I wish i had start my history bank with this bank. I will never regreat it.
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Product: Alliance Credit Union Credit Cards
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Alliance Credit Union
Sean Moon @mnsean
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1 Star Rating
Need mortage? stay away. They miscalculated tax on escrow for almost two years on my parent's mortgage. Than they added additional $2000 per month to mortgage payment for an entire year to make up for it. Giving us 1 month notice. We asked if that can be spread out more since it was not our fault. Nope. Than last year my father got cancer, we asked if we can get some kind or forbearance. Nope. I don't know about others but I sure can't come up with additional $2000 per month due to their miscalculations. Pretty ridiculous. My parents almost went under.
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Product: Alliance Credit Union Mortgages
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Alliance Credit Union
trizor @trizor
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1 Star Rating
Public service announcement: DON'T GO HERE.
Was a member for 10 years. Tried depositing my check on a Monday and the ATM ate it. Went to the branch to inquire, and their response was mind-blowing. I had to wait until the following Wednesday when they would empty the machine and IF my check was there they would write me a new check and MAIL it to me. Huh? I closed the accounts, which they REOPENED two days later without my permission. Went back to get my money and close the accounts a second time. The cherry on top, they charged me a $5 fee.
Add poor customer service to the list of awful aspects of this Credit Union. Others include unreliable ATMs, lack of branches, bad branch locations, ridiculous holds (any amount over $500 is held for days), and a website that looks like it was developed in 2002.
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Product: Alliance Credit Union Checking
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Alliance Credit Union
Paige Crews @pcrews
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5 Star Rating
Alliance Credit Union is a wonderful credit union. You can become a member is you live in the 3 surrounding counties. They have terrific, low rates on all loans and higher rates on other services like money markets and such. Everyone is friendly. When working for a very large new car dealership in the area, the GM of the store would only get his cars loans for his family from Alliance Credit Union, no in-house company financing. Now that says a lot!!!
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Product: Alliance Credit Union Car Loans
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Alliance Credit Union
Richard @WinnieGreen
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5 Star Rating
When I moved to Wilmington for graduate school, I needed a place to meet my banking needs. I decided to try Alliance Credit Union on a recommendation from one of my Finance Professors actually. His area of study was local banking and credit unions so I trusted his opinion and valued it highly. The sign up process was simple and I was also instantly approved for additional loans that I may need for school related expenses. I decided to take out a small loan from Alliance Credit Union and the interest rate was even lower than the Federal subsidized school loans. I was highly impressed. I decided to transfer my savings to Alliance Credit Union and they are now my main bank that I deal with. This has been the best service offered by any bank that I have come across and will be a loyal customer for years to come.
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Product: Alliance Credit Union Personal Loans
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Alliance Credit Union
Marina Moore @buddysgirl
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4 Star Rating
I became a member of this credit union about 15 years ago, through a family member. This is a great credit union, and they treat you as an individual, not just a number. They take the time to find out what your needs are, and help you in achieve your goals, whether it be getting a loan, or saving money. They have low-interest loans as well.
If you are eligible to join this credit union, I would highly recommend it. They have convenient locations all over town, including branches and ATM machines. There is a very low monthly fee to maintain your checking account, but it is worth it just for the 'personal' treatment you receive here over a traditional bank.
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Product: Alliance Credit Union Checking
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+ 6 WalletHub users submitted a rating without writing a full review
Get answers to your questions about Alliance Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
The membership requirements at Alliance Credit Union include, geographic location, family ties, employment, and membership on labor organizations:
Geographic: You are eligible if you live or work in specific counties in Missouri (St. Louis County, St. Charles County, Jefferson County, Franklin County, St. Louis City) and Illinois (St. Clair County, Madison County, Monroe County, Jersey County).
Family Membership: You can join if a member of your family is already a member. This...
According to the company's website, the rates start at 1.74% and can reach 4.99%. Here you can find all auto loan rates: https://www.alliancecu.org/Rates/Auto-Loans#vehicleRate3
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