Founded in 1943 by Otto Bremer, Bremer Bank is headquartered in St. Paul, Minnesota. Their mission is to build trusted long-term relationships with businesses, agribusinesses and individuals to help them achieve their goals. They do this by providing the right financial solutions and superior service, through empowered market leadership, while ensuring a fair return... show more
Bremer Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 11/05/2025.
2.2
38 reviews
from WalletHub and across the web
38 reviews from WalletHub and across the web
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Bremer Bank
s_severt @s_severt
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1 Star Rating
I have been a Bremer customer for many years, and I've always been very satisfied with them. However, recently I lost track of my checking account and overdrew it. One transaction was for $2,000 and another was for approximately $700. I had enough to cover the smaller amount but not the larger one. Nevertheless, I received a letter informing me that they charged me $70 for two bounced checks. The amount I was short was just a little over $700, including the charges. They could have paid the smaller check, but they did not.
Moreover, since they sent a letter instead of calling me to inform me so that I could immediately cover the charges, I may have accrued even more charges. I am in the process of transferring banks for several reasons.
First, they could have called, and I would have immediately covered the shortfall. Second, I incurred two overdraft charges when one would have resolved the issue. Third, there may be additional charges. Fourth, the very fact of overdraft charges.
I should have switched banks long ago, but inertia held me back. My other bank is extremely service-oriented and treats me very well. I can guarantee I will never encounter an overdraft charge there. Keep in mind, I have been with Bremer for over 20 years. This was my first overdraft, and it will certainly be my last.
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Product: Bremer Bank Checking
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Bremer Bank
scott mcgrath sr @SCOTTMCGRATHSR
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2 Star Rating
Terrible customer service. Made a deposit on December 20th; funds are still not available. Have been told 3 different dates, now maybe January 2nd or 3rd.
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Product: Bremer Bank Checking
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Bremer Bank
dylan3kraft @dylan3kraft
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2 Star Rating
The bank is great; I never have any issues with people. However, the debit card situation needs to be addressed ASAP. If management, a CEO, or anyone is reading this, this situation is unacceptable. A pile of rubbish does better at providing access to money than these debit cards, which only last a week before they split into two or the chip falls out. The CEO needs to be informed of this issue because it's absolutely disrespectful to their customers to have to deal with this once every other month.
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Product: Bremer Bank Checking
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Bremer Bank
Jenny T @Tifuu
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1 Star Rating
Terrible customer service. This year I called them more than a handful of times for many issues which includes card deactivation for fraud, missing transfer button in the mobile app, phone number authorization issues, NFT checks it’s a whole mess and I will no longer bank with them at the end of this week..
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Product: Bremer Bank Checking
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Bremer Bank
David Hlavac @david_230413
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1 Star Rating
A bunch of gonifs with no clue about 21st century digital banking. I have had nothing but problems since I transferred both my business and personal accounts here three years ago. They can't accept Venmo, Zelle, or PayPal instant transfers and won't allow ANY digital banking third-party apps to communicate with business accounts. They charge $6 fees for ACH deposits, costing my company more than $500 in the past two years. There are ALL kinds of hidden fees and restrictions. I had high hopes for this local bank and they disappoint me at every turn. I'm shopping around now for a new bank - BEWARE OF BREMER!
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Product: Bremer Bank Business Services
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bikesmn651 @bikesmn651
There are places you can file a complaint here is the link to the Office of the Comptroller of the Currency's (OCC) Customer Assistance Group. They regulate national banks and federal savings associations.
https://www.helpwithmybank.gov/file-a-complaint/index-file-a-complaint.html
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Bremer Bank
barbaramauzy @barbaramauzy
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1 Star Rating
Worst IT ever. Mobile app rarely works and phone help is an unsatisfying maze. The online interface is antediluvian—time to hire an IT designer.
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Product: Bremer Bank Checking
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bikesmn651 @bikesmn651
There are places you can file a complaint here is the link to the Office of the Comptroller of the Currency's (OCC) Customer Assistance Group. They regulate national banks and federal savings associations.
https://www.helpwithmybank.gov/file-a-complaint/index-file-a-complaint.html
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Bremer Bank
Rory Niccum @roryniccum1
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1 Star Rating
I'd rather dig a ditch than EVER bank with bremer bank. An Ford/Edsel is more reliable than bremer/chad vogel. WORST BANK EVER!!
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Product: Bremer Bank Mortgages
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bikesmn651 @bikesmn651
There are places you can file a complaint here is the link to the Office of the Comptroller of the Currency's (OCC) Customer Assistance Group. They regulate national banks and federal savings associations.
https://www.helpwithmybank.gov/file-a-complaint/index-file-a-complaint.html
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Bremer Bank
adamkey19711972 @adamkey19711972
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1 Star Rating
Worst bank I ever met. Didn’t credit a $400 check. Let welfare scumbags that make more money steal from my credit card and would never return funds. Multiple overdraft and late fees(that weren’t late) charged hundreds for. Bank is slimmer than the thieves that stole my money. Don’t use this bank!!!!!!!!!!!!!
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Product: Bremer Bank Credit Cards
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Bremer Bank
Walter Chitsamwa @Chitsamwa
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1 Star Rating
Worst bank ever. My friend is sounding suicidal right now after she was suddenly told her account must be shur down and this for no reason at all . Imagine she has w9,000 in the account and supoorting kids etc now suddenly they close it down. No explanation, nothing.
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Product: Bremer Bank Checking
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Bremer Bank
Cari Cummins @cummins_cari
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1 Star Rating
Verified Customer
Worse banking experience ever. The entire loan process was a mess. The lack of follow up, and rescheduled closing dates, almost lost us our contractors. Today I called to payoff a line of credit and the customer service rep was rude and didn’t help at all. Again I had to drive to their office to get things straightened out, And TO PAY it off!! I closed most of my accounts and would never recommend using them.
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Product: Bremer Bank Mortgages
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bikesmn651 @bikesmn651
There are places you can file a complaint here is the link to the Office of the Comptroller of the Currency's (OCC) Customer Assistance Group. They regulate national banks and federal savings associations.
https://www.helpwithmybank.gov/file-a-complaint/index-file-a-complaint.html
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Bremer Bank
Mm Bbb @mbiglari
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1 Star Rating
We applied for a mortgage loan with S.O. of Bremer Bank. We loved a home to purchase and she and her team gave all the green lights to go ahead and that we can get the loan, so we put an offer. I had my conversation with her and her assistance twice and they sent me the letter of agreement and I submitted all the required documents. Not only me, also our agent with tens of years of experience did not have any clue that it might go wrong. So we put an offer, the home was withdrawn from the market, we called for inspection, got insurance for the home, set time for closing and prepared for packing. Even Bremer Bank sent valuation of the home and unbelievably everything were set based on S.O.'s recommendation. The last minute, she called me that it did not work and that I cannot get the loan. It was a crashing moment for me and specially my wife. To some extent suspicious to us!!! Anyway, if we knew that there is even slight possibility that they break their words, we could have plan B to get loan form another source. But unfortunately, we had to cancel our offer and lost the home. Since then, we have not found a home that we like. Very unprofessional it was the way we were treated. Not recommended!
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Product: Bremer Bank Mortgages
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Bremer Bank
novemberblonde @novemberblonde
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1 Star Rating
High overdraft fee. Won't reverse more than one a year. No exceptions. Even if your account has been in good standing over a decade and you have a balance in other accounts. Very un personable during phone calls. Not the family feel bank it used to be years ago. No flexibility at all. Looking to close my accounts soon because of this.
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Product: Bremer Bank Checking
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Bremer Bank
Elayna Smith @ES6951
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1 Star Rating
I am very dissatisfied with Bremer Bank in Brooklyn Center and how they handled my disabled daughter's checking account when she overdrafted her checking account by less than $3.00. After i took off 3 hours of work to meet with the manager, the manager could not give me an amount to settle while we were there! She had to call someone else and call me back later another day!!!! So i had to take off work AGAIN and pay cash to Bremer. I received a receipt. In the meantime, the full amount went to collections! We received the letter today, which is dated March 20. This is NOT right when we were settling this with Bremer's manager; how sad to do this to my daughter and I, just to make a few extra bucks!!!
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Product: Bremer Bank Checking
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bikesmn651 @bikesmn651
There are places you can file a complaint here is the link to the Office of the Comptroller of the Currency's (OCC) Customer Assistance Group. They regulate national banks and federal savings associations.
https://www.helpwithmybank.gov/file-a-complaint/index-file-a-complaint.html
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Bremer Bank
Christopher Gregory @christopher3
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4 Star Rating
I am very satisfied with Bremer Bank. They have great customer service and are always willing to answer any questions that I may have. I have had nothing but good experiences with Bremer Bank. If you use a MoneyPass ATM, there isn’t a fee, which is nice. I would definitely recommend this bank to my friends and family.
My wife and I have had our checking account for nearly 10 years now. They definitely have a nice local feel which is why we have stayed. As far as our checking account goes, we have always had a smooth relationship with them and any time there have been bumps in the road, they have quickly resolve them. I would highly recommend Bremer to anyone who wants to get away from a national bank.
Get answers to your questions about Bremer Bank below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
You can check your balance by enrolling in online banking here: https://bit.ly/1Qw61gn You can find more information about online banking on this page: https://www.bremer.com/personal/online-and-mobile/online-banking
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