At Skyla, their mission is simple ? helping make your possibilities a reality. Not some members ? ALL members They're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services. What sets them apart is how vested they are in the community ? they?re local people benefiting local people.
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Skyla Credit Union Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/12/2026.
3.2
63 reviews
from WalletHub and across the web
63 reviews from WalletHub and across the web
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Skyla Credit Union
Jennifer Covell @ms_taz98
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1 Star Rating
I would give zero stars if I could. I had never heard of this bank until I discovered a fraud issue that someone had attempted to create in my name. The individual I spoke with requested too much personal information to seem legitimate. After I expressed my reluctance to provide or send that information to them to have the inquiry removed from my credit report, she rudely informed me that it wouldn't be removed without a copy of my driver's license, front and back, and other information. I wouldn't advise anyone to bank with them. I was a victim, yet I was treated as if I were the criminal.
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Product: Skyla Credit Union Credit Cards
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Skyla Credit Union
Tom Kerr @tpkclt88
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2 Star Rating
Have been a member since 2010 with checking, savings, and a credit card that has always been paid as agreed. I recently filed Chapter 7, and upon receiving notice of the bankruptcy proceedings, they locked me out of the mobile banking app and website. I called to request access because I need statement copies to provide to the bankruptcy trustee, and I was told by a very rude person in their collections department that I would have to go to a physical branch to ask them to print the statement copies and to check my balance. This is rather unprofessional and makes a business matter very personal.
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Product: Skyla Credit Union Checking
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Skyla Credit Union
weltye @weltye
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1 Star Rating
Avoid this Credit Union. Credit Card balance transfers are a disaster. Their website is not well-built and is confusing. Don't do it, you'll regret it later.
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Product: Skyla Credit Union Credit Cards
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Skyla Credit Union
Travis @redneckracerunc
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1 Star Rating
I called the Greensboro office over three weeks ago asking for a new debit card because it had expired. The lady said I would receive it in 7 to 10 days. I called today to ask where my debit card was, and the lady said no card had been sent to me. Now I have to wait even longer. What is going on with this bank? I would give a zero if I could.
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Product: Skyla Credit Union Checking
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Skyla Credit Union
Lavoree Handy @lavoreeh
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1 Star Rating
Skylla Credit Union denied my application, which I believe was based on race. I had applied for Visa Signature card and was asked the following day to provide a copy of my bank statements, which I did. The next morning, Skylla Credit Union called me in regards to the bank statements, telling me they couldn't see deposits being made from my employer, despite it being clearly stated that funds were being deposited into my checking account. I felt this was an issue stemming from me being an African American male trying to obtain credit. Additionally, when reviewing DocuSign documents, I noticed that they had altered my application from requesting a credit card to applying for a $2,000 loan, which I never did. I applied for a credit card, not a loan request. This seems to be deceptive behavior.
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Product: Skyla Credit Union Credit Cards
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Skyla Credit Union
kapicka @kapicka
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1 Star Rating
I tried for eight days (yes, over a week) to obtain a credit card. We have excellent credit, earn a very good income, and do not carry any debt other than our mortgage. We were asked for a ton of personal information with requests to securely send over pay stubs and other items. In the end, after trying for eight days and receiving requests for more information, we finally gave up and went to a different credit union where we were instantly approved for a credit card.
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Product: Skyla Credit Union Credit Cards
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Thomas Jackson @frugal_froggy
Wow! I was thinking about applying with Skyla until I read your and others’ reviews. What credit union did you go to and be instantly approved for your credit card?
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Skyla Credit Union
blue blue @ilikeitinblue
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1 Star Rating
If only I could give them a 0-star rating, I would. I would not recommend this bank to anyone. The way I am frustrated with trying to support a local credit union is out of control. A teller made a mistake and deposited a check that I presented, and deposited with MY driver's license, and the check only has MY name on it, into my husband's account. Somehow the account they made him create for our car loans doesn't have me listed as a joint holder, so now a check (from my car accident) that is meant for me, which does not have his name on it at all and was requested to be put into MY personal savings, is now in his account and I have to drive to a location to fix it. I would not recommend these people to hold a single cent of yours. If they'll do this to a member, what else will they do? In this economy, having thousands missing from my account is incredibly alarming! I believe they only admitted to it because I realized it was missing, and I had my receipt to hold them accountable.
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Skyla Credit Union
lagerisunderwoodbell @lagerisunderwoodbell
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5 Star Rating
Kudos to Roberto who was efficient, patient, and thorough in helping me with my account. It was a pleasure doing business with him!
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Product: Skyla Credit Union Credit Cards
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Skyla Credit Union
Rod Jordan @wjordanesq
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1 Star Rating
Save yourself. Don’t bank here. If you get a debit card they’ll block it without warning; even though YOU put the money there in the first place. Dealing with customer service is a nightmare. They ask a million questions before even getting to the issue. Don’t ask for a supervisor, you won’t get one, and be prepared to answer MORE questions. And guess what? In a few more months they’ll block your card AGAIN and you can repeat this whole annoying process! You’ll waste your whole day fooling with these people. They have a hundred departments, and none of them can transfer you to a different dept. I have never had such a hard time accessing money that I worked for. Then they’ll tell you it’s for YOUR protection! If I can’t access my own funds, what good is it?
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Product: Skyla Credit Union Credit Cards
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Skyla Credit Union
Harold @haroldd_53
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5 Star Rating
Verified Customer
It's been a great loan and credit union to work with and I hope to be able to get this and my other personal loan at this credit union paid off by the end of 2023.
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Product: Skyla Credit Union Car Loans
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Skyla Credit Union
Joseph Helms @helmsjoseph54
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5 Star Rating
Verified Customer
With the help of the people at Charlotte Metro. My credit score as of 10/16/21 at 9:00pm is 591 points. My loan has a balance of $250.40. THANKS Guys!!!!!!!
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Product: Skyla Credit Union Personal Loans
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Skyla Credit Union
Harold @haroldd_53
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5 Star Rating
Verified Customer
They just bought premier Federal credit union and that's how I ended up with CMCU so ha e a very limited amount of experience with them but the rollover went very well and easy on my end .they took care of everything all I had to do was set up my online account and their app and the rest was done by them.
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Product: Skyla Credit Union Personal Loans
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Skyla Credit Union
Christopher @chrharris1
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5 Star Rating
Verified Customer
This is my second car loan with Charlotte Metro. They have always had the best rate when I shopped around. I’m sure I will use them again for the next vehicle in about 9-10 years.
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Product: Skyla Credit Union Car Loans
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Skyla Credit Union
Eric Ellis @erice_36
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5 Star Rating
Verified Customer
Professional knowledgeable and courteous. Very rare traits that are wonderful to find. It is a wonder to find the warm mom-and-pop atmosphere.
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Product: Skyla Credit Union Credit Cards
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Skyla Credit Union
sadieunc @sadieunc
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1 Star Rating
DO NOT BANK WITH THESE PEOPLE! They Bait & switch!
I am so disappointed. I have been banking with another bank for years and I love them, but I am trying to buy a house, and everyone told me to go through a credit union. So I was planning on setting up an account with CMCU to establish a relationship. I applied for a savings account (required) and a no-fee standard checking account. After my application was completed, I got a notice that my request was processing and that someone would contact me soon. The next day I got an email congratulating me on my new checking account that was going to charge me $10.95 a month in fees. I sent them an email back saying I did not apply to open that account so please just don't open the account. The email I got back said that they would close the account, but that it would take up to two weeks to return my initial deposit and that it would be sent in the mail as a check.bhowever, I would still be charged the $5 membership fee. It also did not seem apologetic or helpful, concluding the message with "happy Monday!!"
Get answers to your questions about Skyla Credit Union below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Yes, a Skyla Credit Union account is NCUA-insured up to $250,000 per customer, per account ownership category. This means that even if Skyla Credit Union fails, you will eventually be able to recover an individual account's balance up to $250,000.
If you have a joint account, each co-owner of the account is considered a separately insured customer. As a result, you can collectively recover the account's balance up to $500,000 in the event of a bank failure, assuming you have no other shared accounts.
Skyla Credit Union Products Covered by NCUA Insurance
The membership requirements at Skyla Credit Union include geographic location, employment, organizational affiliation, or family ties. Here's a clear breakdown of the requirements:
Geographic Location: You live, work, worship, or attend school in Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan, or Union counties in North Carolina; Chester, Lancaster, or York counties in South Carolina.
Employment: Be an employee of a partner organization or business associated with Skyla Credit Union. Such as Parsons Corporation, Worley Corporation,...
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